In 2025, the USDA loan limit for Whiteland in Johnson, IN, is $336,500, while the FHA limit for a single-family home stands at $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Assess income, credit, reserves, and required documents for lending qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side to determine which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to provide you with the best possible USDA or FHA loans swiftly and with no hassle. Choose from one of the three starting points to connect with lenders offering USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. Available only in rural areas, unlike FHA loans requiring a minimum 3.5% down payment, USDA loans need no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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