USDA Vs. FHA Pro and Con comparison in St.-John, Lake County, IN
In 2025, the USDA loan limit in St.-John, situated in the county of Lake, IN, is $303,600, whereas the FHA limit for a single-family home is $379,500.
Utilize the Lendersa® USDA loan calculator to evaluate the best USDA and FHA rates available today. Determine the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program for your personal financial circumstances in .
2025 Loan Limits and Downpayment Requirements in St.-John, County of Lake, IN
Loan Type
Loan Limit
Down Payment
USDA
$303,600
0%
FHA
$379,500
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in St.-John, IN
Lendersa® aims to provide you with the most efficient and straightforward USDA or FHA loan experience. Choose from one of three starting points that lead to matched lenders and USDA loan programs.
USDA home loans are guaranteed by the U.S. Department of Agriculture and are referred to as USDA rural development loans or USDA mortgages. They are exclusively available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA mortgages require no down payment.
6972 South Vine Street, Suite 366, Centennial, CO, 80122
Silver Leaf Mortgage, we want to serve you well. It is our passion to handle your loan like you are family. We will go above and beyond to complete every aspect of the loan process as quickly and easily as possible. We are your local reverse mortgage experts. Reverse Mortgage Insight ranked us in the TOP 50 Reverse Mortgage originators.
7950 Lincoln Street, Suite 115, Littleton, CO, 80122
Since founding Colorado One Mortgage in 2001, my team and I have been providing concierge level service to homeowners all across Colorado's front range. I treat your loan as if it were my own, and leverage 20 years of experience and technical understanding of markets to get you the lowest rate and fees.When you're ready to stop overpaying the bank.
7500 South University Blvd, Suite 102, Centennial, CO, 80122
Liberty Mortgage Group has been specializing in residential financing for Colorado borrowers since 1999. Unlike big banks that have "order takers" helping with your loan, we have highly skilled loan consultants who are experts at finding the mortgage that makes the most sense for your homebuying or refinancing scenario.
7950 S Lincoln St, Suite 109, Littleton, CO, 80122
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
10465 Park Meadows Drive, Suite 107, Lone Tree, CO, 80124
Mountain View Lending has over 25 years lending experience in the financial industry. In fact, our owner’s mortgage experience includes senior management for the mortgage securities division of a Wall Street based Fortune 100 Company. As a result we are uniquely positioned to provide excellent home loan products and rates.
9233 Park Meadows Drive, Suite 400, Lone Tree, CO, 80124
We have access to programs most banks cannot access with access to wholesale financing. Less cost and lower rates, gives homeowners access to more affordability. We can perform financing for those that are behind on their mortgage that need to catch up, all the way to the most qualified individuals
10375 Park Meadows Drive, Suite 500, Lone Tree, CO, 80124
In 2001, A Better Choice Mortgage was established to provide Colorado homeowners a less expensive alternative for home financing needs. Shocked at the massive commissions and price gouging that was rampant in the industry, we knew a lower cost and fair alternative was essential. Since our inception,
8600 Park Meadows Dr, Suite 300A, Lone Tree, CO, 80124
Premier Home Loans are a buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
10375 Park Meadows Drive, Suite 120, Lone Tree, CO, 80124
SCL Mortgage has loan programs available for most everyone. We specialize in assisting people with unusual financing needs as well as those with great credit. We are truly a one-stop-shop for your all your residential mortgage and also We take great pride in our team and have the unique expertise and caring attitude to help you get your loan .
Granger National Bank is the oldest banking establishment in Granger; founded in 1920. The current bank building was erected shortly thereafter in 1924. Granger National Bank survived the stock market crash in 1929 and the ensuing depression of the early thirties. Successful decades passed and the bank celebrated its centennial year in 2020.
