For the year 2025, the USDA loan limit in Decatur, within Adams county in IN, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the most competitive rates available today for USDA versus FHA loans. Determine the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can assess USDA, FHA, Conforming, and VA loans side by side, helping select the best program for your financial situation in Alabama.
2025 Loan Limits and Downpayment Requirements in Decatur, Adams, IN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Decatur, IN
At Lendersa®, we strive to provide you with the best USDA or FHA loan without hassle. Choose one of three starting points to match with lenders offering USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or mortgage. It is available solely for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment.
951 North Plum Grove Road, Suite E, Schaumburg, IL, 60173
We are not just a typical mortgage lending company, that will have you start by working with the loan officer (or sales person) then be handed off to their assistant/processor, and later to their closer, only to explain your situation to multiple people. Our loan officer’s pride themselves with being involved in every step of the process with you.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from purchasing to refinancing and to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan with the best interest rates.
1101 Perimeter Drive, Suite 460, Schaumburg, IL, 60173
American Financial Mortgage Services, Inc. was founded in June, 1993. We have survived the economic recessions that have hit this country by providing our customers with low rates and low costs on all our mortgage products. The average loan officer at American Financial Mortgage Services.
917 North Plum Grove Road, Suite C, Schaumburg, IL, 60173
Since 2003, Creative Lending Solutions has been making it easier to procure the best commercial real estate financing available. Our long-term relationships with national banks, local banks and conduit leaders uniquely position us to find high-value borrowing opportunities for our clients.
1700 East Golf Road, Suite 100, Schaumburg, IL, 60173
HomeTown Lending Partners we want to make your loan experience satisfying and rewarding. Our seasoned Mortgage Consultants will carefully guide and educate you through the entire home loan process, so you feel confident as you make choices about the many options available for your financing strategy
1375 Remington Road, Suite C, Schaumburg, IL, 60173
Dimitre Dimitrov Owner of Connect Mortgage Corp in Schaumburg, IL. I have learned how to structure all types of deals and provide quality service for all of my clients. If you are looking for a good mortgage broker I am available to offer same day pre approvals, personally monitor your transaction and offer face to face appointments.
850 E Higgins Rd, Suite 125W, Schaumburg, IL, 60173
We are a full-service mortgage company based in Schaumburg, IL. We specialize in FHA Loans and Conventional Loans in Chicagoland area and across IL. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment
475 North Martingale Road, Suite 100, Schaumburg, IL, 60173
Key Mortgage is a full-service financial products provider consistently ranking among the top lenders in Chicagoland. The company has twice been named a Top Employer by National Mortgage Professional magazine and a top lender by Chicago Agent magazine. It has also been recognized for excellence both in Illinois and nationally by Ask a Lender.
1300 E Woodfield Rd, Suite 304, Schaumburg, IL, 60173
Zachary Karp Mortgage Team understands that a home is one of the most important financial decisions you’ll make. A home can have more value than just an investment though; it’s where you raise your family, become engulfed in a community, and never question the feeling of home.and Zachary Karp is your local and trusted Schaumburg mortgage lender.
