For 2025, the USDA loan limit in South-Jacksonville, within Morgan county, IL, is $285,000, while the limit for FHA loans on a single-family home is $356,362.
Experience Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Determine the necessary income, credit, reserves, and documents for qualification with our advanced mortgage calculator, which shows USDA, FHA, Conforming, and VA loans side by side. This tool aids in selecting the best program for your financial needs, especially in Alabama.
Review loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The goal of Lendersa® is to secure the most advantageous USDA or FHA loan for you quickly and effortlessly. Choose one of three methods to connect with lenders and explore matching USDA loan programs.
A USDA home loan, commonly known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture. Available only in rural areas, USDA loans do not require any down payment, unlike FHA loans, which require a minimum of 3.5% down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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