USDA VS FHA in Oak-Brook, DuPage County, IL

In 2025, the USDA loan limit for Oak-Brook, located in the county of DuPage in IL, is $0. In contrast, the FHA loan limit for a single-family home is $379,500.

Leverage the Lendersa® USDA loan calculator to evaluate and compare the best available rates between USDA and FHA. This tool will aid you in identifying the required income, credit score, reserves, and documents essential for qualification. Our advanced mortgage calculator allows you to examine USDA, FHA, Conforming, and VA loans side by side, enabling you to determine which program in is ideally suited to your financial needs.

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Loan Limits and Down Payment Requirements for 2025 in Oak-Brook, County of DuPage, IL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $379,500 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Oak-Brook, IL

The mission of Lendersa® is to ensure you receive an optimal USDA or FHA loan expediently and effortlessly. Select from three initial options to find the perfect fit from various lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Defining the USDA Loan in IL

The USDA home loan, supported by the government through the Department of Agriculture and also known as the USDA rural development loan or USDA mortgage, is exclusive to rural areas. Unlike FHA loans which mandate a minimum 3.5% down payment, USDA loan options require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Wright Financial Inc
  • 1108 North Truman Boulevard, Crystal City, MO, 63019
  • Wright Financial Inc. has been in business for over 25 years with experience in the financial industry. Rex and Susan Wright are the owners of the company. We work on effective options, aimed at giving you the best solution. We operate in St. Louis and surrounding areas and specifically Jefferson County.
  • Bank of Washington
  • PO Box 377, Washington, MO, 63090
  • The Bank of Washington, headquartered in Washington, Missouri, is proud to be the oldest and largest independently owned bank in Franklin County. Since 1877, as a community bank we have focused on hometown friendliness, personal attention and treating every customer like family. The spirit of the Bank of Washington is deeply rooted.
  • Bank of Franklin County
  • 900 East Eighth Street, Washington, MO, 63090
  • At Bank of Franklin County, we’re committed to serving the needs of the residents and businesses of this community.As part of this commitment, Bank of Franklin County operates five convenient locations, a mortgage subsidiary, Franklin Mortgage Company, and an investment management subsidiary.
  • Franklin Mortgage Company, L.L.C.
  • 1381 High Street, Suite 107, Washington, MO, 63090
  • Franklin Mortgage Company proudly serves Franklin and St. Charles counties, working to provide home loans with competitive interest rates and low closing costs. Our experienced mortgage professionals are committed to top-notch customer service that is honest and fair. We’re proud to serve repeat customers throughout the years.
  • Bank of New Cambria
  • 1003 State Hwy C, Bevier, MO, 63532
  • The Bank of New Cambria opened for business on March 25, 1933. It was organized after the two banks in New Cambria failed in January 1933 during the depression. The failed banks, the New Cambria State Bank (organized in 1892) and the Farmers and Merchants Bank (organized in 1907) were both community owned banks.
  • Kraftcor Federal Credit Union
  • 2960 Squirrel Tail Hollow Road, Hawesville, KY, 42348
  • Kraftcor Federal Credit Union was originally founded in 1972 by a group of men that worked together at Wescor and Western Kraft paper mills in Hawesville, Kentucky. They believed in the Credit Union movement and wanted to start a financial institution that was owned by its members.
  • Iowa Heartland Credit Union
  • 1602 South Monroe Avenue, Mason City, IA, 50401
  • Iowa Heartland is a not-for-profit financial co-operative that offers many of the same services as banks or other savings and loan institutions. The unique difference is that we are member owned and controlled. Meeting the financial needs of North Iowa's Heartland is our goal at Iowa Heartland Credit Union.
  • CENT Credit Union
  • 25 West State Street, Mason City, IA, 50401
  • CENT Credit Union is a financial cooperative whose mission is to provide outstanding financial services, one cent at a time. Our membership is comprised of all health related professionals, health related employees, incorporated and non-incorporated affiliates and organizations of the health care field within a 65-mile radius of Mason City.