For 2026, the USDA loan limit in Pinckneyville, located in the county of Perry, IL, is $336,500. The FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's top rates between USDA and FHA, assessing the income, credit, reserves, and the documents required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program for your financial circumstances, especially in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is focused on efficiently securing the best USDA or FHA loan for you, without any hassle. Choose from one of three starting methods to connect with lenders and find USDA loan programs that suit your needs.
A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusive to rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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