USDA and FHA Pro and Con in Maywood, Cook County, IL

In 2025, the USDA loan limit for Maywood in Cook County, IL, is set at $0, while the FHA limit for a single-family home stands at $472,030.

Leverage the Lendersa® USDA loan calculator to examine today's competitive USDA versus FHA rates. Determine the income, credit qualifications, reserves, and documentation needed to qualify. Our advanced mortgage calculator enables a side-by-side look at USDA, FHA, Conforming, and VA loans, helping you choose the most suitable program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Maywood, Cook, IL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Maywood, IL

Lendersa® aims to promptly secure the best possible USDA or FHA loans for you, without hassle. Begin by selecting one of three pathways leading to compatible lenders and USDA loan programs.

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Understanding USDA Loans in IL

A USDA home loan, backed by the Department of Agriculture, is commonly known as a USDA rural development loan or USDA mortgage and is available exclusively in rural locales. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Louisiana Baptist Federal Credit Union
  • 1250 MacArthur Drive, Alexandria, LA, 71303
  • Louisiana Baptist Federal Credit Union has been open since 1975. The credit union has assets totaling $5.26 Million and provides banking services to more than 900 members. The credit union is a religious-based credit union. Membership is also open to immediate family of current members.
  • Louisiana Land Bank
  • 3640 Bayou Rapides Road, Alexandria, LA, 71303
  • Louisiana Land Bank, ACA is headquartered in Monroe, Louisiana, with 11 locations state-wide to meet your agriculture and rural financing needs. Louisiana Land Bank has been Louisiana's premier agricultural lender for over 100 years. We are a locally owned and operated lending cooperative whose specialty and expertise are making agricultural loans.
  • Southern Heritage Bank
  • 5211 Jackson Street, Alexandria, LA, 71303
  • Let Southern Heritage Bank help celebrate one of the most exciting times of your life by choosing us for your mortgage needs! While buying a home is one of the biggest decisions you'll ever make, selecting the right mortgage loan can be just as important. Your lifestyle. Your budget. Your comfort level.
  • Ntrust Lending, Inc.
  • 7012 Gerrards Cross, Plano, TX, 75025
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Texas Mortgage Mart
  • 8008 Strecker Lane, Plano, TX, 75025
  • Texas Mortgage Financing I work with various lenders and will find a loan that best fits your needs & budget, gathering appropriate documentation throughout the process and provide full support to ensure a smoother loan closing process you can gain a better understanding of what’s available to you
  • MTP Mortgage
  • 10185 Custer Rd, Suite 300, Plano, TX, 75025
  • MTP Mortgage is a Texas Mortgage Broker based in Plano, Texas and serves clients purchasing or refinancing a home or commercial property located anywhere in Texas. We offer every loan program available and find the very best loan program for our clients’ unique situation and at very competitive interest rates and low fees.
  • Southwest Georgia Farm Credit
  • 305 Colquitt Highway, Bainbridge, GA, 39817
  • Farm Credit has been serving rural America for more than 100 years. Right here in southwest Georgia, we work side-by-side with farmers, farm businesses, land owners and homeowners. And because we’re a cooperative, your success means our success. Together, we grow. Southwest Georgia Farm Credit is part of the Farm Credit System
  • Alexandria Municipal Employees Credit Union
  • 1032 Wisteria Street, Alexandria, LA, 71301
  • Alexandria Municipal Employees Credit Union was first authorized to do business in 1951. The By-Laws of this State Chartered Credit Union were adopted at the first Board of Directors Meeting held on January 10th, 1951. Alexandria Municipal Employees Credit Union remains committed to the long-established ideals of the Credit Union Movement.
  • Cenla Federal Credit Union
  • 708 Jackson Street, Alexandria, LA, 71301
  • Our mission is to provide financial services that are beneficial to anyone who lives, works, worships, or attends school in Catahoula, Grant, LaSalle, Rapides, & Winn Parishes, Vernon Parish school employees, & Union Tank Car Company employees. Cenla Federal Credit Union is committed to serving our members.
  • District 08 FCU
  • 3300 South MacArthur Drive, Alexandria, LA, 71301
  • District 08 State Highway Employees Federal Credit Union, Charter No. 14651 came to it's being after an Organization Certificate was prepared and signed on October 12, 1961 and approval received on the 31st day of October 1961. District 08 Federal Credit Union was chartered under federal law.
  • Rapides General Hospital Employees Federal Credit Union
  • 211 Fourth Street, 1st Floor, Alexandria, LA, 71301
  • In September 1952 a few concerned employees of the Baptist Hospital saw the need for a way to provide much needed financial services to their fellow workers. The credit union opened with 8 charter members as Baptist Hospital Employees Federal Credit Union. In March 1971 the name was changed to Rapides General Hospital Employees FCU.