For the year 2026, the USDA loan limit in Decatur, within Adams county in IN, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the most competitive rates available today for USDA versus FHA loans. Determine the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can assess USDA, FHA, Conforming, and VA loans side by side, helping select the best program for your financial situation in Alabama.
2026 Loan Limits and Downpayment Requirements in Decatur, Adams, IN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Decatur, IN
At Lendersa®, we strive to provide you with the best USDA or FHA loan without hassle. Choose one of three starting points to match with lenders offering USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or mortgage. It is available solely for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment.
Central Soya FCU has served its members and their families since 1940. We continue to offer very competitive and unique services to meet the needs of our members.We also offer full family membership opportunities and lifetime membership regardless of your employment change (once a member, always a member).
UBCFCU has a mission of making competitive financial services and products available while increasing financial literacy and personal financial stability for the population we serve. We are also a Community Development Financial Institution that exists to expand economic opportunities in low income communities providing access to financial products
Financial Partners Federal Credit Union is a full service financial cooperative. We are a community chartered, federally insured credit union serving all of the residents and employees of East Allen County and their families. Financial Partners has been providing our members with the highest quality financial services since 1965.
Fire Police City County FCU operates as a not-for-profit financial institution, completely owned by its members. We are structured for the financial benefit of our members. Each member owns a portion of the Credit Union. Our employees are committed to putting forth the best service to help members succeed in their financial goals.
At Aspen Mortgage, we believe in honest and ethical service. We will offer you all of your options so that you can choose what type of mortgage will best suit your family's financial needs. We will stand behind our Loan Estimate and guaranty to you that what we have promised to you is exactly what we will deliver.
ProFed provides personal service to help you reach each important milestone of your life. Our mobile and online banking give you 24/7 access, and you can take us anywhere you go. With our network of over 36, 000+ ATMs, you can be sure your money is within your reach.ProFed Credit Union and start owning your financial future.
Public Service Credit Union is Fort Wayne’s oldest Credit Union, founded in 1932. Public Service Credit Union’s history began with Clarence Hensch. Clarence worked for NIPSCO and started lending money out of his own pocket to fellow employees during the Great Depression. Clarence founded Public Service Credit Union
We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today and also Community Mortgage Lending, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
