USDA Vs. FHA Pro and Con comparison in River-Grove, Cook County, IL

For the year 2025, the USDA loan limit available in River-Grove, situated within the county of Cook, IL, is established at $0. Simultaneously, the FHA loan limit for a single-family house in the same area is specified as $379,500.

By utilizing the Lendersa® USDA loan calculator, you can contrast the top USDA and FHA rates offered today. This tool assists in understanding the income, credit, reserves, and documentation needed for qualification. With our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the most suitable option for your financial standing in .

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2025 Loan Limits & Down Payment Requirements in River-Grove, Cook, IL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $379,500 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in River-Grove, IL

Lendersa® is committed to securing you the best USDA or FHA loan efficiently and with minimal effort. Choose from three starting points that facilitate matching with lenders and USDA loan programs tailored to your needs.

Lendersa USDA loan request matching results

Understanding USDA Loans in IL

A USDA home loan, known also as a USDA rural development loan or mortgage, is a government-backed loan by the Department of Agriculture, exclusively for rural areas. Unlike FHA loans that need a minimum 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Enterprise Credit Union
  • 15850 W Bluemound Road, Brookfield, WI, 53005
  • September 10, 1935, marked the beginning of Enterprise Credit Union. It was then that a group of telephone company employees banded together to start an organization through which fellow employees could save money. Money saved could then be loaned to other employees Today, Enterprise Credit Union has a membership of more than 5, 000 members.
  • North Shore Bank
  • 15700 West Bluemound Road, Brookfield, WI, 53005
  • Our vision is to be a successful, community-minded bank recognized for high-touch service. Our role is to help people realize their dreams and fulfill customer expectations in a safe and sound manner. We are also committed to supporting our communities annually through sponsorship and participation in hundreds of local activities.
  • Guidance Mortgage LLC
  • 14380 W Capitol Dr, Suite 1, Brookfield, WI, 53005
  • We are truly passionate about our profession, and the result is that nearly 100% of our business is by referral from satisfied clients, trusted financial advisors and the most experienced realtors in Milwaukee, Waukesha and all of Southeastern Wisconsin. Our mission is to carefully guide you through the entire home loan process,
  • Majesty Mortgage Inc
  • 15460 West Capitol Drive, Suite 220, Brookfield, WI, 53005
  • Majesty Mortgage is an Equal Housing Lender. Loans are available on a fair and equal basis regardless of race, color, national origin, religion, sex, handicap, marital status, familial status (having children under the age of 18) because income is from public assistance, or because a right was exercised under the Consumer Credit Protection Act
  • Landmark Credit Union
  • 555 S. Executive Dr, Brookfield, WI, 53005
  • Landmark Credit Union is a not-for-profit financial cooperative owned by our customer/members. We return our profits to our members with exceptional rates, lower fees and personalized service. We serve all people living or working in Southern and Northeastern Wisconsin, plus Lake and McHenry Counties in Illinois.
  • GSF Mortgage Corp
  • 15430 West Capitol Drive, Brookfield, WI, 53005
  • GSF Mortgage Corporation is dedicated to the prosperity of its customers. We are committed to demonstrating the utmost integrity - both professionally and personally - while providing top quality service. We focus on securing the best possible outcome for those who place their trust in us for their mortgage needs.
  • ProVisor, Inc.
  • 200 S. Executive Drive, Suite 120, Brookfield, WI, 53005
  • ProVisor, we understand the stresses of shopping around for a mortgage. That’s why our mission is to make things as simple, easy, and fast as possible, offering transparent rates because we understand this is your money. As your mortgage may be paid for many years to come, making an informed and wise.
  • Go Mortgage
  • 15430 W. Capitol Dr, Brookfield, WI, 53005
  • "GO Mortgage, we personalize each customer relationship to ensure we can deliver on their unique needs. As a company with a diverse access to the best products in the industry, our reach will get you the best outcome as possible.We also offer competitive rates along with an added expertise in the following: Conventional mortgage FHA home loan"
  • Westbury Bank
  • N16W23250 Stone Ridge Dr, Suite 5, Waukesha, WI, 53188
  • Large banks offer a lot of products & services, but customers are usually lost in the shuffle. Smaller banks offer better customer service but fewer locations and limited products. We believe there should be a happy medium. That’s us. Our approach is pretty simple: we treat you like our neighbor and serve you better because we ARE your neighbo