In 2026, the USDA loan limit for River-Forest in Cook county, IL, is $0, while the FHA limit for a single-family home reaches $379,500.
Take advantage of Lendersa® USDA loan calculator to evaluate the best rates between today's USDA and FHA offers. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lays out USDA, FHA, Conforming, and VA options side by side, helping you identify the best fit in
Explore loan offers from 100 lenders
| Loan Type | Loan Limit | Down payment |
| USDA | $0 | 0% |
| FHA | $379,500 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Our goal at Lendersa® is to swiftly secure you the most suitable USDA or FHA loan, minus the hassle. Begin with any of three options to effectively match lenders to USDA loan programs, customized for your needs.
The USDA home loan, or USDA rural development loan, is guaranteed by the U.S. Department of Agriculture. It's intended solely for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans demand no down payment, offering a big advantage to qualifying buyers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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