USDA Vs. FHA Pro and Con comparison in Villa-Park, DuPage County, IL

During 2025, the USDA loan maximum in Villa-Park, located within the county of DuPage, IL, is set at $0. Meanwhile, for a single-family dwelling, the FHA cap is $379,500.

Utilize the Lendersa® USDA loan calculator for a comparison of the best USDA versus FHA rates available today, while determining the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the ideal program for your specific financial circumstances in Alabama.

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2025 Loan Capping and Down Payment Criteria in Villa-Park, DuPage, IL

Type of Loan Loan Cap Required Down Payment
USDA $0 0%
FHA $379,500 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Alternatives in Villa-Park, IL

Lendersa® is committed to swiftly connecting you with the best USDA or FHA loans, free from hassles. Choose one of three initial approaches to find matching lenders and explore USDA loan offerings.

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What Exactly is a USDA Loan in IL?

A USDA home loan is backed by the U.S. Department of Agriculture and is often referred to as a USDA rural development loan or USDA mortgage, exclusively available for rural locations. In contrast to FHA loans, which require at least a 3.5% down payment, USDA loans come without any down payment requirements.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Carolina Equity Services
  • 1111 Pemberton Hill, Suite 101, Apex, NC, 27502
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • GoPrime Mortgage
  • 320 N. Salem, Suite 300, Apex, NC, 27502
  • Our mission since opening in 2005 has always been to connect our customers with the optimal home loan and help create a smooth path to homeownership. We deliver those loans everyday with a personalized experience that meets the unique needs of each borrower and their financial goals.
  • Carolina Equity Services Inc
  • 1111 Pemberton Hill Road, Suite 101, Apex, NC, 27502
  • We have a team of mortgage experts who are ready to help you navigate this important financial commitment. We have closed over 28, 000 mortgage loans for North Carolina homeowners and Lowest rates & closing costs in the Triangle and throughout NC. Jodie Disbro Mortgage Broker with a demonstrated history of working in the real estate industry.
  • GoPrime
  • 320 N. Salem, Suite 300, Apex, NC, 27502
  • GoPrime Mortgage, Inc. is an award-winning, veteran-owned and operated mortgage company with a simple goal: to provide our clients with a path to homeownership and make a positive impact in our community. We make sure the path to homeownership is guided by someone who knows the way
  • Presence Bank
  • 185 East Lincoln Highway, Coatesville, PA, 19320
  • Founded in 1919, Presence Bank is a state-chartered FDIC bank that provides the most up-to-date financial products and services accessible online or in person. We offer deposit and loan accounts for every stage of life, so individuals and families can count on building a relationship at a bank they can trust for years to come.
  • Christine D Burnett
  • 1935 Strasburg Road, Coatesville, PA, 19320
  • I’m Christine. I am a Pa. mortgage broker located in beautiful Chester County. With over 30 years of experience in the industry, I offer productive and personalized solutions for your unique mortgage needs. I offer some extremely competitive rates and certain programs that you won’t find at your local bank.
  • Advantage Mortgage Group
  • 140 Cedar Knoll Rd, Coatesville, PA, 19320
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • First Community Bank of Central
  • 715 Wilson St Wetumpka, Wetumpka, AL, 36092
  • First Community Bank of Central Alabama is a commercial Bank that has been open since August, 2001. We currently have offices in Wetumpka, Millbrook, Eclectic, Prattville, Tallassee, and Holtville. We also operate a Wealth Management Division and a full-service mortgage company, First Community Mortgage. It is our belief that a community is best