In 2025, the USDA loan limit set for Sherman, within the county of Sangamon, IL, is $336,500. Conversely, the FHA cap for a single-family property is $472,030.
Access the Lendersa® USDA loan calculator for comparing today's top USDA versus FHA rates. Determine the income, credit score, necessary reserves, and documents for
your eligibility. Our comprehensive mortgage calculator provides a side-by-side analysis of USDA, FHA, Conforming, and VA loans, aiding you in choosing the best plan available in for your specific financial needs.
2025 Loan Limits with Downpayment Needs in Sherman, County of Sangamon, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Sherman, IL
Lendersa® is committed to securing the optimal USDA or FHA loan quickly and effortlessly. You have three starting points to select from, which help match you with lenders offering USDA loan programs.
A USDA home loan is a type of mortgage backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, intended for rural areas only. Differing from FHA loans that mandate a minimum 3.5% down payment, the USDA mortgage requires no initial down payment at all.
6 Hutton Centre Drive, Suite 1030, Santa Ana, CA, 92707
LoanLock is a premier mortgage lender headquartered in sunny Southern California. We lend in multiple states across the nation and assist everyone from first-time homebuyers to seasoned real estate investors. As a direct lender, we process and underwrite your loans on-site, so approval decisions are faster.
In the old days, you'd go down to your local bank to get the funding you need. Now, it's almost impossible to get the money you need without all the red tape. We’ve simplified the process. Are you looking for a Line of Credit, Term Loan or to Rehab? Apply for our business loan in minutes, without painful paperwork or run around.
402 West Stevens Avenue, Apartment D, Santa Ana, CA, 92707
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4 Hutton Centre Drive, Suite 760, Santa Ana, CA, 92707
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The Ryan Real Estate Group Inc Responsive, Responsible and Resourceful is the foundation of our continued success responsive service, providing accurate and timely information, and demystifying the process. 100% of my business is referral based because I listen to my clients' needs and exceed their expectations. As a full-time real estate broker.
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Based on our experi
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