USDA Vs. FHA your options comparison in Oak-Park, Cook County, IL
In 2025, the USDA loan upper limit in Oak-Park, county of Cook, IL is $0, while the FHA limit for a single-family home is $379,500.
The Lendersa® USDA loan calculator lets you compare today's top USDA and FHA rates, helping you determine the necessary income, credit score, reserves, and documents needed for eligibility. Using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options simultaneously, guiding you to choose the best program for your financial circumstances in .
Loan limits and down payment requirements for 2025 in Oak-Park, Cook, IL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$379,500
3.5%
Conventional Conforming
$548,250
3%
Discover USDA and FHA Loan Options in Oak-Park, IL
The goal of Lendersa® is to swiftly provide you with the best USDA or FHA loan without any hassle. Select one of three entry points that lead you to matching lenders and USDA loan packages.
A USDA home loan is backed by the government Department of Agriculture, also known as a USDA rural development loan, and is available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage requires no down payment.
Emory Alliance Credit Union was chartered in 1968 to serve the employees of Emory University and Emory University Hospital. In the last 40 years, its field of membership has grown to include Emory University students and faculty, Emory Healthcare, Residents or Employees of DeKalb or Fulton County, Georgia, and other Emory-related organizations.
Our team believes in a tailored approach, ensuring each client gets a solution that fits just right. We're not just lenders; we're problem solvers, specializing in navigating credit challenges and always finding a path to 'yes'. Our unwavering commitment guarantees timely closings with highly competitive rates. With us, you're not merely securing a
Scissortail Financial and Greg Freeman provided one of the best home buying experiences a family could have. We were pretty specific with what we were looking for with little knowledge of how to find it. We set up a meeting with Greg as our first step to buying our home with every intention.
At Advantage One Mortgage, where we specialize in residential mortgages. At Advantage One Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
Established in 1934, TTCU Federal Credit Union is a $2.1 billion financial institution with a full complement of depository, lending and financial advisory services.TTCU is the second-largest credit union in Oklahoma with 18 branch locations. You may be one of over almost a million people in Oklahoma eligible to join TTCU.
CR Mortgage Solutions company is an experienced, independent and local mortgage broker in the Grant Park area, specializing in home loans and refinancing. We work with a variety of banks to find the best residential mortgage loan at the best rate, and we can help you every step of the way, all the way to closing on your new home
The Mortgage Store, LLC, where you'll find the lowest rates and closing costs available! When you're looking for a mortgage broker in Texas or Virginia that is dedicated to customer service, reach out to us-we'll discuss your financing needs and match you with the loan that suits your budget.
Choice Home Finance is a licensed mortgage broker committed to responsible lending. We are experts in locating the best mortgage for your individual circumstances. We have extensive experience in most of the products and programs that are available today. We can help you secure a residential mortgage loan,
