USDA and FHA Pro and Con in Nashville, Washington County, IL

In 2025, the USDA loan maximum in Nashville, Washington county, IL, is designated at $336,500, whereas the FHA limit for a single-family house is $472,030.

Leverage the Lendersa® USDA loan calculator to contrast today’s USDA with FHA rates and ascertain the necessary income, credit, reserves, and documentation required for qualification. Our comprehensive mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in determining the most appropriate program in that fulfills your specific financial circumstances.

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2025 Loan Maximums and Down Payment Needs in Nashville, Washington County, IL

Type of Loan Loan Maximum Minimum Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Choices in Nashville, IL

Lendersa® strives to deliver the optimal USDA or FHA loan with speed and ease, free from complications. You can begin with any of the three options available to access matching lenders and explore USDA loan programs.

USDA loan requests and matching through Lendersa

An Overview of USDA Loans in IL

The USDA mortgage, underpinned by the government’s Department of Agriculture and often referred to as a rural development loan or USDA mortgage, is exclusively available for rural locations. Unlike FHA loans necessitating a 3.5% down payment, a USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Performance-driven, entrepreneurial executive with proven track-record of accelerating growth and profitability in the lending and real estate industry. Launched two successful mortgage and real estate companies, adopting to volatile market conditions while maintaining high profitability. Specialist in identifying
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  • The American Veteran Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
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  • 1st Veteran Mortgage Inc is the right choice for your full-service real estate financing needs. Our services range from residential, commercial mortgage, realty services and financial consulting. We pride ourselves on truly encompassing what it means to be a full-service mortgage brokerage.
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  • Ethos Lending
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