USDA and FHA Pro and Con in Nashville, Washington County, IL

In 2026, the USDA loan maximum in Nashville, Washington county, IL, is designated at $336,500, whereas the FHA limit for a single-family house is $472,030.

Leverage the Lendersa® USDA loan calculator to contrast today’s USDA with FHA rates and ascertain the necessary income, credit, reserves, and documentation required for qualification. Our comprehensive mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in determining the most appropriate program in that fulfills your specific financial circumstances.

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2026 Loan Maximums and Down Payment Needs in Nashville, Washington County, IL

Type of Loan Loan Maximum Minimum Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Choices in Nashville, IL

Lendersa® strives to deliver the optimal USDA or FHA loan with speed and ease, free from complications. You can begin with any of the three options available to access matching lenders and explore USDA loan programs.

USDA loan requests and matching through Lendersa

An Overview of USDA Loans in IL

The USDA mortgage, underpinned by the government’s Department of Agriculture and often referred to as a rural development loan or USDA mortgage, is exclusively available for rural locations. Unlike FHA loans necessitating a 3.5% down payment, a USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • WS Financial
  • 335 San Dimas Avenue, Oceanside, CA, 92057
  • WS Financial is a licensed mortgage lender based in Southern California. Our goals are to secure the best possible loan, the best service around, and most importantly, personalized attention from your designated mortgage specialist. We also specialize in home mortgages, ensuring 100% customer satisfaction.

  • Zero Point Loans Inc.
  • 4440 Twain Avenue, Suite 101, San Diego, CA, 92120
  • Zero Point Loans because we were tired of Big Banks gouging customers. We decided that, if we gave up the idea of having a big building downtown like them, we could cut costs and pass them on to our customers. Maybe you really don’t care – you’re just here for the low rates and fees.

  • Mid West Finance
  • 410 South Melrose Drive, Vista, CA, 92081
  • At Midwest Financial Inc., our mission is to educate and guide prospective investors, buyers, and sellers. Our success is made possible by demystifying the buying, selling and refinancing process while providing solutions that lead to results.

    We know for anyone to experience true success it is vital to partner

  • Belinda Biedebach, Mortgage Broker at Secured Lending Group
  • 380 S Melrose Dr, Suite 381, Vista, CA, 92081
  • At Secured Lending Group, we know getting a mortgage is one of the biggest financial decisions anyone can make. We are a boutique mortgage company that understands the importance of personalized and quality service. With nearly 35 years of combined experience, our team is a trusted source in finding the best terms that fit your needs.

  • Compadre Brokers
  • 380 S Melrose Dr, Suite 366, Vista, CA, 92081
  • Compadre Brokers Proving every day that a small brokerage with mastery of digital skills and a strong niche market presence can succeed in the California market. The Compadre Brokers platform is built to provide scalable real estate and mortgage services but we have a few extra tools. By leveraging unique factory built sales and finance relationshi

  • Camden Investment Strategies INC.
  • 1611 S Melrose Drive, Suite A102, Vista, CA, 92081
  • Camden Investment Strategies Southern California’s premier real estate company. If it’s your forever home you’re searching for, selling your property, looking to buy an investment property and cash flow or have your property managed, you’ve come to the right place. We will take the process from beginning to end for you.

  • American Mortgage and Loan
  • 10461 Guincho Place, San Diego, CA, 92124
  • American Mortgage and Loan is a broker specializing in financing for first and second trust deeds. Our Principals have been serving all of California since 1992, practicing all aspects of residential, investment and commercial lending . Our dedicated staff has over 40 years of real estate experience

  • JWK & Associates
  • 355 N Sheridan Street, Suite 115, Corona, CA, 92878
  • "JWK & ASSOCIATES is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity.

    Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently,"

  • Chaffey Federal Credit Union
  • 1024 W Foothill Blvd, Upland, CA, 91786
  • Chaffey Federal Credit Union (CFCU) has provided personal financial solutions and quality service since 1964. As a not-for-profit, federally chartered, full service financial institution owned entirely by our members, our main objective is to help our member/owners achieve and maintain financial well-being.

  • Colonial Mortgage
  • 322 N Mountain Ave, Upland, CA, 91786
  • Colonial Mortgage We are an equal opportunity lender. To ensure everyone has a shot at getting the resources they need, we offer various financial products to fit a diverse range of needs. Some of these include FHA, Conventional, Jumbo, and ITIN. Whatever your situation may be, talk to us, we may have the solution you are looking for.