USDA Loan Vs. FHA loan for East-Chicago, IN [Lake County ]

For 2026, the USDA loan limit in East-Chicago, Lake county, IN is $303,600, while the FHA limit for a single-family home is $379,500.

Utilize the Lendersa® USDA loan calculator to evaluate today's best rates between USDA and FHA options, defining the income, credit score, reserves, and documentation required to qualify. With our advanced mortgage calculator, you get a side-by-side comparison of USDA, FHA, Conforming, and VA programs to determine which program in best suits your financial needs.

USDA and FHA Loan Choices in East-Chicago, IN

Lendersa® seeks to connect you to the most suitable USDA or FHA loan without hassle. Choose from three starting points that lead to matching lenders and USDA loan programs:

Lendersa USDA loan request and matching results

What is a USDA Loan in IN?

The USDA home loan, guaranteed by the government Department of Agriculture, also known as a USDA rural development loan or mortgage, is designed for rural areas. Unlike FHA loans, which have a minimum down payment of 3.5%, USDA loans do not require any down payment.

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East-Chicago Lenders
(219) 659-3254 Lender's profile and map Whiting Refinery Federal Credit Union 1339 119th Street, Whiting, IN, 46394 Lends in Indiana Whiting Refinery Federal Credit Union is an independent, federally chartered organization owned and directed by its members – your friends and fellow employees. We are a non-profit organization supervised by the Federal Government. Our purpose is to help you save your money conveniently.
(800) 762-7419 Lender's profile and map REGIONAL federal credit union 7144 Kennedy Avenue, Hammond, IN, 46323 Lends in Indiana REGIONAL Federal Credit Union is a member-owned and operated financial institution serving Northwest Indiana since 1961 The most comforting part about savings accounts at REGIONAL is the element of safety. Your accounts are federally insured by the National Credit Union Administration, an agency of the Federal Government, for up to $250,000
(219) 844-3125 Lender's profile and map FinAns Federal Credit Union 7017 Kennedy Avenue, Hammond, IN, 46323 Lends in Indiana 1936 the Finans Federal Credit Union has been serving its members in the HAMMOND, Indiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages.
(219) 513-8872 Lender's profile and map Great Horizons Federal Credit Union 7550 Hohman Avenue, Building Center, Munster, IN, 46321 Lends in Indiana Great Horizons Federal Credit Union is located in Munster, IN, United States and is part of the Depository Credit Intermediation Industry. If you are interested in joining Great Horizons FCU - Members of their immediate families. Spouses of persons who died while in the field of memberships of this credit union.
(219) 836-1964 Lender's profile and map Peoples Bank 9204 Columbia Avenue, Munster, IN, 46321 Lends in Indiana For over 100 years, Peoples Bank has maintained a philosophy of commitment to the customer, a belief that has allowed Peoples Bank to thrive and continue to serve the people of Northwest Indiana. It’s the same philosophy that drives Peoples now as it did in 1910 when the Bank first opened for business.