USDA Vs. FHA Pro and Con comparison in Mascoutah, St. Clair County, IL
For 2025, the USDA loan limit in Mascoutah, county of St. Clair, IL, is $336,500, whereas the FHA loan limit for a single-family home is $472,030.
Utilize Lendersa®'s USDA loan calculator to assess and contrast the most favorable current USDA versus FHA rates. This tool helps determine necessary income, credit requirements, reserves, and documentation for eligibility. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the most suitable program in tailored to your financial needs.
Loan Limits and Down Payment Information for 2025 in Mascoutah, County of St. Clair, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Mascoutah, IL
Lendersa®'s mission is to provide you with the best possible USDA or FHA loan quickly and without complications. Choose from three starting options to find matching lenders and USDA loan programs that best suit your needs.
A USDA home loan is backed by the government through the Department of Agriculture, known also as a USDA rural development loan or USDA mortgage. It is specifically available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, a USDA loan demands no down payment at all.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
2829 Exchange Court, Unit A, West Palm Beach, FL, 33409
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our goal is education and service. We aim to teach you how you can utilize a reverse mortgage in Pennsylvania, New Jersey, Florida, or all across the United States. In fact, since 2008 we’ve helped over 431 seniors learn about and get reverse mortgages. At Reverse Mortgage Reality, we realize that no 2 seniors have the exact same situation.
12794 Forest Hill Blvd, Suite 29, Wellington, FL, 33414
At Sunvest Mortgage Group, LLC we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
12769 Forest Hill Blvd, Suite 1A, West Palm, FL, 33414
sunny South Florida, we are committed to making the mortgage process as simple as possible help make your dreams of becoming a homeowner a reality and also We can place all types of mortgages including purchases, refinances, equity takeouts, debt consolidations, renewals and mortgages for self employed.
1503 South US Hwy 301, STE 109, Wellington, FL, 33414
5 Star Financial Group your resource for all your Tampa Bay mortgage and real estate needs. We offer many different types of home loan products along with many refinance options. Tampa Bay USDA loans are one of our biggest specialties. The USDA loan or rural development loan is a great program that can get you in a new home with no money down.
1st Mortgage Solution group, Inc is a mortgage Broker Company. we are licensed in Florida . we work to help you find the best refinance options for your individual needs We have partnered with some of the best Home Loan providers in the country to ensure that you receive the best refinance options available
13889 Wellington Trace, Suite A2, Wellington, FL, 33414
Founded in 2000 and headquartered in Ann Arbor, MI, Gold Star Mortgage Financial Group, Corporation is a direct lender and one of the nation’s premier mortgage companies, originating billions in home loans across the United States. Named one of the fastest growing companies by Inc.
Discover unparalleled real estate services with Jet Real Estate, led by Jamison Troutman. Specializing in residential and commercial investment properties dynamic market, we provide personalized approaches tailored to your needs. From 1-4 unit multi-family investment properties to $100 Million commercial property our expert team ensures seamless, s
