USDA and FHA Pro and Con in River-Grove, Cook County, IL
For the year 2025, the USDA loan limit available in River-Grove, situated within the county of Cook, IL, is established at $0. Simultaneously, the FHA loan limit for a single-family house in the same area is specified as $379,500.
By utilizing the Lendersa® USDA loan calculator, you can contrast the top USDA and FHA rates offered today. This tool assists in understanding the income, credit, reserves, and documentation needed for qualification. With our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the most suitable option for your financial standing in .
2025 Loan Limits & Down Payment Requirements in River-Grove, Cook, IL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$379,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in River-Grove, IL
Lendersa® is committed to securing you the best USDA or FHA loan efficiently and with minimal effort. Choose from three starting points that facilitate matching with lenders and USDA loan programs tailored to your needs.
A USDA home loan, known also as a USDA rural development loan or mortgage, is a government-backed loan by the Department of Agriculture, exclusively for rural areas. Unlike FHA loans that need a minimum 3.5% down payment, USDA loans require none.
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