USDA and FHA Pro and Con in Dyer, Lake County, IN

In 2025, the USDA loan ceiling in Dyer, within Lake, IN, is $336,500. Meanwhile, the FHA cap for a single-family dwelling is $472,030.

Utilize Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates, and to identify the necessary income, credit, reserves, and documentation to qualify. Our sophisticated mortgage calculator lets you view USDA, FHA, Conforming, and VA programs side by side to help you choose the most suitable option for your financial circumstances in .

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2025 Loan Limits and Down Payment Requirements in Dyer, Lake, IN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Dyer, IN

Lendersa® is dedicated to quickly securing the most favorable USDA or FHA loan for you, without unnecessary delays. Begin with one of three options to match lenders with the USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in IN

A USDA home loan, also known as a USDA mortgage or USDA rural development loan, is a government-backed loan available exclusively in rural locales. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans do not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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