As of 2026, the USDA loan limit in Pendleton, within Madison, IN, is $336,500, whereas the FHA limit is $472,030 for a single-family house.
Employ the Lendersa® USDA loan calculator to compare today's premier USDA and FHA rates. Evaluate the income, credit score, reserves, and documents needed for eligibility. Our advanced mortgage calculator will display USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the most suitable program for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to deliver the most beneficial USDA or FHA loan promptly and without difficulty. You can choose from three different starting points to match with lenders offering USDA loan programs.
A USDA home loan is guaranteed by the Department of Agriculture, also referred to as a USDA rural development loan or mortgage, available exclusively in rural areas. Unlike FHA loans that mandate a minimum 3.5% down payment, USDA loans require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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