USDA Vs. FHA Pro and Con comparison in North-Chicago, Lake County, IL
For 2025, the USDA loan limit in North-Chicago, within Lake county, IL, is $0, while the FHA limit for a single-family home is $379,500.
Utilize the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates, deciphering the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA programs side by side, guiding you in choosing the ideal option for your financial circumstances in .
2025 Loan Limits and Down Payment Requirements in North-Chicago, Lake, IL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$379,500
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in North-Chicago, IL
The goal of Lendersa® is to provide you with the most favorable USDA or FHA loan efficiently and without stress. Choose one of three starting options to connect with matching lenders and USDA loan programs.
A USDA home loan, or USDA mortgage, supported by the Department of Agriculture, also called the USDA rural development loan, is available exclusively in rural areas. Unlike FHA loans that necessitate a minimum down payment of 3.5%, the USDA mortgage does not require any down payment.
6021 South Syracuse Way, Suite 305, Greenwood Village, CO, 80111
Professional Mortgage Source is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage brokers can help.
5975 South Quebec Street, Suite 275, Englewood, CO, 80111
Money Max Mortgage Use our home loan calculator to estimate your mortgage payment, with taxes and insurance. Simply enter the price of the home, your down payment, and details about the home loan to calculate your mortgage payment breakdown, schedule, and more and also Deciding on the perfect house can be challenging. MoneyMax Mortgage Inc.
6436 South Racine Circle, Suite 117, Centennial, CO, 80111
We are a full service mortgage brokerage with our main office out of Orlando. We service all areas of Florida and specialize in purchase loans and refinances. We have a range of all loan products from down payment assistance to non QM jumbo financing. and We've been helping customers afford the home of their dreams for many years.
8400 East Crescent Parkway, Suite 600, Englewood, CO, 80111
Prime Mortgage, LLC is committed to making the mortgage loan application process SIMPLE. We listen, and take the time to understand your unique needs. By partnering with the top investors, we are able to provide a wide variety of loan solutions to meet your requirements. Over the last 20 years I have had the privilege of helping many people.
7887 East Belleview Avenue, Suite 1100, Denver, CO, 80111
OHn was founded out of the desire to bridge the gap between antiquated big banks and digital mortgage start-ups. Big Banks are typically slow, inconvenient and often unreliable. New digital mortgage start-ups lack the personal care, local expertise and product selection that is often necessary during the home buying process.
7120 East Orchard Road, Suite 400, Englewood, CO, 80111
Our mission at Custom Lending is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
8400 East Crescent Parkway, Suite 600, Englewood, CO, 80111
Colorado Lending Group is more than a mortgage lender—we are a team that strives to make home purchases and refinancing easier and more convenient. Serving Greenwood Village, Colorado, and the rest of the state, we strive to deliver up-to-date advice backed by more than 20 years of experience in the industry.
5445 DTC Parkway Penthouse, Suite 4, Englewood, CO, 80111
Homestead Lending, our dream is to help you realize YOUR dreams of home. Whether you are looking to PURCHASE a home, or REFINANCE your current home, our experts can find the perfect loan just for you and We have over over 30 years experience of working with home-buyers to realize their dreams of home-ownership. Our top priority
7935 East Prentice Avenue, Suite 301W, Englewood, CO, 80111
Foxfield Financial, our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. We make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
7350 East Progress Place, Suite 100, Englewood, CO, 80111
"Strong Financial Group Inc We help Coloradans and Californians obtain residential and commercial mortgages that best suite their unique, personal needs. Having been in business for over 17 years, we take pride in the personal touch we attach to each and every transaction and we offer a Conventional
FHA & VA Jumbo Loans Loan Amounts and more"
