USDA and FHA Pro and Con in Noblesville, Hamilton County, IN

In 2025, the USDA loan limit in Noblesville, part of Hamilton County, IN, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to evaluate today's optimal USDA against FHA rates, identifying the necessary income, creditworthiness, reserves, and documentation for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program in that suits your financial needs.

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2025 Loan Limits and Downpayment Requirements in Noblesville, Hamilton County, IN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Noblesville, IN

The goal of Lendersa® is to provide you with the most suitable USDA or FHA loan quickly and without hassle. Choose from three starting points to connect with lenders and explore USDA loan programs.

Results for Lendersa USDA loan requests

About USDA Loans in IN

A USDA home loan, guaranteed by the U.S. Department of Agriculture and also known as a USDA rural development loan, is exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Janesville State Bank
  • 201 N Main Street, Janesville, MN, 56048
  • Our goal is simple. We aspire to build a better Janesville by serving the financial needs of our customers & creating lasting relationships within our community.Janesville State Bank is a locally owned and operated financial institution serving Janesville and the surrounding communities. We are a five-star, full-service bank committed to providing.
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  • 136 S Broadview, Greenbrier, AR, 72058
  • First Service Bank has been in operation for over 50 years and has locations in Little Rock, Greenbrier, Clinton, Shirley, Marshall, Yellville, Flippin, Mountain View, Conway and Dermott, with its headquarters in Faulkner County. Our goal is to fulfill your Banking & financing needs so you can realize your dreams.
  • USPLK Employees Federal Credit Union
  • 16055 Santa Fe Trail, Leavenworth, KS, 66048
  • USPLK Employees Federal Credit Union Although our services are similar to a bank, our philosophy is quite different. As a member-owned, non-profit financial institution, our credit union is run strictly for the benefit of our members. We strive to provide members with higher yields on savings and lower rates on loans.
  • Frontier Community Credit Union
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  • Frontier Community Credit Union is a full-service, not-for-profit cooperative. Our mission is to: 1) provide financial products and services in a professional, friendly and convenient atmosphere through innovation, technology, and cost-effective products; 2) encourage and educate our members in methods to manage
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  • 5151 S. 4th Street, Leavenworth, KS, 66048
  • Citizens FSB has a very a rich heritage! As you will see it is the foundation of what we believe to be the strongest regional financial institution in the country.Citizens FSB is a Commercial Real Estate lender & a Preferred Home Loan provider and is a preferred home loan provider with emphasis on competitive interest rates & low closing costs.
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  • 201 South Webster Street, Spring Hill, KS, 66083
  • Since 1927, the State Bank of Spring Hill has continuously provided our community with many banking options and services. We are one of the oldest family-owned banks in Johnson County with a solid reputation throughout the years. We offer our customers old-time values mixed with progressive, automated banking services.
  • Blue Chip Federal Credit Union
  • 5050 Derry Street, Harrisburg, PA, 17111
  • Founded in 1948 as RDG Harrisburg Credit Union to serve the financial needs of railroad workers in central PA. In 1976, we changed our name to CenPennRail Credit Union when we amended our charter to include employees of AMTRAK & CONRAIL who worked in central PA. At this time, family relatives of members became an important part of the credit union.
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  • 449 Eisenhower Boulevard, Suite 200, Harrisburg, PA, 17111
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