USDA Loan Vs. FHA loan for Sherman, IL [ best of 2023]

In 2025, USDA loan limit in Sherman, county of Sangamon, IL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Sherman, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(816) 593-2291 266 miles Lender's profile and map Reviews First Security Bank Missouri 4 And Cedar, Union Star, MO, 64494 First Security Bank was originally established on June 3rd, 1890 in Union Star, Missouri. After over 110 years of growth in Union Star, the decision was made to establish another facility. On April, 2001, First Security Bank opened its new facility in Trimble, MO. The Trimble area was chosen because it fit well into First Security Bank's goal.
(502) 348-3911 266 miles Lender's profile and map Reviews Town & Country Bank and Trust Co 201 N 3rd St, Bardstown, KY, 40004 Town & Country Bank and Trust Co., headquartered in Bardstown, KY, has been serving the Central Kentucky community for over 100 years. We are a locally owned and operated, full-service, community bank offering exceptional products and services to consumer and business customers. We also offer wealth management services through our Trust division.
(502) 348-5996 266 miles Lender's profile and map Reviews Wilson & Muir Bank & Trust Company 107 N. 3rd Street, Bardstown, KY, 40004 Wilson & Muir Bank & Trust Company is dedicated to professional and reliable service, delivered with integrity, to fulfill the banking needs of its clients. With our rich history and generations of experience, WMB continues to guide our clients toward their financial objectives.
(502) 827-3952 266 miles Lender's profile and map Reviews Pro Mortgages Of Kentucky LLC 631 North Third Street, Bardstown, KY, 40004 "We are a mortgage broker located in Bardstown, Kentucky, the heart of bourbon country. Our goal is to match our customers with the right type of home loan and the lowest interest rate available We specialize in the following types of loans: Conventional FHA VA USDA Refinance (Rate/Term, Cash Out)"
(502) 314-8086 266 miles Lender's profile and map Reviews JPMortgage Company 1002 Granite Drive, Suite 7, Bardstown, KY, 40004 "JPMortgage Company is committed to providing you with the best and lowest mortgage rates and closing costs available. Our experienced JP Mortgage Company Professionals can help you make an informed, educated decision on your mortgage anywhere in the State of Kentucky or Indiana."
(513) 315-5010 266 miles Lender's profile and map Reviews OnPoint Home Lending 2912 E. Gallatin Street, Burlington, KY, 41005 We are locally owned and operated with our main office located in Burlington, KY. At OnPoint Home Lending, we pride ourselves on exceeding our customer's expectations in finding the best option for a home loan that's right for you. Whether you want the lowest rate possible, refinance your existing mortgage or new home purchase
(269) 459-1777 266 miles Lender's profile and map Reviews Community Promise Federal Credit Union 1313 Portage Street, Kalamazoo, MI, 49001 We are a Community Development Credit Union, dedicated to providing fair and affordable financial services and education for our members, particularly those not typically served by traditional financial institutions. We will help Kalamazoo grow by enriching our members, building partnerships and investing in our neighborhoods.
(269) 382-7800 266 miles Lender's profile and map Reviews Kalsee Credit Union 2501 Millcork St., Kalamazoo, MI, 49001 Kalsee Credit Union wants to be the preferred and trusted life long financial partner of our members. Our increased focus on exceptional member service will be the building block for Kalsee to deliver on our motto of: “Our Family Serving Yours” The actions and empowerment of our staff will increase the relationships we build.
(920) 583-3191 266 miles Lender's profile and map Reviews Bristol Morgan Bank 103 South Main Street, Oakfield, WI, 53065 Locally owned and operated, Bristol Morgan Bank has met the needs of Fond du Lac County and the surrounding areas for over 120 years. We care deeply about the communities we serve and the people in them. Because, well, these are our communities too. We live, work and play here just like you do.
(608) 634-3118 266 miles Lender's profile and map Reviews WCCU Credit Union) 501 North Main Street, Westby, WI, 54667 WCCU is here to help you spend, save, manage, invest and make money. Our goal is to facilitate financial stability in your life. Let us help aid you in finding the right checking account, the right loan and the right budget for you and your family’s life and financial well being. If you’re not a member of WCCU, apply for membership today
(855) 956-4040 267 miles Lender's profile and map Reviews National VA Loans 6505 N. Prospect Ave, Suite 400, Gladstone, MO, 64119 National VA Loans is one of the fastest growing VA mortgage brands in the United States. We are a brand that developed out of a pure, honest desire to help servicemen and women be able to buy a home and build the life of their dreams within that home. We are here to help you utilize the VA Loan programs.