USDA and FHA Pro and Con in South-Jacksonville, Morgan County, IL
For 2025, the USDA loan limit in South-Jacksonville, within Morgan county, IL, is $285,000, while the limit for FHA loans on a single-family home is $356,362.
Experience Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Determine the necessary income, credit, reserves, and documents for qualification with our advanced mortgage calculator, which shows USDA, FHA, Conforming, and VA loans side by side. This tool aids in selecting the best program for your financial needs, especially in Alabama.
2025 Loan Limits and Downpayment Requirements in South-Jacksonville, County of Morgan, IL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in South-Jacksonville, IL
The goal of Lendersa® is to secure the most advantageous USDA or FHA loan for you quickly and effortlessly. Choose one of three methods to connect with lenders and explore matching USDA loan programs.
A USDA home loan, commonly known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture. Available only in rural areas, USDA loans do not require any down payment, unlike FHA loans, which require a minimum of 3.5% down payment.
Grayson Realty and Management (GRM) provides customized Real Estate Services – Buying and Selling as well of assistance finding quality residential mortgages for purchasing or refinancing homes or investment properties.
Grayson Realty and Management has been making home buying dreams come true for nearly 15 years.
KORB Capital a Mortgage and Real Estate company in Los Angeles serving all of Los Angeles and surrounding areas. Specializing in Private Lending and all aspects of Real Estate. We Have the RIGHT LOAN for the first time home buyer, repeat buyers and homeowners looking to refinance.
We are a no Income lender that specializes in home financing for borrowers with too many write offs on their taxes, wage earners with less than 2yr work history. Foreign national & ITIN borrowers. fast approval fast close
Private money / Non-QM programs
70 CLTV
No fico required
15315 Magnolia Blvd #328, Sherman Oaks, CA 91403, United States, Sherman Oaks, CA, 91403
A Premier Reverse Mortgage Broker in California, Standard Lenders provides unrivaled transparency, communication, and accessibility. We stay in touch with clients regularly and update them on the latest happenings in the housing industry that could affect their finances. Our loan experts can connect with you over the phone, email, and at home to ac
14724 Ventura Blvd, Suite 775, Sherman Oaks, CA, 91403
Option One Lending was established over a decade ago as a full service lender. Since then, we have provided superior service to clients all over California. Option One Lending offers a wide variety of products and services and works diligently to ensure that each client gets the loan that matches their needs.
15315 Magnolia Blvd, Suite 328, Sherman Oaks, CA, 91403
1st Point Lending, Inc. is an expert financial adviser, providing best solutions for your home purchase needs. We are mortgage professionals assisting in Residential and Commercial loans, including Conventional, FHA/USDA/VA, Jumbo and Private Money loans. Financing Made Simple with 1st Point Lending, Inc
15260 Ventura Boulevard, Suite 1200, Sherman Oaks, CA, 91403
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
15303 Ventura Boulevard, Suite 921, Sherman Oaks, CA, 91403
PLG is an experienced team of finance and realty professionals committed to providing outstanding tailored programs to our clients — including fast and easy home loans and realty services. The PLG team recognizes that each individual & situation is unique and takes the needs of each client seriously to go the extra mile & ensure your satisfaction.
15325 Magnolia Boulevard, Suite 302, Sherman Oaks, CA, 91403
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
14930 Ventura Blvd, Suite 240, Sherman Oaks, CA, 91403
ClearCap inc. is an individualized Broker for complete financing needs. We employ, Work with, and have long standing relationships with wholesale and non-retail banks. We can link you directly to the lender without any other institutions involved so that you are able to deal with decision makers who can progress your file.
15315 Magnolia, Suite 215, Sherman Oaks, CA, 91403
Loan Science is a high volume, boutique lending firm celebrating its 12th year in real estate finance. Having a solid reputation for quality business, the company has created a culture of success, based on loan officer support, product access, marketing strategies, generous compensation structure, and a sincere sense of team.
