In 2026, the USDA loan limit in St.-John, situated in the county of Lake, IN, is $303,600, whereas the FHA limit for a single-family home is $379,500.
Utilize the Lendersa® USDA loan calculator to evaluate the best USDA and FHA rates available today. Determine the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program for your personal financial circumstances in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $303,600 | 0% |
| FHA | $379,500 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to provide you with the most efficient and straightforward USDA or FHA loan experience. Choose from one of three starting points that lead to matched lenders and USDA loan programs.
USDA home loans are guaranteed by the U.S. Department of Agriculture and are referred to as USDA rural development loans or USDA mortgages. They are exclusively available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA mortgages require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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