In 2025, the USDA loan limit for Ossian, located in Wells, IN, is $336,500, whereas for a single-family home, the FHA limit is $472,030.
Use the Lendersa® USDA loan calculator to contrast the top USDA vs. FHA rates of today. Evaluate the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator offers a side-by-side overview of USDA, FHA, Conforming, and VA loans, assisting you in selecting the program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
At Lendersa®, our aim is to facilitate the swift acquisition of the best possible USDA or FHA loan, free from hassle. Choose one of three initial options to align with lenders providing appropriate USDA loan programs.
A USDA home loan, officially guaranteed by the U.S. Department of Agriculture, commonly referred to as a USDA rural development loan, is offered exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment whatsoever.
Enter your location to find out if it qualifies for USDA rural housing loan?
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