As of 2026, the USDA loan limit in Pendleton, within Madison, IN, is $336,500, whereas the FHA limit is $472,030 for a single-family house.
Employ the Lendersa® USDA loan calculator to compare today's premier USDA and FHA rates. Evaluate the income, credit score, reserves, and documents needed for eligibility. Our advanced mortgage calculator will display USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the most suitable program for your financial needs in .
2026 Loan Limits and Downpayment Requirements in Pendleton, Madison, IN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Pendleton, IN
The mission of Lendersa® is to deliver the most beneficial USDA or FHA loan promptly and without difficulty. You can choose from three different starting points to match with lenders offering USDA loan programs.
A USDA home loan is guaranteed by the Department of Agriculture, also referred to as a USDA rural development loan or mortgage, available exclusively in rural areas. Unlike FHA loans that mandate a minimum 3.5% down payment, USDA loans require none.
600 Corporation Dr, Suite 200, Pendleton, IN, 46064
Lends in Indiana
GVC Mortgage began with a desire to emphasize the value of home ownership and simplify the home loan process. It is this commitment to homebuyers that allows the company to grow and assist families in the purchase of their dream homes. Since 1996, GVC Mortgage has served over 32,000 borrowers and provided over $4 billion in total funded loans.
5411 Dr Martin Luther King Jr Blvd, Anderson, IN, 46013
Lends in Indiana
The Lampco staff, management, and board of directors is dedicated to creating economic benefits for our members by providing quality financial products delivered with the highest level of service and integrity. Lampco Federal Credit Union has served the financial needs of our Madison County Community for over 50 years.
At Independent Federal Credit Union, you are more than a member, you are an owner! Independent Federal Credit Union is committed to being the primary financial institution in Madison and also Independent Federal Credit Union is committed to being the primary financial institution in Madison County and to improving the lives of its members
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
FORUM Credit Union is a financial cooperative providing products and services to meet the needs of our members with innovation and care. FORUM provides services such as free checking accounts, free online bill pay, home equity loans, mortgages, business accounts and auto loans. We offer convenient branch locations in the Indianapolis area.
12242 E. 116th Street, Suite 200, Fishers, IN, 46037
Lends in Indiana
Integrity Mortgage Group also uses state-of-the-art technology including the ability to apply directly online or on our mobile app, pull your own credit report, and also receive e-mailed Loan Milestone Updates throughout the loan process letting you know the current status and what to expect next.
Bottom Line Mortgage, where we specialize in residential mortgages. At Bottom Line Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks.
11501 N. Cumberland Road, Suite 300, Fishers, IN, 46037
Lends in Indiana
At Castle Mortgage Corp., our mortgage professionals provide the one-on-one guidance you deserve when it comes to purchasing or refinancing a home. We provide conventional and non-conventional mortgage loan options to help clients with all types of budgets and goals. Our mortgage professionals are well-connected in the community
Bildwise provides the tools for fix/flip & buy/hold type investment strategies. We connect remote investors with fully vetted and proven contractors, then we coordinate all parties involved in the rehab project.
We assist you throughout the rehabilitation and/or renovation project. Our coordinators are your boots on the ground.
