In 2025, the USDA loan cap for Munster in Lake county, IN, is set at $336,500, whereas the FHA limit for a single-family residence there is $472,030.
Leverage the Lendersa® USDA loan calculator to assess today's top USDA and FHA rates, identifying the required income, credit standing, reserves, and paperwork necessary for eligibility. Our advanced mortgage calculator compares USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the best plan for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Munster, Lake, IN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Munster, IN
The aim of Lendersa® is to efficiently connect you with the best possible USDA or FHA loan, minimizing any hassle. Choose from one of three initial options to find matching lenders and USDA loan programs.
A USDA home loan is guaranteed by the U.S. Department of Agriculture and is also called a USDA rural development loan or mortgage. It is available exclusively in rural areas. Unlike FHA loans which require a minimum 3.5% down payment, USDA loans are available with no down payment required.
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