USDA Loan Vs. FHA loan for Palatine, IL [ best of 2023]

In 2025, USDA loan limit in Palatine, county of Cook, IL is $0 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Palatine, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(918) 836-9922 587 miles Lender's profile and map Reviews Fraternal Order of Police Federal Credit Union 10110 E 11th Street, Tulsa, OK, 74128 Fraternal Order of Police Federal Credit Union was incorporated May 26, 1941 with $15, 000 capital. The operations began in the back pocket of an officer. Things change! One thing that hasn’t is our commitment & dedication to you the member. You are an owner or partner in this not for profit, not for charity, but for service financial institution.
(703) 777-4744 587 miles Lender's profile and map Reviews loudoun credit union 801 Sycolin Road SE, Suite 101, Leesburg, VA, 20175 Loudoun Credit Union was chartered in September 1977 (Charter #66954) pursuant to the provisions of the Virginia Credit Union Act. The credit union is a corporation chartered under the laws of the state of Virginia and regulated by the State Corporation Commission and the National Credit Union Administration.
(717) 796-9372 588 miles Lender's profile and map Reviews AgChoice Farm Credit 300 Winding Creek Blvd, Mechanicsburg, PA, 17050 AgChoice Farm Credit is an Agricultural Credit Association. Through 10 branch offices, it provides financial services to over 10, 000 customers in 52 counties in central, western and northern Pennsylvania as well as four counties in West Virginia. To learn more about AgChoice Farm Credit and its financial programs, visit www.agchoice.com
(717) 612-1884 588 miles Lender's profile and map Reviews Guardian Angel Mortgage Services, Inc 4819 East Trindle Road, Mechanicsburg, PA, 17050 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(717) 761-6000 588 miles Lender's profile and map Reviews Cody Financial Mortgage Services Inc 4823 E. Trindle Road, Mechanicsburg, PA, 17050 We are your Full Service Mortgage Broker. Over 25 years ago I started Cody Financial with the philosophy of offering each customer the best possible rate with the best possible service, guaranteed. Whether you are a first time home buyer, an existing homeowner, or buying an investment property, we are here to make your dreams a reality.
(717) 796-0665 588 miles Lender's profile and map Reviews A Plus Mortgage Solutions, Inc. 3 Sunset Circle, Mechanicsburg, PA, 17050 A Plus Mortgage Solutions, Inc. is a locally owned and operated mortgage brokerage firm providing mortgage related services to individuals who own or are purchasing property within the Commonwealth of Pennsylvania. Primarily servicing South Central Pennsylvania, including, but not limited to Cumberland, Dauphin, Adams
(404) 478-3020 588 miles Lender's profile and map Reviews Atlanta Capital Lending 1735 Buford Hwy Ste, Cumming, GA, 30041 Atlanta Capital Lending is a specialized hard money lender that provides personalized service to our borrowers for a top shelf borrowing experience. and We are as passionate about real estate as you are! But we are just as passionate about helping our borrower's succeed Let us help you reach your real estate goals.
(404) 427-1997 588 miles Lender's profile and map Reviews New Home Finance LLC 410 Peachtree Parkway, Suite 4245, Cumming, GA, 30041 New Home Finance LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
(404) 884-9089 588 miles Lender's profile and map Reviews Mortgage PRO Loan Services LLC 4625 Nobel Pass, Cumming, GA, 30041 Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
(706) 344-2007 588 miles Lender's profile and map Reviews Atlas Wholesale Mortgage LLC 410 Peachtree Parkway, Building 400, Suite 4245, Cumming, GA, 30041 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(844) 390-0044 588 miles Lender's profile and map Reviews Cumming Loans LLC 3160 Caney Estate Place, Cumming, GA, 30041 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.