USDA and FHA Pro and Con in Bluffton, Wells County, IN
This year, 2025, the USDA loan ceiling for Bluffton in Wells, IN, is set at $336,500. In contrast, the FHA limit for a single-family home is $472,030.
The Lendersa® USDA loan calculator allows you to compare the current best rates between USDA and FHA loans. Assess the required income, credit score, reserves, and necessary documents for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the best option for your financial needs in Alabama.
2025 Loan Limits and Downpayment Requirements in Bluffton, Wells, IN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Bluffton, IN
Lendersa® aims to help you secure the best USDA or FHA loan efficiently and without stress. Choose one of three pathways to connect with matching lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, is commonly referred to as a USDA rural development loan or USDA mortgage. It's available only in rural neighborhoods. In contrast to FHA loans, which require at least a 3.5% down payment, USDA loans require none.
770 Lake Cook Road, Suite 145, Deerfield, IL, 60015
Prism Mortgage has 30 years of experience in the residential and commercial real-estate industry. Prism Mortgage LLC, Chicago's leading group of financial advisors here to serve your entire mortgage lending needs. Strict, new federal and state regulations have imposed dramatic changes upon the mortgage lending process.
1020 Milwaukee Avenue, Suite 232, Deerfield, IL, 60015
Cambridge Lending Group has established itself as a trusted resource and respected mortgage leader in the Chicago’s North Shore community. we have helped thousands of clients find the optimal mortgage plan tailored to their needs, and provided successful solutions for those who have previously been turned down by other lenders.
1020 Milwaukee Avenue, Suite 230, Deerfield, IL, 60015
Our mortgage brokers know what they’re doing. They use the latest comparative analysis software which allows them to research and compare various loan programs to find the best option to meet your needs. We take pride in treating our clients with honesty and integrity. We have many very happy costumers.
420 Lake Cook Road, Suite 104, Deerfield, IL, 60015
Home Loan Solutions was founded by Victor and Olga Bolotnikov as a family business with intentions of delivering the absolute best rate and customer service in the industry. As the next generation joins the company, Mike Bolotnikov plans to continue delivering excellent customer service and even better products.
159 Crocker Park Blvd, Suite 400, Westlake, OH, 44012
Eagle Bend Capital Financing is an Ohio-based commercial finance and real estate capital intermediary. We provide funding solutions to businesses and real estate investors all over the country. Our extensive portfolio of financing options can provide a great alternative to traditional banks.
Veritas Mortgage Company was established in the Spring of 2019 with the central focus being placed on achieving the objectives of the client in a collaborative and communicative way. Sounds simple, right…but far too often we encounter clients that have been underserved in the current lending marketplace. This is where Veritas steps in.
Evo Mortgage is a dynamic, residential mortgage broker with over 25 years of experience! Our Borrowers and Realtor Partners are our number one priority. Our family of Loan Officers and Loan Processors know the home buying process is much more than just the financing component. We understand the importance of communication with our Borrowers
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
