USDA Loan Vs. FHA loan for Park-Ridge, IL 2025

In 2025, USDA loan limit in Park-Ridge, county of Cook, IL is $0 while FHA limit is $379,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Park-Ridge, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(303) 280-3530 Lender's profile and map Reviews Peak Mortgage Solutions 11609 Shoshone Way, Westminster, CO, 80234 At Peak Mortgage Solutions, where we specialize in residential mortgages. At Peak Mortgage Solutions, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
(720) 947-7712 Lender's profile and map Reviews Vectra Bank 2000 South Colorado Blvd, Suite 2-1200, Denver, CO, 80222 At Vectra Bank, we practice “proactive relationship banking.” Which means we get to know our clients well, and we use that knowledge to vigorously discover opportunities to grow their business. We’re passionate about helping clients who are passionate about their business, and our expert bankers serve them in 35 bank locations
(303) 573-1200 Lender's profile and map Reviews Stone Creek Mortgage LLC 1660 South Albion Street, Suite 723, Denver, CO, 80222 We are a Denver based, independent mortgage brokerage firm. We work with many wholesale lenders so we can do the shopping for you. We help you take advantage of the most competitive rates when they are available. You can expect very personal service, great communication and a small staff with decades of mortgage experience.We owe our success.
(303) 221-7100 Lender's profile and map Reviews Distinctive Home Lending Inc 1873 South Bellaire Street, Suite 930, Denver, CO, 80222 Distinctive Home Lending, Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you.
(303) 758-7402 Lender's profile and map Reviews Huettner Capital LLC 3003 Carter Circle, Denver, CO, 80222 Huettner Capital is a residential and commercial real estate lender. We handle all types of financing and specialize in complex transactions.These situations typically involve self-employment, multiple properties, wealth management, investment property, relocation, and divorce to name a few.
(303) 900-3869 Lender's profile and map Reviews The Home Loan Arranger 3255 South Birch Street, Denver, CO, 80222 The Home Loan Arranger closes loans on-time, and offers some of the nations most aggressive interest rates. Don't trust your loan with a rookie. JM Ruedy Lending, has been highly successful and I am pleased to announce it has recently been renamed to “The Home Loan Arranger.” With my 25+ years in the mortgage business
(802) 102-1023 Lender's profile and map Reviews First Manhattan Mortgage 17 Street, Suite 200, Denver, CO, 80222 First Manhattan Mortgage has been in the mortgage lending business since 1994. Our focus has always been to deliver quality mortgage products and low rates to our borrowers, in an environment of transparency and advocacy. Our borrowers receive concierge service that is second to none.
(720) 529-1880 Lender's profile and map Reviews M2 Lending Solutions 2000 S Colorado Blvd, Twr 3, Suite 950, Denver, CO, 80222 M2 Lending Solutions is a full-service independent Denver mortgage lender and home loan company serving only Colorado. We work with first-time home buyers, investors, commercial developers, and everyone in between to match you with the mortgage product that is right for you. If you’re buying property,
(303) 753-9400 Lender's profile and map Reviews Acclaim Mortgage Inc. 1720 S Bellaire Street, Suite 804, Denver, CO, 80222 Acclaim Mortgage, Inc., in Denver, Colorado, wants to help you qualify for a home loan, even if your credit is not perfect. Difficult credit loans can turn you into a homeowner. Our loan experts will provide options to qualify for commercial properties, such as land, building sites, non-conforming property, rural property, and working farms
(832) 813-0100 Lender's profile and map Reviews K&G Capital Mortgage 3210 N. Frazier Street, Suite A, Conroe, TX, 77303 As a premier lender in Montgomery and Harris County for the past 10 years, we pride ourselves on complete customer satisfaction. If you are looking for a home and/or home mortgage in Houston, Conroe, Lake Conroe, The Woodlands or anywhere in Texas, there are a wide variety of options to choose from.