USDA and FHA Pro and Con in Beardstown, Cass County, IL
For 2025, the USDA loan limit in Beardstown, located in Cass county of IL, is $336,500. Conversely, the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to assess today's leading USDA versus FHA rates and establish the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loan options side by side, guiding you to decide which program in best meets your unique financial requirements.
2025 Loan Limits and Down Payment Requirements in Beardstown, County of Cass, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Beardstown, IL
Lendersa® is dedicated to finding you the best possible USDA or FHA loan swiftly and with ease. Choose from one of three initial options that align you with lenders and USDA loan programs.
A USDA home loan, typically called a USDA rural development loan or mortgage, is backed by the U.S. Department of Agriculture and is available solely in rural areas. In contrast to FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment, offering considerable benefits to eligible borrowers.
931 Monroe Dr NE, Suite 102165, Atlanta, GA, 30308
Premier Lending Solutions is a private lending company based in Atlanta, Georgia. We provide residential and commercial financing to investors, rehabbers and commercial property owners. Premier Lending Solutions was initially formed to service the needs of investors in the State of Georgia.
Powerco is a federally insured financial institution headquartered in Atlanta, Georgia. Chartered in 1935, Powerco, with over $185 million in assets, is one of the largest and fastest growing credit unions in the State of Georgia. More than 21, 000 members and their families are served by dedicated professionals in eight branches in GA & MS.
715 Peachtree St NE, Suite 100 & 200, Atlanta, GA, 30308
We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.
600 Peachtree St. NE, Suite 810, Atlanta, GA, 30308
GROUNDFLOOR was born out of the belief that there is a fundamentally better way to capitalize America. Banks and Wall Street can’t be trusted to do it, but your fellow Americans can. We believe that a critical mass of individual investors can make a difference, keep capital flowing, and therefore keep an important part of our economy moving.
Holland Mortgage Advisors is a professional mortgage lending company, with over 150 years combined experience in the mortgage lending industry. We focus on conventional, government, new construction, investment/commercial, and portfolio lending, and partner with reputable local and national lending institutions to be able to offer our clients
At The Right Loan, LLC we understand how important it is, to obtain the funding you need for operations, inventory, payroll, expansion, advertising opportunities and all the other services that require cash to succeed. We are also familiar with the landscape of hurdles that all startups have trying to finance a new business..
1st Choice Credit Union was founded in 1946 to serve employees of Grady Hospital. Initially, it was named Hospital Authority Credit Union. The organization’s name was changed to 1st Choice Credit Union in 1991. 1st Choice Credit Union is a NCUA insured and CDFI credit union, headquartered on Atlanta’s historic Auburn Avenue.
We have built financial relationships since 1921 –we remain committed to providing personalized service and financial solutions to meet the growing needs of an entire community. Through a legacy built on principle, we go beyond meeting needs of offering banking products and service solutions; our mission is to financially empower our customers
