USDA Loan Vs. FHA loan for South-Beloit, IL [Winnebago County Rates 2023]

In 2025, USDA loan limit in South-Beloit, county of Winnebago, IL is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in South-Beloit, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(517) 546-3150 260 miles Lender's profile and map Reviews First National Home Mortgage 101 E. Grand River, Howell, MI, 48843 First National Home Mortgage is a team. Mortgage professionals with decades of experience backed by First National Bank in Howell’s 125+ year history for providing the very best financial services. Buying a home is among life’s most important financial decisions. Refinancing your mortgage can be too.
(517) 540-9700 260 miles Lender's profile and map Reviews Exceptional Mortgage Services, Inc. 207 E Grand River Ave, Howell, MI, 48843 We are a full-service mortgage company based in Howell, Michigan. We specialize in First Time Home Loans, FHA Loans, and USDA Loans in Howell. We also serve the surrounding cities in Livingston County. Whether you are buying a home or refinancing in the zip code of 48843, we can help you realize your dream of homeownership or save you money.
(517) 375-6268 260 miles Lender's profile and map Reviews Calhoun Mortgage, INC 5840 Sterling Dr, Suite 240, Howell, MI, 48843 Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
(507) 744-2361 260 miles Lender's profile and map Reviews Frandsen Bank & Trust 116 Central St W, Lonsdale, MN, 55046 Frandsen Bank & Trust is a full-service community Bank with offices in Minnesota, North Dakota, and Wisconsin. Our complete selection of Banking products and services is delivered with superior customer service. We proudly offer business and personal Banking solutions along with wealth management trust* services.
(651) 451-5160 260 miles Lender's profile and map Reviews Heartland Credit Union - Minnesota 5500 South Robert Trail, Inver Grove Heights, MN, 55077 Heartland Credit Union is a not-for-profit financial cooperative focused on helping members achieve their financial dreams. Our members enjoy low loan rates, fewer fees and friendly, personal service. At Heartland we take pride in getting to know our members, their stories and their goals.
(660) 385-3161 260 miles Lender's profile and map Reviews Macon-Atlanta State Bank 1513 North Missouri Street, Macon, MO, 63552 MA Bank opened its doors for business in 1893 after the founder, Jett Dearing, rode on horseback to sell stock to local businessmen and farmers. MA Bank has always been locally owned and takes great pride in serving the needs of our community. We have never forgotten that it was local people that gave us our start.
(660) 385-8205 260 miles Lender's profile and map Reviews Horizon Credit Union 301 North Missouri Street, Macon, MO, 63552 The Horizon Credit Union was chartered in July of 1954 by Missouri Department of Transportation employees and Missouri State Highway Patrol employees. The two groups came together to form a credit union that would provide themselves and their coworkers a place to save and borrow money.
(812) 334-9700 260 miles Lender's profile and map Reviews Gallery Mortgage 121 E. 6th street, Bloomington, IN, 47408 Gallery Mortgage is here to provide you with more information, answer any questions you may have and create an effective solution for your needs. If you need assistance or simply have questions before you apply please click the contact us button and also .We help you build a foundation with the right tools & services.
(651) 777-8365 261 miles Lender's profile and map Reviews Lake Elmo Bank 11465 39th Street N, Lake Elmo, MN, 55042 Lake Elmo Bank has built its tradition on a personal approach to banking. We get to know our customers so that we understand each customer's unique needs with the intent of building long-term financial relationships. This goal has been the foundation of our business for over 100 years.
(612) 750-2548 261 miles Lender's profile and map Reviews Impact Mortgage LLC 2796 Lisbon Avenue Court North, Lake Elmo, MN, 55042 Impact Mortgage was started in 2007. After working with a few different direct lenders and brokers since 2004, I decided that I could save my clients a lot of money by not charging all the unnecessary fees associated with purchasing or refinancing their home. So I took the self-employment leap in 2007 and have never looked back.
(989) 244-7156 261 miles Lender's profile and map Reviews United Financial Credit Union 1026 W. Midland Road, Auburn, MI, 48611 Welcome to United Financial Credit Union, established in 1964, your full-service, not-for-profit financial cooperative. We are owned and operated by members – so we comprise a family-like organization. Credit Union, established in 1964, your full-service, not-for-profit financial cooperative.
(989) 791-7070 261 miles Lender's profile and map Reviews Health Advantage Credit Union 4550 State St, Saginaw, MI, 48603 Health Advantage Credit Union offers a wide range of financial services to employees, independent contractors or self-employed persons who regularly work in Healthcare Industry in the State of Michigan.Also, spouses of persons who have died while within the Healthcare Industry; employees of the credit union; retirees from the healthcare industry.