USDA Vs. FHA your options comparison in Pendleton, Madison County, IN
As of 2025, the USDA loan limit in Pendleton, within Madison, IN, is $336,500, whereas the FHA limit is $472,030 for a single-family house.
Employ the Lendersa® USDA loan calculator to compare today's premier USDA and FHA rates. Evaluate the income, credit score, reserves, and documents needed for eligibility. Our advanced mortgage calculator will display USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the most suitable program for your financial needs in .
2025 Loan Limits and Downpayment Requirements in Pendleton, Madison, IN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Pendleton, IN
The mission of Lendersa® is to deliver the most beneficial USDA or FHA loan promptly and without difficulty. You can choose from three different starting points to match with lenders offering USDA loan programs.
A USDA home loan is guaranteed by the Department of Agriculture, also referred to as a USDA rural development loan or mortgage, available exclusively in rural areas. Unlike FHA loans that mandate a minimum 3.5% down payment, USDA loans require none.
Founded on May 14th, 1998 by three dedicated employees and a group of local shareholders, NebraskaLand Bank began with the mission, ""To serve our communities with high quality personalized service at a competitive price."" That mission statement remains the same today.
We always say it's our people that make us special
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The Dallas U.P. Employees Credit Union charter was applied for on April 13, 1953 by ten men of the Southern Pacific Railroad. The state credit union department approved the application on May 20, 1953 and the Dallas S.P. Employees Credit Union was created. The ten men put up $5.00 per share each to fund the credit union. The ten original founders o
