USDA Vs. FHA your options comparison in Rockton, Winnebago County, IL
For 2025, the USDA loan limit for Rockton in the county of Winnebago, IL, is $336,500, while a single-family home has an FHA limit of $472,030.
Utilize the Lendersa® USDA loan calculator to juxtapose today's finest rates between USDA and FHA to determine the necessary income, credit, reserves, and documents for qualification. Our enhanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options, aiding your decision on the best program in for your financial needs.
Loan Limits and Down Payment Needs for 2025 in Rockton, Winnebago County, IL
Type of Loan
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Alternatives in Rockton, IL
At Lendersa®, our objective is to provide you the most suitable USDA or FHA loan promptly and conveniently. Start with one of three approaches that align with lenders offering USDA loan options.
The USDA home loan, guaranteed by the U.S. Department of Agriculture also recognized as a USDA rural development loan or mortgage, is available solely in rural areas. In contrast to FHA loans requiring a minimum of 3.5% down payment, USDA mortgages demand no down payment, providing a significant advantage for qualifying borrowers.
7901 4th Street North, Saint Petersburg, FL, 33702
Our mortgage originators are experienced and knowledgeable. We use the latest comparative analysis software allowing us to research and compare various loan programs to find the best options that meet your needs. We have streamlined the loan fulfillment process ensuring quick approvals and fast closings.
New Dwelling Mortgage,we use a personalized approach that makes us the perfect mortgage broker for home buyers.We believe a mortgage should be about building relationships & helping people achieve their goals & dreams of being a homeowner.We manage our clients' process by applying for loans with different lenders, finding competitive interest rates
7901 4th Street North, Saint Petersburg, FL, 33702
Detailed Mortgage Solutions, LLC. NMLS# 1769900 www.nmlsconsumeraccess.org; Equal Housing Opportunity. As an independent mortgage brokerage, it allows us to truly work for our clients without being tied to any one particular lender. We have the ability to work with as many lenders we wish, to not only 'SHOP' for the best terms
877 Executive Center Dr W Suite 301, Saint Petersburg, FL, 33702
EXCEL MORTGAGE NETWORK treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply
The REdepot Financial Services Team is your premier mortgage team located in Tampa, FL. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Tampa area.Highly experienced team of mortgage brokers here can help you take that first step.
Publix Employees Federal Credit Union (PEFCU) is a member-owned co-operative that was founded in 1957 to meet the financial needs of current and retired Publix Super Markets Inc. associates and their family members. PEFCU, with over $1 billion in assets, is ranked in the top five percent of credit unions nation-wide.
Citrus Lending of Tampa Bay is a full service mortgage brokerage serving all of Florida and has been helping Floridians get financing for their new home since 2005. Whether you are a first time home buyer or looking for investment property, Citrus Lending of Tampa Bay will work with you to get you the financing you need
505 Martin Luther King Jr. Avenue, Lakeland, FL, 33815
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
At Fluxx Mortgage and Financial, we take pride in knowing you chose to work with us, so getting your loan across the finish line is our top priority. Fluxx Mortgage and Financial can help you get pre-qualified and on your way to home ownership Simply fill out our mortgage prequalification form securely on our website
