USDA Vs. FHA Pro and Con comparison in Whiteland, Johnson County, IN
In 2025, USDA loan limit in Whiteland, county of Johnson, IN is $336,500 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Whiteland, county of Johnson, IN
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Whiteland, IN
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
MCNB is 100% locally owned and operated by people of McCurtain County. MCNB was established after seeing the opportunity of offering a competitive advantage to our customers. Since our opening in 1982 in Idabel, with deposits of 1 million dollars, MCNB has grown to an institution in excess of 100 million dollars, with banks in Idabel
Henderson State Bank seeks to better our communities in many ways. We offer lending products, with a focus on Ag and Commercial businesses. We have various types of deposit accounts, and other related services, to help anyone with their banking needs. We also are heavily involved in our communities through various service projects, donations.
Amboy Bank is a community bank offering banking services for individuals and businesses in New Jersey for over 130 years. Amboy's branch offices provide checking, savings, mortgages, home equity and business loans among many other high quality services. Amboy continues to be recognized as the Best Bank in Central New Jersey more than 20 years.
Established in 1990 New Jersey Home Funding Group llc is one of New Jersey's longest standing independent mortgage lender. For 27 years and billions of dollars of residential mortgages originated over that time there has never been 1 single consumer complaint upheld by any regulatory agency. A record we are proud of!
The Halstead Bank is headquartered in Halstead and is the 104th largest bank in the state of Kansas. It is also the 3,357th largest bank in the nation. It was established in 1882 and as of March of 2022, it had grown to 27 employees at 5 locations. The Halstead Bank has an A health rating.
Since 1953 Glynn County Federal Employees Credit Union has been serving our members as a not-for-profit financial cooperative owned and controlled by our members. Instead of stockholders, a voluntary Board of Directors. Supervisory Committee and Credit Committee oversee the credit union.
RiverWood Bank is a network of community banks located in nine communities in Northern and Central Minnesota, including the cities of: Bagley, Baudette, Baxter, Benson, Bemidji, Big Lake, Crosslake, Monticello, and Morris. Our Mission is to Empowering employee-owners to exceed customer expectations.
We are committed to providing the best in financial products and services, and will search for creative solutions to your needs. Our flexibility and responsiveness to your requests allow us to tailor our services to meet your unique needs and to provide you with the best banking services available.
