USDA and FHA Pro and Con in Princeton, Bureau County, IL

Throughout 2025, the USDA loan limit in Princeton, situated in Bureau county, IL, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's premier rates of USDA against FHA. This tool lets you assess the income, credit, reserves, and documentation required for qualification. With our advanced mortgage calculator, observe USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the best program for your monetary needs in .

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Needs in Princeton, County of Bureau, IL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Choices in Princeton, IL

Lendersa® is focused on quickly connecting you with the optimal USDA or FHA loans, hassle-free. Choose one of three starting points to discover matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in IL

The USDA home loan, guaranteed by the Department of Agriculture and also referred to as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans which require a down payment of at least 3.5%, the USDA mortgage does not require any down payment, making it a very appealing option in applicable regions.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Safeway Lending, LLC
  • 29777 Telegraph Road, Southfield, MI, 48034
  • Here at SafeWay we live by, every client every time, and we always make sure to offer the smartest mortgage solution from refinancing to purchasing your dream home. Our mission is to walk each client through the mortgage process and make sure we educate the client throughout the process of obtaining a new mortgage solution.
  • Next Door Lending
  • 27692 Franklin Rd, Southfield, MI, 48034
  • A team of professionals that believe everyone should be treated as if they lived next door. Our founders and team members have more than 150 years of combined experience helping clients all over the country choose the best loan program to help accomplish their goals. We leverage each client’s feedback as our entire team works.
  • 1st Nations Reverse Mortgage
  • 29777 Telegraph Road, Suite 3580, Southfield, MI, 48034
  • Our mission is to create awareness and a better understanding of reverse mortgages throughout the senior adult community as well as within the professional community. Our goal is to educate people completely, accurately, and honestly about the pros and cons of reverse mortgages. We hope to make a difference in the lives of many senior Americans.
  • MiMutual Mortgage, Wholesale
  • 300 Galleria Officentre, Suite 500, Southfield, MI, 48034
  • At MiMutual Mortgage, the reason we exist centers on this simple phrase - Great People, Building a Great Company, Serving our Communities. We believe that purchasing a home is one of life's most monumental events. It is more than a transaction - it is a life-changing investment. Our clients deserve the care
  • Extreme Loans
  • 29444 Northwestern Hwy, Southfield, MI, 48034
  • Extreme Loans (powered by First Savings Bank NMLS# 41131) is an EXTREMELY AWESOME mortgage branch that is here to help with any/all residential mortgage buying or refinancing needs. We lend nationwide so check us out online www.extremeloans.com or contact us #844CloseFast (844-256-7332)
  • United Mortgage Lending
  • 300 Galleria Officentre, Suite 101, Southfield, MI, 48034
  • United Mortgage Lending is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time.
  • UIF Corporation
  • 29777 Telegraph Road, Suite 3590, Southfield, MI, 48034
  • In business since 2003, UIF Corporation offers home and commercial financing products and services that allow our customers to remain true to their faith. Our goal is simple; to serve the financial needs of the American Muslim community. UIF is always striving to provide more faith based products in order to be your single point.
  • Prime Mortgage Funding Inc
  • 29500 Telegraph Rd, Suite 200, Southfield, MI, 48034
  • At Prime Mortgage, our job is making you our number one priority. Whether you’re getting ready to buy your first home, consolidate debt, or any other mortgage needs you can imagine we’ve got the experience you need to create a successful experience. Click the button below for more details.
  • Central Mortgage Funding LLC
  • 29777 Telegraph Road, Suite 3090, Southfield, MI, 48034
  • Central Mortgage Funding, LLC is built on the relationships we make every day. When you work with CMF you’re family, there’s no way around it. We share our customer’s vision, we work hand in hand with you through our financial products, services and so much more. We take our time to offer you a personally crafted mortgage experience that is safe.