USDA Loan Vs. FHA loan for Berne, IN 2026

For the 2026, the USDA loan limit in Berne, situated in the county of Adams, IN, is $336,500. Meanwhile, the FHA loan ceiling for a single-family dwelling is $472,030.

Leverage the Lendersa® USDA loan calculator to contrast today's premier USDA and FHA rates. It elucidates the income, credit, reserves, and documentation prerequisites for qualification. Our sophisticated mortgage calculator juxtaposes USDA, FHA, Conforming, and VA options, enabling you to choose the suitable program in for your financial needs.

USDA and FHA loan solutions in Berne, IN

Lendersa® is committed to swiftly connecting you with the most advantageous USDA or FHA loan options. Initiate with one of three entry points to match with lenders and the relevant USDA programs.

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Defining a USDA Loan in IN

A USDA home loan is a government-backed loan by the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, and it is specifically for rural locales. Contrasting FHA loans, which entail a 3.5% minimum down payment, the USDA mortgage does not require any initial payment.

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Berne Lenders
(260) 724-1338 Lender's profile and map Central Soya Federal Credit Union 1200 N 2nd Street, Decatur, IN, 46733 Lends in Indiana Central Soya FCU has served its members and their families since 1940. We continue to offer very competitive and unique services to meet the needs of our members.We also offer full family membership opportunities and lifetime membership regardless of your employment change (once a member, always a member).
(260) 726-2142 Lender's profile and map Crossroads Financial Federal Credit Union 1102 W Votaw Street, Portland, IN, 47371 Lends in Indiana CrossRoads Financial Federal Credit Union is committed to providing the services that our members need now and in the future. Our mission will always be to help our members meet their financial needs, one CrossRoads at a time. While much has changed since 1950, the credit union continues to follow the journey set by our founding members.
(260) 456-1802 Lender's profile and map UBCFCU 2200 Smith Street, Fort Wayne, IN, 46803 Lends in Indiana UBCFCU has a mission of making competitive financial services and products available while increasing financial literacy and personal financial stability for the population we serve. We are also a Community Development Financial Institution that exists to expand economic opportunities in low income communities providing access to financial products
(260) 432-3433 Lender's profile and map Public Service Credit Union 4025 W Jefferson Boulevard, Fort Wayne, IN, 46804 Lends in Indiana Public Service Credit Union is Fort Wayne’s oldest Credit Union, founded in 1932. Public Service Credit Union’s history began with Clarence Hensch. Clarence worked for NIPSCO and started lending money out of his own pocket to fellow employees during the Great Depression. Clarence founded Public Service Credit Union
(260) 444-3140 Lender's profile and map Community Mortgage Lending Corporation 5743 Wilkie Drive, Suite 3, Fort Wayne, IN, 46804 Lends in Indiana We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today and also Community Mortgage Lending, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!