USDA and FHA Pro and Con in Ossian, Wells County, IN
In 2026, the USDA loan limit for Ossian, located in Wells, IN, is $336,500, whereas for a single-family home, the FHA limit is $472,030.
Use the Lendersa® USDA loan calculator to contrast the top USDA vs. FHA rates of today. Evaluate the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator offers a side-by-side overview of USDA, FHA, Conforming, and VA loans, assisting you in selecting the program in that best fits your financial scenario.
2026 Loan Limits and Downpayment Requirements in Ossian, Wells, IN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Ossian, IN
At Lendersa®, our aim is to facilitate the swift acquisition of the best possible USDA or FHA loan, free from hassle. Choose one of three initial options to align with lenders providing appropriate USDA loan programs.
A USDA home loan, officially guaranteed by the U.S. Department of Agriculture, commonly referred to as a USDA rural development loan, is offered exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment whatsoever.
Central Soya FCU has served its members and their families since 1940. We continue to offer very competitive and unique services to meet the needs of our members.We also offer full family membership opportunities and lifetime membership regardless of your employment change (once a member, always a member).
Public Service Credit Union is Fort Wayne’s oldest Credit Union, founded in 1932. Public Service Credit Union’s history began with Clarence Hensch. Clarence worked for NIPSCO and started lending money out of his own pocket to fellow employees during the Great Depression. Clarence founded Public Service Credit Union
We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today and also Community Mortgage Lending, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
1700 Magnavox Way, Suite 220, Fort Wayne, IN, 46804
Lends in Indiana
We provide a best-in-class residential mortgage experience for our customers and an enriching and fulfilling culture for our employees through transparency, respect, and the highest ethical standards. Our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals.
UBCFCU has a mission of making competitive financial services and products available while increasing financial literacy and personal financial stability for the population we serve. We are also a Community Development Financial Institution that exists to expand economic opportunities in low income communities providing access to financial products
Fire Police City County FCU operates as a not-for-profit financial institution, completely owned by its members. We are structured for the financial benefit of our members. Each member owns a portion of the Credit Union. Our employees are committed to putting forth the best service to help members succeed in their financial goals.
Our mission is to be committed to providing the widest range of financial services to our membership in an economical, personal and professional environment. and 1953 the City Trust Federal Credit Union has been serving its members in the FORT WAYNE, Indiana area with exceptional financial products. You can find their current interest rates.
Founded in 1952 by seven Magnavox employees, we began as Magnavox Employees Federal Credit Union (FCU) in Fort Wayne, Indiana, to provide low cost loans and encourage systematic savings. In the early 1970s, the credit union operated three in-plant branches, primarily in other Magnavox facilities. From these beginnings,
We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs
