USDA VS FHA in Morton, Tazewell County, IL

In 2025, the USDA loan limit in Morton, Tazewell county, IL, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Use Lendersa® USDA loan calculator to compare the prevailing USDA vs FHA rates today. Determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, guiding you to choose the best program for your financial circumstances in .

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2025 Loan Limits and Down Payment Requirements in Morton, Tazewell, IL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Morton, IL

The goal of Lendersa® is to quickly and without hassle get you the optimal USDA or FHA loan. Choose from three initial paths that connect you to matching lenders and USDA programs.

Lendersa USDA loan request results

Understanding USDA Loans in IL

The USDA home loan, supported by the government Department of Agriculture and known as the USDA rural development loan or mortgage, is designated for rural areas only. Unlike FHA loans that require at least 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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