USDA Vs. FHA your options comparison in Franklin, Johnson County, IN

In 2025, within Franklin in Johnson county of IN, the USDA loan limit is $336,500. Meanwhile, the limit for an FHA loan on a single-family home is $472,030.

Use Lendersa®'s USDA loan calculator to compare the top rates for USDA and FHA loans today and find out the income, credit, reserves, and paperwork needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA programs side by side, assisting you in selecting the best option for your financial circumstances in .

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2025 Loan Limits and Down Payment Requirements in Franklin, Johnson County, IN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Franklin, IN

The primary aim of Lendersa® is to connect you with the most favorable USDA or FHA loan available, swiftly and without hassle. Choose from one of three starting options that lead you to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in IN

A USDA home loan, supported by the government Department of Agriculture and also known as the USDA rural development loan or mortgage, is designated exclusively for rural neighborhoods. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • CCG Capital makes asset-based loans for commercial and non-owner occupied residential real estate projects. Our commitment is to provide fast and flexible solutions to each borrower's unique and unconventional financing requirements.Reputable Texas based construction lending and investor fund management.
  • Austin Private Funding
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  • Austin Private Funding is a private real estate finance company that provides hard money lending for commercial and non-owner occupied residential properties. Our years of experience in real estate investing and financing allow us to appreciate the complexities involved in real estate transactions.
  • HouseMax Funding
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  • One of the fastest growing hard money lenders in America! Our team has over 25 years of lending experience and over 50 years of collective Real Estate sales, and investing. We have funded over 1,250 deals and flipped more than 3,000 houses.The HouseMax team offers a special hands-on approach and truly enjoys and values time spent with borrowers.
  • Sente Mortgage
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  • Sente, we know what it takes to succeed in this industry. We have discovered that leverage is one of the keys to a productive mortgage career. Just like a team of climbers, leverage is required to reach pinnacles of production for each individual mortgage banker. We have the resources and expertise to help put you on a path to achieve your goals.
  • Austin Capital Mortgagae
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  • We are a full service residential mortgage banking firm serving the Austin, Houston, San Antonio, and Dallas Fort Forth metro areas. We have been serving the needs of the residential mortgage community since 1996. Our customers know us for competitive rates and consistent customer satisfaction. Our integrity is reflected in our raving client.
  • Mission Mortgage of Texas, Inc
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  • Mission Mortgage has been providing professional lending services in Texas since 1986. We are a locally-owned company with the resources of a national lender. We provide our own processing, underwriting, closing, and funding in our main offices in Austin allowing us to complete your transaction with the fewest delays.
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  • BCLG was founded in 2004 and is a full service Mortgage Banker licensed in Texas, with the ability to provide mortgage financing for residential properties, commercial properties, condo projects raw land, and construction to permanent "One Time Close" projects. So, whether you are buying, building, or refinancing in TX.
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  • Fairview Lending, we have many loan options to suit your needs. We make sure to get to know you to properly advise you of your best options when seeking a loan and We understand that getting a home mortgage is a huge decision. We pride ourselves on giving you all the information and comfortable with getting a loan.
  • Florida Family Funding LLC
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