In 2026, the USDA loan limit for Bargersville, which is in Johnson County, IN, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Employ the Lendersa® USDA loan calculator to assess the most favorable USDA and FHA rates today. Identify the necessary income, credit, reserves, and documents to qualify. Using our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA loans side by side. This will help you choose the best program suitable for your financial situation in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to efficiently secure the ideal USDA or FHA loan for you, without hassle. Start by choosing one of three pathways to connect with lenders and discover USDA loan programs suited to your needs.
A USDA home loan is backed by the government Department of Agriculture, known as a USDA rural development loan or USDA mortgage, and is only available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage requires no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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