USDA Vs. FHA Pro and Con comparison in Decatur, Adams County, IN
For the year 2025, the USDA loan limit in Decatur, within Adams county in IN, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the most competitive rates available today for USDA versus FHA loans. Determine the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can assess USDA, FHA, Conforming, and VA loans side by side, helping select the best program for your financial situation in Alabama.
2025 Loan Limits and Downpayment Requirements in Decatur, Adams, IN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Decatur, IN
At Lendersa®, we strive to provide you with the best USDA or FHA loan without hassle. Choose one of three starting points to match with lenders offering USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or mortgage. It is available solely for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment.
At Reach Home Loans communication, transparency, and speed are the focus. Our client and Realtor® reviews are a testament to that. Since our business relies heavily on word of mouth referrals, we understand the importance of being available to clients and referral partners beyond traditional banking hours.
1877 S Federal Hwy, Suite 304, Boca Raton, FL, 33432
"At LENDING2U we focus on working together and supporting our clients with effective and personalized financial solutions. We offer mortgages for residencial & commercial properties, constructions, ReFinancing and improvements.
Our business areas include investors, brokers and realtors to become the best option of mortgage services."
Biz Lending & Insurance Center, Inc. (BLIC) is a niche company providing Member Business Loan Services for Credit Unions, Brokers, Investors, Business Owners and others that work in the Commercial Real Estate Industry. In addition, BLIC provides a complete line of Insurance Products that includes Property & Casualty, Health.
150 East Palmetto Park Road, Suite 800, Boca Raton, FL, 33432
Ameritrust Mortgage Associates will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. Melinda have been a Mortgage Loan Originator for over 26 years.
1600 South Dixie Highway, Suite 500A, Boca Raton, FL, 33432
We are conveniently located in Boca Raton Florida, we offer our services with honesty, fast process, and responsibility. Our company does not focus in close loans only, we focus in the best interest for our customers. The company has 1 principal on record. The principal is Glenn Fradera from Boca Raton FL.
1200 N. Federal HIghway, Suite 200, Boca Raton, FL, 33432
"DOT SPECIALIZES IN FINANCING FOR FOREIGN NATIONALS.
The FOREIGN NATIONAL market is small and unexplored due to its complexity. We seek and formulate the best financing solutions for foreigners. We also have teams dedicated to working with the various categories of loans already existing in the North American Market"
33 SouthEast 7th Street, Suite N, Boca Raton, FL, 33432
Prima Financial Services, strives to be your financial service provider of choice. We recognize that you have a choice and that we have to earn your trust and confidence. Our objective is to serve each of our customers with the up most quality and honesty in obtaining a mortgage. Prima Mortgage originators are trained to obtain you
1200 North Federal Highway, Suite S200, Boca Raton, FL, 33432
Heide International Mortgage Financing are passionate about Real Estate Finance and are always looking for innovative structures to meet the demands and goals of our clients. The world of mortgage financing can be confusing and frightening. Banks rarely have to time, education or know how that it takes to walk first time home buyers
40 Southeast 5th Street, Suite 502, Boca Raton, FL, 33432
Choice Mortgage is a residential wholesale direct lender in Boca Raton. As a direct lender, we work personally with you through every step of the mortgage loan process, from pre-approval to close. We can also approve and finance loans that other banks have to turn down. By specializing only in residential loans, we have the specific expertise
