USDA Vs. FHA your options comparison in Bluffton, Wells County, IN
This year, 2025, the USDA loan ceiling for Bluffton in Wells, IN, is set at $336,500. In contrast, the FHA limit for a single-family home is $472,030.
The Lendersa® USDA loan calculator allows you to compare the current best rates between USDA and FHA loans. Assess the required income, credit score, reserves, and necessary documents for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the best option for your financial needs in Alabama.
2025 Loan Limits and Downpayment Requirements in Bluffton, Wells, IN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Bluffton, IN
Lendersa® aims to help you secure the best USDA or FHA loan efficiently and without stress. Choose one of three pathways to connect with matching lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, is commonly referred to as a USDA rural development loan or USDA mortgage. It's available only in rural neighborhoods. In contrast to FHA loans, which require at least a 3.5% down payment, USDA loans require none.
UNB will meet with immediate success in serving the financial needs of a rapidly expanding community.We will work hard to earn the confidence and trust you have placed in us. We know our neighbors and we will offer more personalized and friendlier service in meeting all of your financial needs
VSECU is a credit union is a not-for-profit financial cooperative that is owned by its members. Profits go back to the member owners in the form of higher saving rates, lower loan rates, and affordable services. Credit unions do not exist to make a profit for the benefit of outside stockholders
SCU is a locally run credit union focused on serving the residents and businesses of South Central MA and Northern CT. Our mission is to give our members the very best financial products and services available at outstanding rates and terms, with the lowest fees possible. Take a look at our checking accounts, mortgages, consumer loans
McPherson Co-Op Credit Union has been a member-owned, not-for-profit financial institution. We have come a long way since the card table in the basement! The mission of MCCU is following the credit union philosophy of “People Helping People” by providing quality financial services to our members.
Horatio State Bank has been family owned and operated since 1905, putting us in the unique position of living and working alongside you. As a full service bank, we at HSB would love for you to join our family and let us help you meet your financial needs. At Horatio State Bank in Arkansas, they have supplied customers with various options.
2024 E Pinetree Blvd, Suite C, Thomasville, GA, 31792
Peoples Choice helps borrowers with obtaining mortgage financing that best suits their financial needs and goals. We offer over 150 loan programs from lenders across America. Chances are we can help you find a loan that best fits your financial needs with low costs and competitive interest rates.
Bodcaw Bank, one of the oldest businesses in the small town of Stamps, AR, first opened its doors in 1903 to support a thriving mill town that included Bodcaw Lumber Company. This saw mill was once the largest saw mill for yellow pine in the world. After the end of World War I, all the virgin forest of south Arkansas was cut and the mills closed.
Our bank was founded in 1997. Our founders established a bank based on time-tested methods of sound financial management. The bank they envisioned would serve people like themselves, who enjoy living and working in the unique region of South Georgia. Guardian Bank flourished as it helped people prosper.
