USDA Loan Vs. FHA loan for Palatine, IL [Cook County Rates 2023]

In 2025, USDA loan limit in Palatine, county of Cook, IL is $0 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Palatine, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(205) 444-5866 610 miles Lender's profile and map Reviews CLASSIC HOME MORTGAGE, INC. 1904 Indian Lake Drive, Birmingham, AL, 35244 Classic Home Mortgage was established in 2009. The owners had a vision of simplifying the mortgage process and putting the customers first. Erin Tatum, now sole owner) had worked at several other mortgage companies and saw the flaws in their systems and saw the lack of communication and service to the customers.
(704) 409-7998 610 miles Lender's profile and map Reviews Gateway Financial Group 8604 Cliff Cameron Drive, Suite 140, Charlotte, NC, 28269 At Gateway Financial Group, our goal is to help NC homeowners become financially stable. our professional staff has mastered these areas over the last 20 years. We provide our clients with mortgage products and tools so that they can be financially stable from present to future. We teach our clients the 3 keys to home-owner success
(240) 463-1969 610 miles Lender's profile and map Reviews Metropolitan Funding Group LLC 502 Calvin Lane, Rockville, MD, 20851 Metropolitan Funding Group is a vertically integrated financial company, providing commercial consulting and lending services. We specialize in tough tax situations, complicated credit histories and income reporting, and multifaceted asset complexities. We work hard to find a solution to any financial obstacle.
(678) 726-8279 610 miles Lender's profile and map Reviews American Wholesale Mortgage Inc. 367 Resource Parkway, Winder, GA, 30680 Offering Home buying/refinancing at Wholesale Rates & Costs to Residents in Georgia. We are a family serving families and American Wholesale Mortgage, Inc. is blessed to be a part of your family's story. Thank you for that honor and privilege. Our goal is to provide you the experience, knowledge and support to make sure the process is as easy
(281) 300-8264 610 miles Lender's profile and map Reviews The Mortgage Store, LLC 10534 Burke Lake Road, Fairfax Station, VA, 22039 The Mortgage Store, LLC, where you'll find the lowest rates and closing costs available! When you're looking for a mortgage broker in Texas or Virginia that is dedicated to customer service, reach out to us-we'll discuss your financing needs and match you with the loan that suits your budget.
(410) 762-0191 610 miles Lender's profile and map Reviews Advantage Star Mortgage Corp 14861 Meriwether Dr, Glenelg, MD, 21737 Advantage Star Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. and We offer a wide range of loan programs including: 30yr mortgage Conventional, Jumbo, VA and more
(404) 236-9995 610 miles Lender's profile and map Reviews Blueprint Funding Inc 378 Fennel Way, Atlanta, GA, 30331 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(404) 346-6565 610 miles Lender's profile and map Reviews New Star Mortgage 5835 Campbellton Road, Suite 306, Atlanta, GA, 30331 We are an Atlanta based mortgage company that specializes in going above & beyond our customers needs.As operating as one of Atlanta's premier mortgage brokerage firms,we often times beat most rates found at local banks & other mortgage companies.Our staff is here for you, so please don't hesitate to contact us if you have any questions,problems.
(301) 215-7310 611 miles Lender's profile and map Reviews WH Mortgage 6500 Rock Spring Drive, Suite 204, Bethesda, MD, 20817 Washington Home Mortgage is an independent mortgage broker company, long-established and highly-respected throughout the D.C./Maryland community for over 20 years. We work with a wide variety of lenders, allowing us to obtain the best possible rates and finanical outcomes for our clients.
(443) 528-9699 611 miles Lender's profile and map Reviews Infinity Capital Finance 10411 Motor City Dr, 7th Floor, Bethesda, MD, 20817 "Infinity Capital Finance is a direct private money lender that provides financing through loans secured by non-owner occupied residential real estate. With more than 30 years of combined experience, the partners of Infinity Capital Finance have organized operations around sound business practices, integrity, efficiency,"
(404) 816-4700 611 miles Lender's profile and map Reviews HBS Mortgage, LLC 8228 River Pointe Overlook, Winston, GA, 30187 For more than 10 years, we have assembled a dedicated team of mortgage professionals with considerable experience in client relations and the lending industry. Naomi Hutchison, CEO of HBS Mortgage LLC, stands out as a leader in the mortgage industry with nearly 22 years of experience.