USDA VS FHA in Griffith, Lake County, IN

In 2026, the USDA loan cap in Griffith, within Lake county, IN, amounts to $336,500. In contrast, for a single-family dwelling, the FHA cap is $472,030.

To evaluate today's top USDA and FHA rates, use the Lendersa® USDA loan calculator which can also help you identify the income, credit score, reserves, and documentation needed for eligibility. By utilizing our state-of-the-art mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, enabling you to choose the best program tailored to your financial needs in .

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Loan Limits and Downpayment Requirements for 2026 in Griffith, Lake, IN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Griffith, IN

Lendersa® aims to connect you quickly and effortlessly with the ideal USDA or FHA loans. Begin with one of three available paths that lead to pairing with suitable lenders and USDA loan options.

Lendersa USDA loan request and matching results

Overview of USDA Loans in IN

The USDA home loan, backed by the U.S. Department of Agriculture, also known as the USDA rural development loan or mortgage, is available solely in rural locales. Unlike FHA loans which necessitate a minimum down payment of 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Griffith Lenders

  • Advance Financial Federal Credit Union
  • 31 W US Highway 30, Schererville, IN, 46375
  • Lends in Indiana
  • Established in 1937 by 8 steelworkers, Advance Financial was started and guided by the credit union philosophy and principle of “People Helping People.” Continuing in that tradition today, Advance Financial is committed to providing the utmost quality in member service and exceeding expectations.

  • Adventas Inc
  • 2436 US Highway 41, Schererville, IN, 46375
  • Lends in Indiana
  • Adventas Mortgage, in Schererville, IN, is the area’s leading mortgage specialist serving Jasper, Lake, Porter and the surrounding counties since 2000. We specialize in mortgage purchases and refinancing, home, auto and life insurance, and more. For all your mortgage needs, contact Adventas Mortgage in Schererville.

  • Great Horizons Federal Credit Union
  • 7550 Hohman Avenue, Building Center, Munster, IN, 46321
  • Lends in Indiana
  • Great Horizons Federal Credit Union is located in Munster, IN, United States and is part of the Depository Credit Intermediation Industry. If you are interested in joining Great Horizons FCU - Members of their immediate families. Spouses of persons who died while in the field of memberships of this credit union.

  • Peoples Bank
  • 9204 Columbia Avenue, Munster, IN, 46321
  • Lends in Indiana
  • For over 100 years, Peoples Bank has maintained a philosophy of commitment to the customer, a belief that has allowed Peoples Bank to thrive and continue to serve the people of Northwest Indiana. It’s the same philosophy that drives Peoples now as it did in 1910 when the Bank first opened for business.

  • REGIONAL federal credit union
  • 7144 Kennedy Avenue, Hammond, IN, 46323
  • Lends in Indiana
  • REGIONAL Federal Credit Union is a member-owned and operated financial institution serving Northwest Indiana since 1961 The most comforting part about savings accounts at REGIONAL is the element of safety. Your accounts are federally insured by the National Credit Union Administration, an agency of the Federal Government, for up to $250,000

  • FinAns Federal Credit Union
  • 7017 Kennedy Avenue, Hammond, IN, 46323
  • Lends in Indiana
  • 1936 the Finans Federal Credit Union has been serving its members in the HAMMOND, Indiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages.

  • American Community Bank of Indiana
  • 7880 Wicker Avenue, Saint John, IN, 46373
  • Lends in Indiana
  • American Community Bank of Indiana is a local bank serving the NWI area, exclusively, for over a century! We are a true community bank that is proud to remain a faithfully local institution dedicated to being your financial partner throughout life. The bank offers a full array of personal and business banking solutions.

  • Boda Finance LLC
  • 6111 Harrison St .3rd Floor, Merrillville, IN, 46410
  • Lends in Indiana
  • We at Boda Finance believe there is no deal that is too big to fund. From refinancing, to construction, and blanket loans, we focus on financing quickly and without hassle. If you are in need of a lending partner, look no further than Boda Finance LLC! We get you funded regardless of the market conditions!

  • ProFinance Federal Credit Union
  • 7700 Broadway, Merrillville, IN, 46410
  • Lends in Indiana
  • ProFinance Federal Credit Union is a locally owned, nonprofit, community-focused credit union for the cities and towns of Merrillville, Gary, New Chicago,Portage, Hobart, Lake Station, and South Haven. Established in 1938, our financial institution has
    been proud to offer our members a complete array of financial services including debit