In 2026, the USDA loan upper limit in Oak-Park, county of Cook, IL is $0, while the FHA limit for a single-family home is $379,500.
The Lendersa® USDA loan calculator lets you compare today's top USDA and FHA rates, helping you determine the necessary income, credit score, reserves, and documents needed for eligibility. Using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options simultaneously, guiding you to choose the best program for your financial circumstances in .
Loan limits and down payment requirements for 2026 in Oak-Park, Cook, IL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$379,500
3.5%
Conventional Conforming
$548,250
3%
Discover USDA and FHA Loan Options in Oak-Park, IL
The goal of Lendersa® is to swiftly provide you with the best USDA or FHA loan without any hassle. Select one of three entry points that lead you to matching lenders and USDA loan packages.
A USDA home loan is backed by the government Department of Agriculture, also known as a USDA rural development loan, and is available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage requires no down payment.
Mortgage Resource Group has earned the reputation among homeowners, attorneys, realtors, accountants and financial planners as a truly professional organization staffed with experienced, caring and knowledgeable people. We provide mortgage loans on single family homes, condominiums, and 2-4 unit apartment buildings.
Byline Bank is a full-service commercial bank with nearly $6.5 billion in assets, serving small businesses, mid-market companies, and consumers.
Operating over 40 branch locations throughout the Chicago and Milwaukee metro areas, Byline’s been a community partner in its neighborhoods for over 100 years
Metropolitan "L" Fedral Credit Union will provide services & financial products to our member in a professional & friendly manner. We will educate our members as to better financial actions and planning. We will enlighten our members as to opportunites and products available to them. We will treat each member with proper courtesy, respect and care.
4120 W Diversey Ave, Suite C501, Chicago, IL, 60639
Lends in Illinois
Federal Savings Bank is veteran - owned bank, with a focus on VA and FHA lending for active duty and retired military and first time home buyers. We believe we offer the Perfect Mortgage Experience, which is our unique combination of outstanding customer service, low mortgage rates, and fast closings.
Pan American Bank & Trust is the premier bank for businesses and communities. We coined a term to reflect the spirit by which we operate: Bizunity™. We provide the personalized, first-name basis service that only comes from an independently owned bank that values Bizunity™. We are a trusted partner through every phase of your business’s life cycle.
Access Credit Union has been open since 1998. The credit union has assets totaling $61.42 Million and provides banking services to more than 5,000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
Ivanhoe Capital Advisors is a transaction advisory firm whose tailored solutions help small to mid-size companies and investors throughout the U.S. navigate complex transactions, from securing capital to restructuring existing capital, completing business and real estate acquisitions, and developing fiscal strategies
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
