In the year 2025, the USDA loan cap for Whiting, located in Lake, IN, is $336,500, while the FHA limit for single-family homes is $472,030.
Leverage the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. Determine the income, credit, reserve, and required documentation for qualifying. Our premium mortgage calculator displays USDA, FHA, Conforming, and VA options side-by-side, allowing you to decide which loan program in best suits your financial needs.
Loan Limits and Downpayment Requirements for 2025 in Whiting, Lake, IN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Whiting, IN
Lendersa® is dedicated to securing you the best possible USDA or FHA loans quickly and without hindrance. Choose one of three initial strategies that lead to matching you with suitable USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is a government-backed loan from the Department of Agriculture. Offered exclusively in rural neighborhoods, these loans require no down payment, in contrast to FHA loans which need a minimum 3.5% down payment.
7875 24 Mile Road, Suite 200, Shelby Twp, MI, 48316
Capital Lending Inc is a state wide mortgage lender. Loan closing agents that cover every city in City and County. Keep in mind, we offer the lowest mortgage interest rates available. Low closing costs if you have Excellent credit or even if you are a first time home buyer. We are always available to help.
We’re connected to countless lending institutions. We’re obligated to none. Building, buying, refinancing, investing both residential and commercial: put your confidence in Zipfel Capital. As a broker, we leverage our network and expertise to connect you with the right lender.
Michael Zipfel, the founder and President of Zipfel Mortgage Group
Mortgage House of America has specialized in finding a great product at a great price to suit our clients’ home purchase or refinance needs. From the ground up, we have built our business on strong foundations of honesty, integrity and communication with our clients. Most of our loan officers bring at least ten years of experience.
At Community Bank you are treated like a friend. Our success is measured by the relationships we build with our customers providing competitive banking products, the latest technology, and individualized hands-on service.We consider it a privilege to do business with our customers.
Fahey Bank has been known as a trusted community bank since 1865 – the same year the Civil War ended. Timothy Fahey established the bank in the back of his general store to meet the needs of his neighbors in Marion, Ohio. Fahey Bank is still rooted in Marion – in the same location where Fahey’s general store once stood.
Pillar Credit Union is a member-owned and member-governed financial institution. Since its formation in 1960, we have grown into a full-service, not-for-profit financial cooperative Our friendly convenient services are available to anyone who works or lives in Marion, Morrow, Crawford, Wyandot, Richland, and Hancock County.
39850 Van Dyke Avenue, Sterling Heights, MI, 48313
Here at Golden Financial, we strive to be the solution to many of your problems that have stemmed from your unfortunate accident. Our office staff is full of trained professionals that are ready to answer your questions and make you comfortable through the entire process. We want to earn your trust, help you get through your case successfully.
Sterling Title Company is a full service, Michigan based title agency that puts our customers’ needs first. Our goal is to make your real estate transaction as simple and stress-free as possible. With 5 locations throughout Macomb, Oakland and St. Clair counties, Sterling Title is ready to serve our valued Michigan customers.
