USDA Vs. FHA Pro and Con comparison in White-Hall, Greene County, IL
For 2025, the USDA loan limit in White-Hall, part of Greene county, IL, reaches $285,000 compared to the FHA limit of $356,362 for a detached single-family house.
Leverage the Lendersa® USDA loan calculator to evaluate the most competitive rates of USDA versus FHA today, and figure out the income, credit score, reserves, and documentation required to qualify. Our comprehensive mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, helping you find the best program in tailored to your financial circumstances.
2025 Loan Limits and Down Payment Requirements in White-Hall, Greene County, IL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Opportunities in White-Hall, IL
Lendersa® aims to connect you with the ideal USDA or FHA loan swiftly and conveniently. Begin with one of three approaches to identify matching lenders and USDA loan options.
A USDA home loan, secured through the U.S. Department of Agriculture and known as a USDA rural development loan or mortgage, is specifically for rural neighborhoods. While FHA loans require a minimum down payment of 3.5%, USDA loans demand no down payment.
Headquartered in San Diego with over a decade of experience, Hyde Funding represents what you want in a mortgage lender.
Hyde Funding specializes in all home purchase transactions, from Jumbo, FHA, First Time Home Buyer, Veteran, Conforming, Rehab, Cash Out, Hard Money and anything outside the box.
9683 Tierra Grande St, Suite 102, San Diego, CA, 92126
Integrity Mortgage Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
8996 Miramar Road, Suite 230, San Diego, CA, 92126
Our mission is to provide you with the highest quality mortgage and refinancing services. Our loans are tailored to fit your personal needs at some of the most competitive rates in the nation. We are committed to serving the communities where we live and work, helping to providing mortgage solutions and to strengthen communities to improve lives,
9460 Mira Mesa Boulevard, Suite K, San Diego, CA, 92126
JP Real Estate & Mortgage Inc owner of the Jenny Pham is real estate during the crash: buyers couldn't buy and sellers couldn't sell. Equity was a fancy thing and lending was tight. I navigated through the waves of shortsales, foreclosures, and loan mods with emotional sellers and doubting buyers.
7940 Silverton Ave, Suite 101A, San Diego, CA, 92126
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Labrador Consulting Inc. was founded in 2008. We specialize in an assortment of home loan products for California home owners.Our team is committed to providing our clients with the best advice with a goal of complete customer satisfaction. Whether you are purchasing your dream home, refinancing your current loan.
We pledge to provide education, guidance, and resources to help our clients achieve financial goals and to improve their financial stability. We are committed to maintain a superior level of integrity and customer service in order our clients to feel empowered to make important financial decisions during and after loan transaction process.
Enact Partners is a hard money lender providing business purpose loans that are collateralized by real estate. Located in Southern California, we pride ourselves on customer service, fast and efficient loan validation, allowing you to be an effective real estate entrepreneur. We build customized investment portfolios secured by real estate.
7668 El Camino Real, Ste 104-128, Carlsbad, CA, 92009
We are a team of Real Estate professionals with over 50 years of combined experience. As Investors ourselves, we have developed, rehabilitated, lent on, invested in approximately $1 billion dollars in real estate; we appreciate the importance of securing reliable and predictable funding and investment solutions.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
