USDA Vs. FHA your options comparison in Pinckneyville, Perry County, IL

For 2025, the USDA loan limit in Pinckneyville, located in the county of Perry, IL, is $336,500. The FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top rates between USDA and FHA, assessing the income, credit, reserves, and the documents required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program for your financial circumstances, especially in Alabama.

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2025 Loan Limits and Downpayment Requirements in Pinckneyville, County of Perry, IL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Pinckneyville, IL

Lendersa® is focused on efficiently securing the best USDA or FHA loan for you, without any hassle. Choose from one of three starting methods to connect with lenders and find USDA loan programs that suit your needs.

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Understanding USDA Loans in IL

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusive to rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Morningstar Mortgage
  • 474 N Tamiami Trail, Suite 3, Port Charlotte, FL, 33953
  • Morningstar Mortgage has been doing mortgages in Florida for 10 years. We provide the lowest rate on USDA 100% loan ,FHA Loans and Conventional home mortgages CLOSED IN 10 DAYS! Morningstar Mortgage Specialties in USDA, FHA home loans, mortgages, Home Financing , Homepath, fixed rate loans
  • Mortgage Cube
  • 63 Youngs Hill Road, Huntington, NY, 11743
  • Mortgage Cube makes sure we are in good compliance with banking departments Gabriel Ciccone, the owner of Mortgage Cube's secret is technology, knowledge, consulting with one client at a time and knowing market trends long before it became trendy. This has given our company an advantage over our competition.
  • JMK Financial Group, Inc.
  • 23 Green St, Suite 209, Huntington, NY, 11743
  • JMK Financial is an independent, boutique mortgage company dedicated to providing custom and comprehensive service to our broad range of clients. We offer a wide variety of loan products to meet every need, from first-time home loans and mortgage refinancing to construction lending and reverse mortgages.
  • Dragon Realty Capital
  • 18245 Paulson Drive Port, Port Charlotte, FL, 33954
  • Dragon Realty Capital (DRC) was founded to offer brokers and commercial real estate owners private money programs that make “sense.” The founder, Craig Higdon, has been financing commercial properties since 1993 and understands the needs of brokers from first hand experience. DRC was created to offer programs in “the middle” of the market
  • Custom Mortgage
  • 20020 Veterans Blvd, Suite 14, Port Charlotte, FL, 33954
  • Custom Mortgage is passionate about providing you a superior experience with mortgages. We understand you as the customer and have a firm belief that we can make the mortgage process as easy and enjoyable as possible. Our dedicated team will work with you and your situation to achieve your real estate goals.
  • Fairfield County Bank
  • 150 Danbury Road, Ridgefield, CT, 06877
  • Fairfield County Bank is a $1.9 billion community bank founded in 1871 in Ridgefield, Connecticut. Through our 16 offices, Fairfield County Bank offers a broad range of products and services to the residents, businesses, and municipalities in Fairfield County, Connecticut. We are the recent recipient of the prestigious Bauer Financial Five-Star rat
  • Fairfield County Bank
  • 10 South Street, Ridgefield, CT, 06877
  • Fairfield County Bank is a $1.9 billion community Bank founded in 1871 in Ridgefield Connecticut. Through our 16 offices, Fairfield County Bank offers a broad range of products and services to the residents, businesses, & municipalities in Fairfield County Connecticut. We are the recent recipient of the prestigious Bauer Financial Five-Star rating
  • Xavier Financial and Mortgage Group, LLC
  • 7129 Pinebay Blvd., Englewood, FL, 34224
  • Xavier Financial & Mortgage, we can save you time and money, getting you the right mortgage for your home. Xavier Financial, our custom mortgage options serve home-buyers in Englewood FL, Port Charlotte FL, Punta Gorda FL, North Port FL, Venice FL, Sarasota FL, Bradenton FL, Fort Myers FL, & neighboring Florida area real-estate mortgage needs.