USDA Vs. FHA Pro and Con comparison in Bluffton, Wells County, IN
This year, 2025, the USDA loan ceiling for Bluffton in Wells, IN, is set at $336,500. In contrast, the FHA limit for a single-family home is $472,030.
The Lendersa® USDA loan calculator allows you to compare the current best rates between USDA and FHA loans. Assess the required income, credit score, reserves, and necessary documents for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the best option for your financial needs in Alabama.
2025 Loan Limits and Downpayment Requirements in Bluffton, Wells, IN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Bluffton, IN
Lendersa® aims to help you secure the best USDA or FHA loan efficiently and without stress. Choose one of three pathways to connect with matching lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, is commonly referred to as a USDA rural development loan or USDA mortgage. It's available only in rural neighborhoods. In contrast to FHA loans, which require at least a 3.5% down payment, USDA loans require none.
I have 21 yrs experience in the space with 18 yrs specializing in Renovation/Construction Lending with more than 3000 renovation and construction fundings in my career. I'm VP of Renovation and Construction Lending for a mortgage bank, and also have my own commercial loan brokerage company. I have in depth experience with an extensive record of suc
1130 Cleveland Street, Suite 288, Clearwater, FL, 33755
Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal loan.
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600 CLEVELAND STREET, SUITE 212, Clearwater, FL, 33755
Acopia's experienced loan advisors are committed to helping qualified borrowers realize their dream of home ownership by providing superior customer service and innovative products. We are mortgage banking professionals committed to making our communities a better place to live and work.
The Grant County State Bank was chartered in 1907. It endured the Great Depression of the 1930s and remained a bulwark through the 1980s, when U.S. banks were failing at record rates. Our capital strength and our community's support have allowed our Bank to emerge as a leader in financial products and services.
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CORE Financial, is ready to give you and your loan the service and attention it deserves. We have 15 years of experience at your service. We make it our mission to keep you headache-free during your entire loan process. Whether this is your first financing, a loan for remodeling, refinancing your home, or just simple debt consolidation
Nicholas Financial, Inc., established in 1985, is a consumer finance company, that specializes in purchasing and servicing auto loans made by franchised and independent auto dealers, via a network of company owned and operated branch offices. Nicholas operates a network of 47 locations.
