USDA and FHA Pro and Con in Norridge, Cook County, IL
For 2025, the USDA loan limit in Norridge, within Cook, IL, stands at $0. Meanwhile, the FHA limit for a single-family home is $472,030.
Use Lendersa®'s USDA loan calculator to compare the top USDA vs FHA rates available today, evaluating the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side to assist in selecting the best program in for your particular financial needs.
2025 Loan Limits and Down Payment Criteria in Norridge, Cook, IL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Norridge, IL
The aim of Lendersa® is to efficiently provide you with the best USDA or FHA loan without hassle. Choose from three pathways that connect you with matching lenders and USDA programs.
A USDA home loan, guaranteed by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is aimed at rural areas only. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans don't require any down payment.
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