USDA Loan Vs. FHA loan pro & con for Western-Springs, Cook County, IL

In 2025, USDA loan limit in Western-Springs, county of Cook, IL is $0 while FHA limit is $379,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Western-Springs, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(903) 856-6653 721 miles Lender's profile and map Reviews Cypress Bank 120 S. Greer, Pittsburg, TX, 75686 Cypress Bank officially began operation October 3, 1977. Beginning with capital of $500, 000 and three full time employees. We now post assets of $200, 000, 000 and capital of $21, 500, 000 and employ 75 employees at our five locations. Our growth is reflective of the growth and prosperity of the Northeast Texas region.
(201) 833-0123 721 miles Lender's profile and map Reviews Approved Funding 41 Grand Avenue, River Edge, NJ, 07661 Approved Funding is a multi-state Direct Mortgage Lender. With over three decades of perseverance, billions in mortgage financing, and thousands of satisfied clients, we have become one of the area’s fastest growing privately held mortgage banks, by distinguishing ourselves through professionalism, honesty and integrity.
(845) 639-0400 721 miles Lender's profile and map Reviews Prodigy Mortgage Corp 3 Dalewood Court, New City, NY, 10956 Rick Spears founded Prodigy Mortgage Corporation in 1999. Our philosophy is to conduct ourselves as a Discount Mortgage Broker with concentration in high net worth borrowers, 1st time homebuyers, FHA, and VA financing. We have deep and long standing business relationships and agreements with banks and Lending Companies.
(845) 352-0722 721 miles Lender's profile and map Reviews Embassy Funding LLC 216 Congers Road Suite 3-A, New City, NY, 10956 Courtney J. Krysty is the owner and managing member of Embassy Funding LLC. She holds mortgage loan originator licenses in New York, New Jersey, Connecticut and Florida. Courtney has been working in the industry for over 15 years, gaining a wealth of experience as a processor, underwriter, loan officer, and branch manager.
(201) 968-0202 721 miles Lender's profile and map Reviews 1st Bergen Federal Credit Union 392 Main Street, Hackensack, NJ, 07601 1st Bergen’s field of membership is open to persons who live, work, worship, volunteer, attend school or conduct business in Bergen County, Paterson, or Jersey City, NJ. Immediate family of current members are also eligible to join 1st Bergen. Our mission is to empower and strengthen individuals who may not otherwise have access to banking.
(201) 905-5639 721 miles Lender's profile and map Reviews Gemini Funding 95 Myer Street, Hackensack, NJ, 07601 Gemini Funding is a local private lender specializing in hard money loans and bridge loans for real estate investors and developers throughout New Jersey and New York City tri-state areas. We provide quick and easy funding for both fix & flip and new construction projects secured by various types of real estate including non-owner Occupied.
(201) 424-0426 721 miles Lender's profile and map Reviews Donald Anfuso 290 Vincent Ave, 3rd Floor, Hackensack, NJ, 07601 Don Anfuso, a licensed mortgage expert with 20 years of experience in New Jersey. I specialize in providing fast and accurate pre-approval letters for serious buyers, without putting a ding on your credit. Call today and get honest answers without any obligation and don mortgage company as a high school student about 25 years ago.
(201) 465-4100 721 miles Lender's profile and map Reviews PRIME RESOURCE CAPITAL 90 Main St, Suite 309, Hackensack, NJ, 07601 Prime Resource Capital, we take a “can do” attitude. We help find solutions. Our clients rely on our expertise to match our products to the specific need of the client. Our advisors are experienced professionals who understand that capital is a key ingredient to growth in any industry.
(201) 808-8181 721 miles Lender's profile and map Reviews HOMELAND LENDING LLC 290 Vincent Ave, 3rd Floor, Hackensack, NJ, 07601 At Homeland Lending we provide the most consistent, attentive, and personalized mortgage solutions to help you secure your dream home. Homeland Lending may collect and use Users personal information for the following purposes: To improve customer service Information you provide helps us respond to your customer service requests
914 275 3980 721 miles Lender's profile and map Reviews Silver Arch Capital Partners 411 Hackensack Avenue, Suite 803, Hackensack, NJ, 07601 Silver Arch Capital Partners is a Private Lender specializing in Bridge and Hard Money Loans secured by Commercial Real Estate. Silver Arch is committed to providing the quickest responses and timely closings across all the major property classes. Our partners share decades of experience in direct real estate lending.
(701) 255-0042 721 miles Lender's profile and map Reviews Capital Credit Union ND 204 W. Thayer Ave, Bismarck, ND, 58501 Capital Credit Union in North Dakota has proudly served members since 1936. Explore our personal and business banking solutions including auto loans, home equity loans, mortgage loans, checking accounts, savings accounts, business loans and more. Bank online or at any of our ND branches within Bismarck, Fargo, Beulah, Mandan, Hazen or New Salem.