USDA Vs. FHA Pro and Con comparison in Yorktown, Delaware County, IN
In the year 2025, the USDA loan limit for Yorktown, located in Delaware, IN, is set at $336,500. In contrast, the FHA limit for a single-family home stands at $472,030.
Utilize Lendersa® USDA loan calculator to compare the best rates for USDA versus FHA loans available today. Determine necessary income, credit, reserves, and documentation requirements for qualification. With our sophisticated mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side to choose the best option for your financial situation in Alabama.
2025 Loan Limits and Downpayment Requirements in Yorktown, Delaware, IN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Yorktown, IN
The primary goal at Lendersa® is to promptly secure the best USDA or FHA loan with ease. Choose any of the three paths to connect with matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, often known as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans that demand a minimum down payment of 3.5%, USDA mortgages require no down payment.
City-County Employees Credit Union is a non-profit cooperative organized to provide our members with low-cost financial services. We were chartered on April 15, 1941 and are governed by a volunteer board of directors who are elected by and from the membership. As a State-chartered, Federally-insured Credit Union.
Nicholas Financial, Inc., established in 1985, is a consumer finance company, that specializes in purchasing and servicing auto loans made by franchised and independent auto dealers, via a network of company owned and operated branch offices. Nicholas operates a network of 47 locations.
"LoanFlight Lending is licensed by the U.S. Department of Housing and Urban Development as a Title II Mortgagee and a FHA approved licensed mortgage lender.
Here at LoanFlight Lending, a privately held mortgage lender, we excel at the forefront of technology driven mortgage marketing and origination. Using vast national experience,"
CORE Financial, is ready to give you and your loan the service and attention it deserves. We have 15 years of experience at your service. We make it our mission to keep you headache-free during your entire loan process. Whether this is your first financing, a loan for remodeling, refinancing your home, or just simple debt consolidation
We're making HOME a reality by providing guidance that will not only help you find the right mortgage, but will also ensure that mortgage payment fits very comfortably within your budget. We don't just want to help you get into YOUR HOME; we want you to be able to stay in your home as long as you would like.
Ebenezer Mortgage Solutions' goal is to ensure consumers understand the benefits and drawbacks of each home loan option, rather than emphasizing only the positive aspects. We don’t want to see any individual, whether or not they are a customer, enter into a legal agreement that is not right for them or one that they cannot afford financially.
4311 West Waters Avenue, Suite 205, Tampa, FL, 33614
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We are a Christian company founded in July 2014. After many years of loan originating and processing experience, Glenda Lantes decided to follow her passion and created Sonlife Home Mortgage, LLC. Sonlife Home Mortgage consists of employees that treat their customers as top priority.
