In 2026, the USDA loan cap in Palatine within Cook county, IL, is $0. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the leading USDA and FHA rates today and determine the income, credit, reserves, and documents necessary for qualification. With this advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side to decide which program in Alabama best suits your financial situation.
Explore offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $0 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to secure the best USDA or FHA loan for you quickly and without effort. Choose from three starting points to connect with lenders and USDA loan solutions.
A USDA loan, secured by the Department of Agriculture and known as a USDA Rural Development Loan or USDA Mortgage, is available only in rural areas and doesn’t require a down payment, unlike FHA loans which need at least 3.5% down.
Enter your location to find out if it qualifies for USDA rural housing loan?
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