USDA Vs. FHA your options comparison in Norridge, Cook County, IL

For 2025, the USDA loan limit in Norridge, within Cook, IL, stands at $0. Meanwhile, the FHA limit for a single-family home is $472,030.

Use Lendersa®'s USDA loan calculator to compare the top USDA vs FHA rates available today, evaluating the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side to assist in selecting the best program in for your particular financial needs.

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2025 Loan Limits and Down Payment Criteria in Norridge, Cook, IL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Norridge, IL

The aim of Lendersa® is to efficiently provide you with the best USDA or FHA loan without hassle. Choose from three pathways that connect you with matching lenders and USDA programs.

Lendersa USDA loan request results

What is a USDA Loan in IL?

A USDA home loan, guaranteed by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is aimed at rural areas only. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans don't require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Coast360 Federal Credit Unio
  • 450 Route 8, Hagatna, GU, 96910
  • Coast360 started on September 24, 1962 as Government of Guam Employees Federal Credit Union by a group of 20 government employees. At that time, their employer was their common bond. In 2008, the credit union was granted a charter that opened membership to everyone who lives or works on the island.
  • JP Financial Group Inc
  • 7601 West Montrose Avenue, Suite 1, Norridge, IL, 60706
  • JP Financial Group provide high quality service and a great experience. Customers can expect to be served with honesty, integrity and most importantly, competence. JP Financial Group, Inc. is a seasoned and professional mortgage broker company, which specializes in residential housing as well as commercial properties.
  • Parkway Bank and Trust Company
  • 4800 North Harlem Avenue, Harwood Heights, IL, 60656
  • Parkway Bank and Trust Co. is a locally owned and operated financial institution offering a wide array of financial products and services. Committed to growth and consistently offering the best in customer service, Parkway Bank and Trust Co. continues to be a community leader in banking.
  • Lender 4 You Limited
  • 5201 N Harlem Ave, Chicago, IL, 60656
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise in the loan approved closing process
  • Destiny Mortgage Group, Inc
  • 5440 N. Cumberland Avenue, Suite A-102, Chicago, IL, 60656
  • Destiny Mortgage Group is a full service wholesale mortgage brokerage company, with several offices located across the country, and with loan originating licenses in Illinois, Maryland, Virginia, Florida, Pennsylvania, Delaware, and Washington D.C. Our main objective is to help borrowers obtain residential real estate mortgage financing.
  • Ivanhoe Capital Advisors
  • 6859 W. Addison, Chicago, IL, 60634
  • Ivanhoe Capital Advisors is a transaction advisory firm whose tailored solutions help small to mid-size companies and investors throughout the U.S. navigate complex transactions, from securing capital to restructuring existing capital, completing business and real estate acquisitions, and developing fiscal strategies
  • Chicagoland Mortgage Group LLC
  • 3351 West Harlem Avenue, Chicago, IL, 60634
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • ELCA Federal Credit Union
  • 8765 W Higgins Road, Suite 675, Chicago, IL, 60631
  • The ELCA Federal Credit Union was created by the ELCA to provide additional financial services to ELCA members, employees of synods, congregations or any other ELCA-related ministry. Ecumenical partners of the ELCA are welcome to request the ELCA Federal Credit Union's services for their denomination.