USDA VS FHA in Seymour, Jackson County, IN

As of 2025, in Seymour, part of Jackson county, IN, the USDA loan limit is $336,500, while the FHA cap for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, determining the income, credit, reserves, and documentation required to qualify. Our comprehensive mortgage calculator allows you to evaluate USDA, FHA, Conforming, and VA lending options side-by-side, aiding in the selection of the best program suited for your financial needs in .

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2025 Loan Limits and Downpayment Requirements in Seymour, Jackson, IN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Seymour, IN

Lendersa® aims to efficiently connect you with the best available USDA or FHA loan options, free of hassle. Begin with one of three starting points that lead to matching lenders and tailored USDA loan programs.

Lendersa USDA loan request and matching results

What Defines a USDA Loan in IN?

The USDA home loan is backed by the Department of Agriculture, often referred to as a USDA rural development loan or mortgage. Available only in rural areas, this loan does not require a down payment, unlike FHA loans, which need a minimum of 3.5% down.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Bridge Capital Resources LLC
  • 7350 E Progress Place, Suite 100, Greenwood Village, CO, 80111
  • Bridge Capital Resources™ LLC is a private money lender whose mission is to leverage entrepreneurial creativity bringing about inspired vision for transformation. We provide capital to real estate entrepreneurs for investment property acquisition, rehabilitation and stabilization. Principals of our company have nearly sixty years of combined indust
  • Journey Home Lending
  • 10200 E. Girard Ave, Suite B321, Denver, CO, 80231
  • Journey Home Lending Our team will provide the highest level of expertise to quickly guide you through the entire process of finding the best home purchase options or refinancing options for your new mortgage. Transparency and Integrity define our work ethic, and we help guide with options so you can make informed decisions
  • JML Mortgage LLC
  • 8571 East Cornell Drive, Denver, CO, 80231
  • JML Mortgage. We are a family owned company focused on offering our clients an unrivaled customer experience. We tailor each loan to meet your family's needs now and into the future. Welcome home and Borrowing money for a home (or investments) is one of the biggest financial decisions you will make in your life.
  • Colorado Lending Solutions Inc
  • 10200 East Girard Avenue, Building B, Suite 230, Denver, CO, 80231
  • Colorado Lending Solutions' mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Trust Home Loans
  • 7995 E. Hampden Ave, Suite 204, Denver, CO, 80231
  • Trust Home Loans, LLC is a Colorado mortgage lender located in the Denver Metro Area. We specialize in residential home loans including Conventional, FHA, VA and USDA. We’re always working hard to stand out from our competition. We work with wholesale banks which allows us to offer our clients the most competitive rates and loan programs
  • Select Home Loan Group LLC
  • 14601 Yosemite Street, Brighton, CO, 80602
  • At Select Home Loan Group LLC. We are a full service mortgage company based in Brighton, CO. We specialize in Purchase, Refinance, and Conventional Loans in Brighton. We also serve the surrounding cities in Adams County. Whether you are buying a home or refinancing in the zip code 80602,
  • Splash Real Estate Solutions LLC
  • 3051 West 105th Avenue, Suite 351653, Westminster, CO, 80602
  • Splash Real Estate Solutions LLC are a buying, selling, refinancing, or building your dream home, you have a lot riding on your Loan Specialist and Real Estate Agent. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professionals who are able to give you
  • Widespread Lending Solutions LLC
  • 13904 Fairfax St, Thornton, CO, 80602
  • Widespread Lending Solutions provides a full line of personalized and private Mortgage Brokerage & Real Estate Services. That means we can support you through the entire home buying, selling or refinancing process from start to finish. We streamline the home buying process by providing mortgage and real estate services under one roof.
  • The First National Bank of Sonora
  • 102 E Main St., Sonora, TX, 76950
  • The First National Bank of Sonora was organized by E.R. Jackson in 1900, only 10 years after Sonora became a town. The move to organize a bank was deemed foolhardy by some who had already seen two financial institutions fail. The organizational meeting was held on May 3, 1900, with E.R. Jackson, E.F. Vander Stucken,
  • Century Savings and Loan Association
  • 233 East Main St, Trinidad, CO, 81082
  • Century Savings and Loan Association was chartered in 1903 as Century Building and Loan. The primary purpose, at that time, was to provide share accounts which in turn were used to provide home mortgage loans. We have grown quite a bit since then, expanding our deposit products to include Checking accounts, MMDA accounts, Certificates of Deposit.