USDA Vs. FHA Pro and Con comparison in Western-Springs, Cook County, IL
In 2025, the USDA loan ceiling in Western-Springs, Cook county, IL is $0, while the FHA cap for a single-family residence is $379,500.
Utilize the Lendersa® USDA loan calculator to compare today’s USDA and FHA rates, helping you assess the necessary income, credit, reserves, and documents to meet qualifications. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, aiding in decision-making for the best program suited to your financial standing in .
2025 loan limits and downpayment details in Western-Springs, Cook county, IL
Loan Type
Loan Limit
Down payment
USDA
$0
0%
FHA
$379,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA loan options in Western-Springs, IL
The mission of Lendersa® is to promptly connect you with the most suitable USDA or FHA loan, ensuring a smooth process. Choose one of three introductory pathways that lead to matchmaking with lenders offering USDA loan programs.
A USDA home loan, endorsed by the government Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans requiring a down payment of at least 3.5%, the USDA mortgage demands no down payment, enhancing affordability.
Gus Abirached, my mission is to set a high standard in the mortgage industry. I am committed to quality customer service – putting the people I serve first. My goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available.
Neighborly Home We are not like other mortgage brokerage companies hiding behind complicated language and products. Rather, our goal is to empower our customers by simplifying the complexity associated with getting a mortgage so that anyone can understand the process, and benefit from their understanding. We seek to provide unrivaled service.
91 Settlers Trace Blvd, Building 3, Lafayette, LA, 70508
we are a brokerage serving customers in Louisiana. The key to our success has been a combination of consistently offering the lowest possible rates and fees along with giving our clients outstanding customer service. We take pride in treating our clients with honesty and integrity.
We offer a wide range of fast & easy to use mortgage calculators to help you determine what you can afford. Mortgage Brokers primary expertise is locating funding for mortgage financing. They know where the best rates can be found. What's more they have the knowledge required to present a proposal for financing to lenders in the best way possible.
850 Kaliste Saloom Rd, Suite 212, Lafayette, LA, 70508
We specialize in mortgage loans in Lafayette. We also serve the surrounding cities in Lafayette County. Whether you are buying a home or refinancing in the zip code of 70508, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
"Bridgett Menard, a mortgage broker located in Lafayette, LA, is part of the Approved Mortgage team that provides low mortgages for buying a home or refinancing a mortgage you already have.
Bridgett is known for working with the Veteran community to provide our active services military and veterans with convenient"
Priority mortgage landing is 25 years in the mortgage industry, Terri has served many borrowers in Acadiana and throughout Louisiana with purchasing either their first home, downsizing or upsizing. She has also assisted many borrowers with refinancing to lower interest rates, shorten loan term or cashing out equity to improve their homes.
1921 Kaliste Saloom Road, Suite 203, Lafayette, LA, 70508
Parc Lending. She brings 22 years of mortgage advising experience to Lafayette and the Acadiana area. A native of New Orleans, Mary moved to Lafayette in 2009. She is a devoted mother to her 8-year-old daughter Mollie and enjoys crafting, cooking and making soaps. Working diligently, Mary takes pride in her work. She is always available.
Castille Mortgage Company is uniquely different from other mortgage companies. First and most importantly we aim to discover the wants and needs of our clients so we can structure their loan to meet each individuals personal goals. Finding out these details helps us to better set our clients up for success with what they are wanting to achieve.
Ocean State Credit Union have aimed to provide our members with sound, simple financial solutions. In that time we have evolved, and our offerings have been designed to meet the ever-changing needs of our members. From those humble beginnings, Ocean State Credit Union has grown to become a statewide credit union offering.
