USDA Vs. FHA your options comparison in Decatur, Adams County, IN
For the year 2025, the USDA loan limit in Decatur, within Adams county in IN, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the most competitive rates available today for USDA versus FHA loans. Determine the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can assess USDA, FHA, Conforming, and VA loans side by side, helping select the best program for your financial situation in Alabama.
2025 Loan Limits and Downpayment Requirements in Decatur, Adams, IN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Decatur, IN
At Lendersa®, we strive to provide you with the best USDA or FHA loan without hassle. Choose one of three starting points to match with lenders offering USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or mortgage. It is available solely for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment.
113 Nature Walk Parkway Suite 105, Saint Augustine, FL, 32092
Countryplace Mortgage is a direct lender with both Fannie Mae and FHA. That means that we can offer you the most competitive rates, with down payments as low as 3.5%. When financing a manufactured, mobile, or modular home, it is important that you are working with a mortgage professional that understands these unique properties.
300 Kingsley Lake Dr Suite 402, Saint Augustine, FL, 32092
The Okavage Group, LLC is a licensed mortgage broker in Pennsylvania, New Jersey, Florida, and Colorado. Owned and Operated by Dan Okavage, working in the industry since 2002, with over 2000 closed loans and counting! Our office is located in St. Augustine, FL, but we can serve clients in all states that we are licensed in- PA, NJ, FL, and CO.
52 TUSCAN WAY STE. 202 #237, Saint Augustine, FL, 32092
"Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
SELH Federal Credit Union has been approved for a Charter change to serve the healthcare industry in the cities of Abita Springs, Mandeville, Covington, and Lacombe, LA. This change allows us to offer membership to any worker in the healthcare industry working in any of the cities approved.
LTV Properties is a local Louisiana Equity Lender that specializes in hard money loans with no credit, income, or residency requirements. We offer fast closings and loan our own money. We have been doing business in the state of Louisiana for 11 years with over 120 years of personal, residential, and commercial lending experience.
211 W Causeway Approach, Suite A, Mandeville, LA, 70448
Alpha Mortgage was formed in 1997 in Mandeville, Louisiana. It operates as a mortgage broker office and is licensed by the state of Louisiana. Experienced loan officers include Jimmy Briant and Neal Clark with forty-two years of experience. Several types of loans are offered, such as, conventional, FHA, VA, USDA, and reverse mortgages.
Nauset Mortgage LLC was founded in 2004 by Pablo Parada Pentz. Our mission at Nauset Mortgage LLC is to take an educated approach to mortgage financing. We do this by partnering with our clients and seeing them reach their financial goals, as they relate to mortgage lending, by utilizing a broad spectrum of property based lending programs.
Teachers Credit Union has been open since 1935. The credit union has assets totaling $7.87 Million and provides banking services to more than 2, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
500 N Meridian Ave, Suite 206, Oklahoma City, OK, 73107
At HOME CO. with our fast, powerful and completely online way to get a mortgage, you can adjust your mortgage options to find the lowest payment possible. We have very competitive insurance premiums. Receive a quote in just a matter of a few minutes. We make buying a home easy at Home Owners Made Easy
