USDA Loan Vs. FHA loan pro & con for Columbus, Bartholomew County, IN

In 2025, USDA loan limit in Columbus, county of Bartholomew, IN is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Columbus, IN

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Indiana?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(412) 461-3018 335 miles Lender's profile and map Reviews Tri Boro Federal Credit Union 600 East 8th Avenue, Munhall, PA, 15120 We are a full service credit union servicing nearly 15, 000 members. The philosophy of Tri Boro Federal Credit Union is to offer quality service and products to our members. Our belief is you do not have to pay high prices to deposit or access your own funds. We offer numerous financial services that hopefully will meet your every need.
(319) 354-7501 335 miles Lender's profile and map Reviews Residential Mortgage Network, Inc. 2507 Highlander Place, Iowa City, IA, 52245 Residential Mortgage Network, Inc. is a mortgage bank providing USDA Rural Development, VA, Conventional, FHA and New Construction Loans to borrowers throughout the state of Iowa.Since 1987, our loan officers have been passionate about providing excellent home loan programs and outstanding customer service.
(573) 657-3343 336 miles Lender's profile and map Reviews River Region Credit Union 400 East Broadway, Ashland, MO, 65010 River Region Credit Union is a financial cooperative, owned and operated by its members, existing to encourage growth and better service through education and membership participation. The Credit Union will offer regular savings at competitive rates, promote thrift, quality loans at reasonable rates.
(256) 505-4600 336 miles Lender's profile and map Reviews Citizens Bank & Trust AL 711 Gunter Avenue, Guntersville, AL, 35976 Today’s banking customers have come to expect convenient, advanced financial services. What you may not expect is truly personalized customer service from someone who takes time to understand your specific needs. At Citizens Bank & Trust, we believe you deserve both aspects in your banking relationship.
(412) 487-6048 336 miles Lender's profile and map Reviews Enterprise Bank 4091 Mount Royal Boulevard, Allison Park, PA, 15101 Enterprise Bank first opened its doors for business in October 1998. Since that day, it has continued to change the expectations small business owners have for their financial institutions. The main reason is this: Enterprise Bank is the region’s only bank created to address the particular needs of entrepreneurs, startups & businesses in distress.
(641) 472-3161 336 miles Lender's profile and map Reviews Iowa State Bank and Trust Company of Fairfield, Iowa 55 South 4th Street, Fairfield, IA, 52556 Iowa State Bank & Trust Company opened its doors for the first time on May 19, 1934, after a merger between Iowa State Savings Bank and the Iowa Loan and Trust Company was agreed to create a strong unified bank during the Great Depression. That same year, the bank was accepted into the Federal Reserve System.
(641) 472-9839 336 miles Lender's profile and map Reviews Libertyville Savings Bank 2000 W. Jefferson, Fairfield, IA, 52556 At Libertyville Savings Bank, we live and work in the same community as you. We get to know you and your banking needs so that we can provide the kind of five-star service you deserve. We have 6 offices in southeast Iowa, whether you’re in Fairfield, Libertyville, Eldon, Keosauqua, Keota, Douds or the surrounding area.
(412) 243-7574 336 miles Lender's profile and map Reviews The East End Food Co-op Federal Credit Union 7516 Meade Street, Pittsburgh, PA, 15208 The East End Food Co-op Federal Credit Union is a member-owned and democratically-governed non-profit financial cooperative. Together, we strive to provide equitable access to fair and transparent banking and credit. We are committed to safe, sound and sustainable banking that responds to the needs of the community, nurtures financial growth.
(724) 930-9864 337 miles Lender's profile and map Reviews BVA Federal Credit Union 608 Rostraver Road, Belle Vernon, PA, 15012 BVA Federal Credit Union’s main objective is to provide outstanding financial services to its members. The credit union was chartered in 1966 as Rostraver Federal Credit Union. In 1969 the charter name was changed to Belle Vernon School Employees Federal Credit Union. The name changed again in 1999 to BVA Federal Credit Union
(540) 260-3126 337 miles Lender's profile and map Reviews Virginia Community Capital 110 Peppers Ferry Road NW, Christiansburg, VA, 24073 Virginia Community Capital is a Community Development Financial Institution (CDFI) with a mission to create jobs, energize places, and promote an enhanced quality of life for Virginians. With offices in Christiansburg, Norfolk, and Richmond, we offer innovative and flexible financing tools throughout the state.
(412) 822-3185 337 miles Lender's profile and map Reviews VA Pittsburgh Employees FCU Mobile 1010 Delafield Road, Pittsburgh, PA, 15215 The VA Pittsburgh Employees FCU was established in 1954 as a not-for-profit or charity organization. We stand for the service, mutual financial well-being and opportunity for our members. Today our mission statement remains the same and our vision is to strive to be our members' institution of choice for comprehensive financial services.