During 2026, the USDA loan limit for Evansville in Vanderburgh, IN, is designated at $336,500, while the FHA limit for a single-family home is established at $472,030.
Employ Lendersa®'s USDA loan calculator to compare the most competitive USDA and FHA rates available today, identifying necessary income, credit reserves, and documents for qualification. Our advanced mortgage tool provides a comparison of USDA, FHA, Conforming, and VA products side by side, ensuring you select the best program suited for your financial conditions in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
At Lendersa®, our mission is to deliver the optimal USDA or FHA loan quickly and without hassle. Choose from three starting points to connect with lenders and explore USDA loan offers.
The USDA home loan, backed by the government's Department of Agriculture and also known as a USDA rural development loan, is available exclusively in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages do not need any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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