FHA Vs. USDA loan program for Morton, Tazewell County, Illinois

In 2025, the USDA loan limit in Morton, Tazewell county, IL, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Use Lendersa® USDA loan calculator to compare the prevailing USDA vs FHA rates today. Determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, guiding you to choose the best program for your financial circumstances in .

Options for USDA and FHA Loans in Morton, IL

The goal of Lendersa® is to quickly and without hassle get you the optimal USDA or FHA loan. Choose from three initial paths that connect you to matching lenders and USDA programs.

Understanding USDA Loans in IL

The USDA home loan, supported by the government Department of Agriculture and known as the USDA rural development loan or mortgage, is designated for rural areas only. Unlike FHA loans that require at least 3.5% down payment, USDA loans require none.

Get top 10
USDA LENDERS
customized to yout needes

(309) 342-1775 Lender's profile and map Reviews Galesburg Burlington Credit Union 476 E South Street, Galesburg, IL, 61401 Galesburg Burlington Credit Union does not provide, and is not responsible for, the product, service, or overall website content available at a third-party site. Galesburg Burlington Credit Union neither endorses the information, content, presentation, or accuracy nor makes any warranty, express or implied, regarding any external site.
(309) 343-1777 Lender's profile and map Reviews Gale Credit Union 631 North Henderson Street, Galesburg, IL, 61401 Gale Credit Union was chartered in 1947 to serve employees of Gale Products, a division of OutBoard Marine Corporation. The credit union served only Gale (OMC) employees and employee families until 1983. In 1983, Gale Credit Union merged with the Knox County, City of Galesburg Credit Union,
(309) 342-8161 Lender's profile and map Reviews Tompkins State Bank 1380 N. Henderson St, Galesburg, IL, 61401 Tompkins State Bank is a community bank with offices in Avon IL, Abingdon IL, Knoxville IL, and Galesburg IL. Since 1884, TSB has been providing banking services and has continued to grow over the last 125 years. At Tompkins State Bank, we are your friends and neighbors. We are A Real Community Bank.
(309) 343-7141 Lender's profile and map Reviews F&M Bank Illinois 21 E. Main St, Galesburg, IL, 61401 The charter for The Farmers and Mechanics Bank was granted on March 31, 1869. Chauncey Colton founded F&M Bank, was its largest stockholder, and served as its first president. He and his associates chose a name that related directly to the real builders of the town, those hardworking farmers and the shoemakers
(815) 657-8248 Lender's profile and map Reviews First State Bank of Forrest 133 East Krack Street, Forrest, IL, 61741 FSB of Forrest has been committed to the people, businesses & communities of Central Illinois. Since first days to the present, our motto is and has always been "a strong friend for your family," words we strive to live & work by every day. We offer our customers a welcoming, personalized experience from the time they step into one of our doors.
(217) 795-2331 Lender's profile and map Reviews The Gerber State Bank 110 East Elm Street, Argenta, IL, 62501 The Gerber State Bank, Argenta, Illinois, was founded by James W. Brown and Samuel Gerber as a partnership under the names of “Brown and Gerber Bankers”, in 1887. The bankers opened for business in a wooden frame building just north of the railroad tracks along North Street. Eventually, that wooden structure burned to the ground.
(815) 223-8410 Lender's profile and map Reviews ANCO COMMUNITY CREDIT UNION 154 Third Street, La Salle, IL, 61301 Anco Community Credit Union was incorporated as a state chartered credit union by the state of Illinois on February 1, 1955. The Credit Union was established for all of the employees of American Nickeloid Co. located in Peru, Illinois. The Credit Union was and is sponsored by American Nickeloid Co. The Charter Contained 18 Members.
(815) 223-7300 Lender's profile and map Reviews Hometown National Bank 260 Bucklin Street, La Salle, IL, 61301 Hometown National Bank has been deeply rooted in the Illinois Valley for three centuries. Finding its heritage in the late 19th Century, the early stockholders of the bank first assembled on December 16, 1880 at the Harrison House Hotel (located on the corner of First and Wright Streets in Downtown La Salle). The bank was formerly named La Salle Na
(815) 223-8800 Lender's profile and map Reviews La Salle State Bank 654 First Street, La Salle, IL, 61301 La Salle State Bank’s start was humble. With modest quarters, established inside a small two-story structure on the site of our present location. We are a full service banking institution and we have consistently received a 5 Star Rating from Bauer Financial, recognizing us as one of the strongest financial institutions in the country.
(217) 789-2346 Lender's profile and map Reviews Springfield City Employees Credit Union 300 S 7th Street, Room B4, Springfield, IL, 62701 springfield City Employees Credit Union is a member-owned financial institution committed to the international credit union philosophy of “People Helping People.” That means we aim to help you build your financial stability. And we do that by returning profits to members in the form of lower loan rates
(877) 771-2316 Lender's profile and map Reviews INB, N.A. 322 E. Capitol Avenue, Springfield, IL, 62701 INB offers personal and commercial banking services. The INB team works to help customers have a life free of financial hardships. We help businesses by handling financial transactions through our lockbox services so they can focus on their core operations. We also provide mortgage and commercial loans.