USDA Vs. FHA your options comparison in White-Hall, Greene County, IL

For 2025, the USDA loan limit in White-Hall, part of Greene county, IL, reaches $285,000 compared to the FHA limit of $356,362 for a detached single-family house.

Leverage the Lendersa® USDA loan calculator to evaluate the most competitive rates of USDA versus FHA today, and figure out the income, credit score, reserves, and documentation required to qualify. Our comprehensive mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, helping you find the best program in tailored to your financial circumstances.

Review loan offers from 100 different lenders

2025 Loan Limits and Down Payment Requirements in White-Hall, Greene County, IL

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Opportunities in White-Hall, IL

Lendersa® aims to connect you with the ideal USDA or FHA loan swiftly and conveniently. Begin with one of three approaches to identify matching lenders and USDA loan options.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in IL

A USDA home loan, secured through the U.S. Department of Agriculture and known as a USDA rural development loan or mortgage, is specifically for rural neighborhoods. While FHA loans require a minimum down payment of 3.5%, USDA loans demand no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • One Source Home Mortgage
  • 2408 Timberloch Place, Suite B-3, The Woodlands, TX, 77380
  • One Source Home Mortgage was Est. in 2003 by Owner / Broker Tom Derrick. We have built our reputation on high values, honesty and integrity. We believe by giving our clients the best service, competitive rates and fees, we have built a network of satisfied clients, that conitinue to send thier friends and family to our Company for the same respect
  • Whizango Inc
  • 2001 Timberloch Place, Suite 500, Spring, TX, 77380
  • Whizango, we can keep you out of a complicated mortgage process. We know how confusing it can be to navigate the mortgage application process. You shouldn’t have to worry about getting stuck in a complicated process or being locked into a bad mortgage! That’s why we’re hyper-focused on helping customers easily and confidently navigate.
  • Jackson Henry Mortgage, LLC
  • 26403 Oak Ridge Drive, Suite 200, Spring, TX, 77380
  • Jackson Henry Mortgage, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
  • CLM Mortgage, Inc.
  • 480 Wildwood Forest Dr, Suite 802, Spring, TX, 77380
  • CLM Mortgage the preferred lender of Chesmar Homes, has branches in Houston & San Antonio. Our loan officers offer excellent service and explain the loan process to you so it's easy to understand, and we'll work to get you the best rate available for your loan. We work with all borrowers throughout the state of Texas.
  • Traditions Mortgage Group
  • 2001 Timberloch Place, Suite 500, The Woodlands, TX, 77380
  • Traditions Mortgage Group is buying, selling, refinancing, or buildingyour dream home, you have a lot riding on your loan officer. Since marketconditions and mortgage programs change frequently, you need to make sureyou’re dealing with a top professional who is able to give you quick andaccurate financial advice. As an experienced Mortgage Company.
  • TEXAS PREMIER MORTGAGE INC
  • 25325 Borough Park Dr, Suite 210, The Woodlands, TX, 77380
  • Texas Premier Mortgage has a variety of products to help reduce your payment or term. Products for excellent credit include FHA, VA, and Jumbo loans. Conventional loans are also available for your lending needs. Our staff will help you pick the right product for your credit profile.
  • Velocity Commercial Investments, Inc
  • 12011 Lee Jackson Memorial Highway, Suite 510, Fairfax, VA, 22033
  • Velocity Commercial Investments Inc. A National Commercial & Business Loan Consultants in helping commercial clients by providing sources for Capital to Businesses and Real Estate Investors. The founder of VCI has experience in the field of financial transactions for over 25 years.
  • The MINT National Bank
  • 1215 Kingwood Drive, Kingwood, TX, 77339
  • The MINT National Bank is a new community bank serving the greater Houston area. Opening on January 5, 2009, the Bank has grown steadily by by being attentive and responsive to its customers. As the economy improves, The MINT stands ready to assist customers with financing business acquisition and expansion.
  • Mortgage Financial Services
  • 1110 Kingwood Drive, Suite 280, Kingwood, TX, 77339
  • Our goal is to help homebuyers achieve the American Dream of homeownership. Whether you are a first time home buyer or purchasing a second home, Mortgage Financial Services is dedicated to providing quality service and products that help customers achieve their objectives throughout the home buying process. We want you to DREAM BIG,
  • CityWorth Loans
  • 11781 Lee Jackson Hwy, 1st Floor, Fairfax, VA, 22033
  • CityWorth our mission is to serve every customer with honesty, integrity and competence. Our goal is to provide our clients with a combination of low rates and fees along with providing expert advice and guidance throughout the entire loan process. We will work closely with each client to ensure that we are recommending the best program.