USDA Loan Vs. FHA loan for Berne, IN [Adams County Rates 2023]

In 2025, USDA loan limit in Berne, county of Adams, IN is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Berne, IN

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Indiana?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(318) 773-4777 751 miles Lender's profile and map Reviews Prime Capital Mortgage Inc 5925 Line Ave, Suite 12, Shreveport, LA, 71106 Prime Capital Mortgage Inc. home based in Shreveport, LA. we serve customers in the great states of Texas and Louisiana. We are always flexible enough to cover all of your financial needs, whichever those might be. Regardless of whether you’re about to make a first-time home purchase or are trying to refinance your current loan.
(318) 861-1208 751 miles Lender's profile and map Reviews CRESTAR MORTGAGE CORPORATION 910 Pierremont Rd, Suite 120, Shreveport, LA, 71106 "Crestar Mortgage Corporation is located in Shreveport, Louisiana. We were established in the community to provide options for borrowers who desired the most competitive mortgage products and the most individualized care. Our mission is to serve our customers with honesty, integrity and competence."
(207) 324-2285 751 miles Lender's profile and map Reviews Partners Bank 900 Main St, Sanford, ME, 04073 Partners Bank, formerly SIS Bank, was founded in 1933 and is headquartered in Sanford, Maine, with additional branch locations in Springvale, South Sanford, Limerick, Buxton, Waterboro, Wells and York, Maine, as well as Portsmouth and Rye, New Hampshire. Partners Bank, formerly SIS Bank, completed a rebrand in July 2019
(508) 627-4266 752 miles Lender's profile and map Reviews Martha’s Vineyard Savings Bank 78 Main Street, Edgartown, MA, 02539 Established and chartered in 1955, Martha’s Vineyard Savings Bank is the last mutual savings bank created in Massachusetts. However, the Bank traces its financial roots back to 1909 when a group of people dedicated to the Island introduced co-operative banking to Martha’s Vineyard.
(888) 456-9796 752 miles Lender's profile and map Reviews Coast2coast mortgage 11481 Old St. Augustine Rd, Suite104, Jacksonville, FL, 32258 "We offer the assistance you need in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process. Today's technology has changed the way we do business. For example, through our website"
(904) 500-5626 752 miles Lender's profile and map Reviews Coast2Coast Mortgage - Hard Money Division 11481 Old St Augustine Rd, Suite 104, Jacksonville, FL, 32258 Coast2Coast Mortgage – Hard Money Division is committed to the best Hard money solutions for all of our clients individual needs. Whether you have perfect credit or less than perfect credit, we can help you reach your financing goals. Our Hard Money programs are asset based, and we lend on a variety of residential and commercial properties.
800-743-7556 752 miles Lender's profile and map Reviews FHA Mortgage Source 11481 Old St. Augustine Rd, Suite #104, Jacksonville, FL, 32258 "FHA Mortgage Source is committed to providing our customers with the most accurate and latest FHA information available online today. Our partners have an in-depth understanding of Government home loans and take time to evaluate your personal situation to find you the best options. "
(580) 874-2244 752 miles Lender's profile and map Reviews The Bank of Kremlin 102 6th Street, Kremlin, OK, 73753 The Bank of Kremlin was chartered May 21, 1900 in Kremlin, Oklahoma Territory, seven years before statehood. The bank was founded to provide deposit, bank draft and lending services to the town and local agricultural community. We believe our success is owed to our focus and dedication to customer service.
(903) 572-1776 754 miles Lender's profile and map Reviews The American National Bank of Mount Pleasant 301 S Madison Ave Mount, Mount Pleasant, TX, 75455 Since 1979, American National Bank has been serving the Northeast Texas area with the best customer service and financial services available. American National is locally owned and operated, and we strive to provide our customers with the best banking experience possible. We invite you to visit us
(888) 572-9881 754 miles Lender's profile and map Reviews Guaranty Bank & Trust PO Box 1158, Mount Pleasant, TX, 75455 Guaranty Bank & Trust opened its doors for business in Texas on January 13, 1913. The bank has grown & prospered over the years by continually meeting the financial needs of all the communities it serves.Being one of the oldest & most firmly established banks in the area, and has built a reputation of conservative soundness that has served it well.
(318) 687-8700 754 miles Lender's profile and map Reviews WESLA Federal Credit Union 2921 Williamson Way, Shreveport, LA, 71118 WESLA Federal Credit Union was founded in 1971 to serve the employees of Western Electric. When massive layoffs by Western Electric began in the 80's, WESLA began expanding its eligibility to include multiple Select Employee Groups. The Caddo Teachers Association Credit Union was among the eight (8) credit unions merged into WESLA.