USDA Vs. FHA your options comparison in Anderson, Madison County, IN

In 2025, the USDA loan limit for Anderson, in Madison County, IN, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the competitive rates for USDA vs FHA loans. You'll assess necessary income, credit standing, reserves, and documents needed for qualification. Our comprehensive mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, aiding in selecting the best program for your financial needs in .

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2025 Loan Limits and Downpayment Requirements in Anderson, Madison County, IN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Anderson, IN

Lendersa® aims to provide the optimal USDA or FHA loan quickly and effortlessly. Select one of three starting points to match with lenders and access USDA loan programs.

Results for Lendersa USDA loan requests

Understanding USDA Loans in IN

A USDA home loan, backed by the government's Department of Agriculture, also called a USDA rural development loan, is exclusively offered in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans need no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Lendia
  • 1913 East 17th Street, Suite 109, Santa Ana, CA, 92705
  • Lendia is a residential mortgage company based in Southern California. We have in depth knowledge of underwriting guidelines which makes for faster processing of your loan, a more timely closing and a fast swift experience to you the consumer. Our goal is to always give our clients the best possible experience, lowest rate possible.
  • The Lending Connection
  • 13831 Pasadena Street, North Tustin, CA, 92705
  • The Lending Connection has changed the experience in buying your home, selling your home, and financing your home. Every customer, regardless of credit history, is provided, the greatest value available for their particular needs, the highest level of customer care and the full support of this institution to ensure
  • ARBOR Financial Group
  • 2932 Daimler Street, Santa Ana, CA, 92705
  • Arbor Financial Group is one of Orange County's top leaders in Real Estate, Mortgage, and Insurance. With a combined thirty years in the lending and insurance industries, Arbor Financial Group is recognized as a solutions-oriented firm known for creative strategies, personable service, and driven representatives.
  • Fidelity Bancorp Funding
  • 1551 N. Tustin Ave, Suite 700, Santa Ana, CA, 92705
  • We understand the challenges you face in differentiating between various lending options and utilizing them the best way to achieve your goals. We simplify the process. We guide you confidently through the process and close your loan smoothly – protecting you from common pitfalls. Whether it’s doing our utmost to exceed your expectations, or keepi
  • JMAC
  • 2510 Red Hill Ave., Santa Ana, CA, 92705
  • From the beginning, JMAC Lending was built differently, on the simple premise that our clients deserve better. Our goal is to deliver unique and innovative products, exceptional client service and support, superior pricing, and a dedication to helping our partners grow business.
  • Fidelity Bancorp Funding
  • 1551 N. Tustin Ave. Ste 700, Santa Ana, CA, 92705
  • Our focus is on serving your needs. Our efficient process is driven by great people who understand our need to strive for excellent service to lead in our marketplace consistently. At Fidelity Bancorp Funding, we research all your funding options for you so you can relax knowing you’ll have the support you need.
  • 1st American Funding
  • PO Box 7537, Capo Beach, CA, 92624
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • USA Veterans Real Estate and Mortgage Company
  • 31801 East Nine Drive, Laguna Niguel, CA, 92677
  • USA Veterans Real Estate and Mortgage Company is a disabled veteran owned real estate and mortgage company focused on providing active duty military, reservists, national guard, veterans & all other patriots personalized real estate & mortgage services. Our goal is to provide the best possible deal to our customers at the lowest possible prices.
  • Network Lending Services
  • 30131 Town Center Drive, Suite 180, Laguna Niguel, CA, 92677
  • NLS has helped families realize their dream for homeownership for over 20 years. NLS was founded on the fundamental principles of quality, performance and a devotion to you, our customer. Our devotion to you and our determination to achieve complete customer satisfaction and superior results drives our loan process.
  • Lighthouse Financial, Inc.
  • 14 Chamonix Laguna, Laguna Niguel, CA, 92677
  • Lighthouse Financial, Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools