USDA VS FHA in Whiteland, Johnson County, IN

In 2025, the USDA loan limit for Whiteland in Johnson, IN, is $336,500, while the FHA limit for a single-family home stands at $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Assess income, credit, reserves, and required documents for lending qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side to determine which program in best fits your financial requirements.

Browse loan offers from 100 lenders

2025 Loan Limits and Downpayment Details for Whiteland, Johnson, IN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loans in Whiteland, IN

Lendersa® aims to provide you with the best possible USDA or FHA loans swiftly and with no hassle. Choose from one of the three starting points to connect with lenders offering USDA loan programs.

Lendersa USDA loan request and results

Defining USDA Loans in IN

A USDA home loan, backed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. Available only in rural areas, unlike FHA loans requiring a minimum 3.5% down payment, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Bloomsdale Bank
  • 55 Mill Hill Road, Bloomsdale, MO, 63627
  • Bloomsdale Bank Since opening our doors in 1914, Bloomsdale Bank has held the values of community, integrity, and sticking to what we know and doing it well. As one of the oldest community banks in Ste. Genevieve County, we understand the importance of treating our neighbors like family, making wise financial decisions.
  • Riverview Credit Union Inc
  • 39 Acme Street, Marietta, OH, 45750
  • RCU was founded in 1968 originally to serve the lending needs of the employees of the Union Carbide Corporation, Mining and Metals Plant. Today, our field of membership includes any person who lives, works, worships, or attends school in the following counties: Washington, Noble, Morgan or Monroe.
  • Peoples Bank
  • 138 Putnam St, Marietta, OH, 45750
  • Peoples Bank is a Bank with operations in fifty states. Peoples Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA, reverse and construction mortgages and Peoples is a member of the Russell 3000 index of U.S. publicly-traded companies
  • Electrical Workers Local CU
  • 1366 Porter Street, Detroit, MI, 48226
  • At Electrical Workers Credit Union, it's business as usual, even in this unusual environment. We've always believed in conservative, careful business practices. After all, we know that it isn't just our money that's at stake, it's yours. As always, your deposits are insured by the National Credit Union Association (NCUA).
  • One Detroit Credit Union
  • 630 Howard Street, Detroit, MI, 48226
  • In 1935, we were formed as the Detroit Newspaper Industrial Credit Union, to serve people who worked in the newspaper industry. In the 1970s, we changed our name to be more inclusive of industries such as radio, television, printing, and publishing. We chose Communicating Arts Credit Union, the name most of us associate with our credit union.
  • LVRG Funding
  • 615 Griswold St, Suite 700, Detroit, MI, 48226
  • The products offered by LVRG, LLC. can be small business loans, lines of credit, term loans, merchant cash advances, or other business funding products. These products are not consumer loans. All products mentioned may be provided by third parties and are subject to lender approval. Your loan agreement will identify the loan issuer prior to your si
  • Direct Financial
  • 600 Lafayette E, Detroit, MI, 48226
  • Direct Financial is a division of New England Federal Credit Union (NEFCU), a financial institution headquartered in Vermont with a 50-year record of successfully helping members improve their financial conditions. Members served through Direct Financial are members of NEFCU. Anyone who lives, works, or studies in the Michigan
  • ATA National Lender Services
  • 31440 Northwestern Highway, Suite 100, Farmington, MI, 48334
  • ATA National Title Group is a full-service title insurance agency providing comprehensive title and settlement services to companies and individuals involved in real estate transactions. We are licensed to issue title insurance in 27 states and offer title and settlement services in all 50 states. We additionally maintain 47 offices, staffed by 423