USDA Vs. FHA your options comparison in Greenwood, Johnson County, IN

In 2025, the USDA loan limit for Greenwood in Johnson, IN, is $336,500, while the FHA limit for a single-family home is $472,030.

Use Lendersa®'s USDA loan calculator to evaluate today's USDA vs. FHA rates. Determine the required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options, helping you choose the best program in for your financial needs.

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2025 Loan Limits and Downpayment Requirements in Greenwood, Johnson County, IN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Greenwood, IN

The goal of Lendersa® is to secure the best USDA or FHA loan quickly and effortlessly. Choose from three starting points to connect with lenders and explore loan programs.

Results from Lendersa USDA loan requests

Understanding USDA Loans in IN

A USDA home loan, guaranteed by the Department of Agriculture, also known as a rural development loan, is available exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Exception Lending
  • 315 Montgomery Street, 10th Floor, San Francisco, CA, 94104
  • With over 10 years experience as a San Francisco mortgage lender, my goal with every client is to listen, work in close communication with you and your Realtor, and provide you the right mortgage products and high attention service that you need to be successful in today's market.
  • Capital Bridge Partners, Inc
  • One Sansome Street, Suite 1500, San Francisco, CA, 94104
  • Founded in 2019, Capital Bridge Partners a San Francisco-based private real estate lending and investment firm specializing in bridge loans, mezzanine and joint venture financing as well as providing alternative investment solutions Our Principals have over 40 years of collective real estate industry experience.
  • Security Financial Services
  • 100 Bush Street, Suite 1500, San Francisco, CA, 94104
  • "Founded in 1943, Security Financial Services is an established real estate lender and business note purchaser headquartered in the San Francisco Bay Area. Our unique lending philosophy has weathered many challenges and has allowed us to originate hundreds of millions in loans. "
  • Homepoint Lending, Inc
  • 1321 Evans Avenue, Suite C, San Francisco, CA, 94124
  • Whether you’re buying, selling, Refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Plum Lending
  • 445 Bush Street, Suite 500, San Francisco, CA, 94108
  • Plum Lending is revolutionary commercial real estate lending, combining the world of data science with traditional lending. Our mission is to help borrowers meet their funding needs with the most efficient and optimal process in the industry. We provide smart and reliable funding options.
  • SunnyHill Financial Inc
  • 600 California St, Suite 15-007, San Francisco, CA, 94108
  • SunnyHill Financial has over 50 years of combined mortgage experience, ranging from some of the oldest banking institutions to the newest mortgage Fintech startups. You will be working directly with the owners of the company and alos Proudly service are Az, Ca, Co, GA, MI, NC, OH, FL, OR, PA, TX, and UT.
  • Lighthouse Bank
  • 2020 North Pacific Avenue, Santa Cruz, CA, 95060
  • Lighthouse Bank offers loan products for a variety of personal and business purposes. Our experienced relationship managers provide customized lending options, competitive rates, and responsive personalized service. We are headquartered and managed locally, which allows us to make faster decisions for our clients.
  • Santa Cruz Community Credit Union
  • 324 Front Street, Santa Cruz, CA, 95060
  • The Santa Cruz Community Credit Union pursues a vision of vital local communities whose members contribute individually and collectively to a just society. In our vision, all people have full access to economic opportunity, and have the resources to make effective financial decisions for themselves, their families, and their communities.
  • Tedrowe Realty & Investments
  • 125 Jewell Street, Santa Cruz, CA, 95060
  • "Lea Tedrowe started working in real estate investments in 1983 before founding Tedrowe Realty & Investments in 1988. Lea was born and raised in Santa Cruz and has an extensive knowledge of the real estate market on the Central Coast. Contact us today for more information about private money loans, construction loans, bridge loans."
  • Spinner Mortgage
  • 205 DeAnza Blvd, Suite 269, San Mateo, CA, 94402
  • At Spinner Mortgage we treat every loan as if it were our own. Whether it’s a loan for an investment property, a construction loan, cash for college tuition, remodeling, or a first-time homebuyer’s mortgage, each situation is carefully evaluated and addressed in detail. The result is a loan custom-tailored to meet specific needs.
  • Become
  • 400 Concar Drive, San Mateo, CA, 94402
  • Become is an end-to-end financial optimization platform for SMBs. Its one-of-a-kind loan marketplace uses advanced algorithms to provide SMBs with customized funding offers to help them grow and successfully scale their business. In addition to its funding platform, Become’s BeProfit dashboard provides online SMBs with the tools.
  • Bay Mark Realty
  • 177 Bovet Road, Suite 100, San Mateo, CA, 94402
  • BayMark Financial, Inc. is a small, but efficient, full service mortgage brokerage firm located in the heart of the San Francisco Peninsula, specializing in the origination and servicing of short-term Trust Deed Notes. BayMark Financial is a real estate broker licensed by the California Bureau of Real Estate.