USDA and FHA Pro and Con in Munster, Lake County, IN

In 2025, the USDA loan cap for Munster in Lake county, IN, is set at $336,500, whereas the FHA limit for a single-family residence there is $472,030.

Leverage the Lendersa® USDA loan calculator to assess today's top USDA and FHA rates, identifying the required income, credit standing, reserves, and paperwork necessary for eligibility. Our advanced mortgage calculator compares USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the best plan for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Munster, Lake, IN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Munster, IN

The aim of Lendersa® is to efficiently connect you with the best possible USDA or FHA loan, minimizing any hassle. Choose from one of three initial options to find matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in IN

A USDA home loan is guaranteed by the U.S. Department of Agriculture and is also called a USDA rural development loan or mortgage. It is available exclusively in rural areas. Unlike FHA loans which require a minimum 3.5% down payment, USDA loans are available with no down payment required.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Ponce Bank
  • 2244 Westchester Avenue, Bronx, NY, 10462
  • Our Bank has earned a reputation for serving the needs of our communities by emphasizing the importance of personal banking and by promoting local economic development. We employ a highly qualified and professional staff and offer a wide variety of products and services designed to meet the needs our customers
  • First Baptist Church Federal Credit Union
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  • First Baptist Church Federal Credit Union was established while under the Pastorate of the late Rev. Theodore R. Lee, Jr, and received its Charter in 1975 from the National Credit Union Association, (NCUA). We are located on the lower level of First Baptist Church at 100-10 Astoria Blvd, East Elmhurst, New York, 11369.
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  • Cross County Savings Bank is a local, FDIC-insured mutual savings bank that was originally founded in 1888 as Bushwick Savings & Loan Association of New York. Since such time, we have gone through various name changes, but our mission has remained the same… to make a difference in the lives of our local customers.
  • KLB Business Funding
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  • KLB Business Funding is composed of a group of highly experienced and seasoned, certified, financial professionals. With our knowledge and expertise, we can usually find a solution for all your financing needs. Unlike a bank, or local lending institution, which only lend to the most credit-worthy businesses, KLB Business Funding,
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  • The mission of Santee Cooper Credit Union is to provide financial services to members, to invest prudently, and to operate in the interest of the member while maintaining a safe and sound environment.Santee Cooper Credit Union remains committed to safeguarding the assets of our members.
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  • "At Palmetto Mortgage, we are dedicated to serving our customers with the best service and products for their needs. We provide a wide variety of loan products and by doing so we allow our customers to choose the product that best suits their needs. On the following pages you will learn briefly about our products and about us."
  • B Naman Consulting Inc
  • 245 Saw Mill River Road, Suite 106B, Hawthorne, NY, 10532
  • Bruce J. Naman Serving the area for over 25 years, I'm committed to helping you find the right mortgage product for your needs. I understand that every borrower is different, and offer a variety of products to meet your individual requirements, with my expertise, I get the hard deals done. I make the process of securing a mortgage simple.
  • Italo-American Federal Credit Union
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  • Italo-American Federal Credit Union was started by a group of Italian-Americans in 1935, to serve the needs of the Italian immigrant population of New York City, at a time when financial assistance was not available to them. Unlike banks, Credit Unions are owned and run by its members. There are no outside stockholders.