FHA Vs. USDA loan program for River-Forest, Cook County, Illinois

In 2025, the USDA loan limit for River-Forest in Cook county, IL, is $0, while the FHA limit for a single-family home reaches $379,500.

Take advantage of Lendersa® USDA loan calculator to evaluate the best rates between today's USDA and FHA offers. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lays out USDA, FHA, Conforming, and VA options side by side, helping you identify the best fit in for your financial status.

USDA vs. FHA Loan Paths in River-Forest, IL

Our goal at Lendersa® is to swiftly secure you the most suitable USDA or FHA loan, minus the hassle. Begin with any of three options to effectively match lenders to USDA loan programs, customized for your needs.

Lendersa USDA loan request and match outcomes

What Defines a USDA Loan in IL?

The USDA home loan, or USDA rural development loan, is guaranteed by the U.S. Department of Agriculture. It's intended solely for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans demand no down payment, offering a big advantage to qualifying buyers.

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(815) 223-8800 Lender's profile and map Reviews La Salle State Bank 654 First Street, La Salle, IL, 61301 La Salle State Bank’s start was humble. With modest quarters, established inside a small two-story structure on the site of our present location. We are a full service banking institution and we have consistently received a 5 Star Rating from Bauer Financial, recognizing us as one of the strongest financial institutions in the country.
(219) 275-2441 Lender's profile and map Reviews Community State Bank 224 W Main St, Brook, IN, 47922 We are a community owned and operated bank that has served Brook and the surrounding communities for over 85 years. Visit our page often for community news and discussion as well as important bank announcements.Facebook page. We are a community owned and operated bank that has served Brook and the surrounding communities for over 85 years.
(414) 421-8200 Lender's profile and map Reviews Pyramax Bank 7001 W. Edgerton Ave, Greenfield, WI, 53220 PyraMax Bank is a publicly held community bank headquartered in Greenfield, Wisconsin and also has offices in Franklin, Grafton, Greenfield, Mukwonago, South Milwaukee, and Waukesha. Whether you're looking for a Home Loan, Home Equity Line or Loan, Business Loan, Free Checking, Mobile Banking,
(800) 442-2800 Lender's profile and map Reviews Honor Credit Union 8385 Edgewood Road, Berrien Springs, MI, 49103 Our team remains true to our member promise: Providing Solutions for Your Financial Success. Just one look through our website and you’ll see that Honor Credit Union offers a full range of products and services, market-leading rates and various ways for you to access your money, easily and dependably.
(815) 429-3337 Lender's profile and map Reviews Iroquois Farmers State Bank 111 W Lincoln St, Iroquois, IL, 60945 Iroquois Farmers State Bank (IFSB) opened in 1919 with capital and surplus of $25,000 and assets of $400,000. The bank was formed by local residents of Donovan, Iroquois, Sheldon, and Watseka, Illinois. IFSB was established to fulfill the needs of the local communities, a tradition that continues today.During the Great Depression.
(414) 486-7929 Lender's profile and map Reviews A Better Mortgage Company 4379 S. Howell Avenue, Suite 22, Milwaukee, WI, 53207 A Better Mortgage Company has been saving Wisconsin homeowners money with the most aggressive programs down to 500 credit score, and 100% financing available with 580+ scores and also Providing Wisconsin home services since 1998 with the most aggressive programs, refinancing, 1st and 2nd mortgages, reverse mortgages, VA, FHA and etc
(815) 234-2561 Lender's profile and map Reviews Byron Bank 200 N Walnut St, Byron, IL, 61010 Byron Bank is to help people fulfill their financial dreams and goals. We specialize in mortgage lending and originate hundreds of mortgages a year. Our experienced and professional mortgage lending team is committed to assisting clients with the local knowledge and quality service they need to purchase the home of their dreams.
(815) 432-2494 Lender's profile and map Reviews First Trust and Savings Bank 120 East Walnut Street, Watseka, IL, 60970 At The First Trust and Savings Bank, we believe that banking is personal and relationships are valued. It is important to take the time to visit with you about the many issues that affect your finances and your future. Our objective is to match you with the product and service that is right for your needs, from checking.
(414) 645-4444 Lender's profile and map Reviews SmartFinancial 2778 South 35th Street, Milwaukee, WI, 53215 Smart Financial Services, Inc. was established in 2001 with the mission of creating extraordinary mortgage solutions for the citizens of Wisconsin and Florida. That mission continues to be a driving force through today. Smart Financial Services, Inc. has always sought out the nation's most creative and responsible lenders.
(574) 232-8403 Lender's profile and map Reviews IMECO Federal Credit Union 3404 West Boland Drive, South Bend, IN, 46628 IMECO Federal Credit Union was organized in August l949 by 7 employees of Indiana & Michigan Electric Company. The credit union is a cooperative association organized in accordance with the Federal Credit Union Act and for the purpose of promoting thrift among it’s members and creating a source of credit for provident or productive purposes.
(574) 232-8021 Lender's profile and map Reviews AAA Federal Credit Union 1112 N Bendix Drive, South Bend, IN, 46628 AAA Federal Credit Union is a community based credit union dedicated to serving those who live, work, worship, attend school or volunteer in St. Joseph County, Indiana. OUR MISSION is to EFFECTIVELY ENHANCE THE FINANCIAL WELL BEING OF THE MEMBERSHIP IN AN EVER CHANGING ECONOMIC ENVIRONMENT BY PROVIDING APPROPRIATE FINANCIAL SERVICES.
(262) 473-2112 Lender's profile and map Reviews First Citizens State Bank 207 West Main Street, Whitewater, WI, 53190 As Whitewater Wisconsin's largest and oldest locally owned and operated financial institution, our goal is to provide you with top quality services to help you meet your financial goals. Home grown, home owned, we have a very rich history of being involved with the Whitewater community, large enough to serve you, small enough to care, that's us.