USDA Vs. FHA your options comparison in Centralia, Marion County, IL

In 2024, USDA loan limit in Centralia, county of Marion, IL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Centralia, county of Marion, IL

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Centralia, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Salvamerica LLC
  • 7208 West Sand Lake Road, Suite 305, Orlando, FL, 32819
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Mile Marker Mortgage LLC
  • 8810 Commodity Circle, Suite 36, Orlando, FL, 32819
  • For the past 17 years in the Orlando mortgage market, Christina Santana has helped customers get mortgage approvals. Her extensive experience in the lending industry and her vast network of lenders and realtors, is the backbone of Mile Marker's ability to provide quick and excellent results.
  • Flow America Mortgages LLC
  • 5401 South Kirkman, Suite 310, Orlando, FL, 32819
  • Flow America is located in Orlando and serves all of Central Florida. Our team is highly qualified with extensive experience in real estate and financial markets. You can finance different types of real estate: houses, apartments, townhomes or commercial developments. We work Transperantly, avoiding Surprises.
  • The Money House, Inc.
  • 8751 Commodity Cir, Suite 17, Orlando, FL, 32819
  • Moneyhouse has been the # 1 non-depository mortgage bank in closings in Puerto Rico for the past 11 years. We are a full-service direct lender mortgage banking company offering a diverse array of products for home loan needs. Moneyhouse is committed to families. Moneyhouse understands the sensitivity that comes with making big family.
  • My Florida Mortgage Solutions, INC.
  • 6236 Kingspointe, Suite 8, Orlando, FL, 32819
  • My Florida Real Estate Group is an affiliate of My Florida Mortgage Solutions and may receive a financial benefit by working together. We are here to help you and guide you during the process of the purchase or refinance of your house or commercial business. Call us and make your appointment today
  • Florida Funding
  • 7329 Greenbriar Pkwy, Orlando, FL, 32819
  • "Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan."
  • Homespire Mortgage
  • 9100 Conroy Windermere Road, Suite 200, Orlando, FL, 32819
  • Homespire Mortgage is an award-winning mortgage lender, proudly operating branches across 36 states. Whether you’re buying a home or refinancing, you’ve come to the right place. At Homespire Mortgage, we’ve completely re-invented the mortgage process to create a worry-free and hassle-free mortgage experience for you.
  • Battles Capital Investment Inc - PrivateInvestor.com
  • 7512 Dr. Phillips Blvd, Orlando, FL, 32819
  • Battles Capital Investments Inc. - PrivateInvestor.com | Specializes in the placement of private money loans directly with REITs, Individual Private Lenders, Family Offices, Insurance Companies, Hedge Funds, and Attorney Offices Nationwide. We have strong relationships with private money sources throughout the state of Florida.
  • Accurate Mortgage Group Inc
  • 7901 Kingspointe Pkwy, Ste. 21, Orlando, FL, 32819
  • AMG our loan officers have many years of experience. They can help you find the right loan for you, even when others have said you do not qualify. Accurate Mortgage is a Hispanic owned Mortgage comapny specializes in providing We offer Commercial loan programs for credit-worthy investors
  • American Liberty Mortgage - Orlando, FL
  • 7575 Dr. Phillips Blvd. #360, Orlando, FL, 32819
  • American Liberty Mortgage – Orlando, FL is committed to providing our clients with smooth mortgage transaction combined with the lowest rates available in Orlando and all throughout Florida. We are a mortgage company committed to helping our clients secure the best home loans. American Liberty Mortgage, Inc.
  • Lyons Mortgage Services, Inc.
  • 4802 25th Ave, Suite 303, Astoria, NY, 11103
  • Lyons Mortgage Services, Inc. is a retail lender/servicer, portfolio investor and an FHA approved institution which has been in business for over a decade. Lyons has built its business on sound, consistent risk management lending strategies - strategies that have fueled our growth and financial stability for the past decade.
  • Andreadis
  • 46-02 Broadway, Astoria, NY, 11103
  • ince 1973, the Andreadis family has been providing private mortgage services to real estate owners and investors in the New York City area. George Andreadis, his son Nikos, and their staff invite you to click on the "Loan Guidelines" tab at left for more information. We look forward to speaking with you.