USDA VS FHA in Melody-Hill, Vanderburgh County, IN

For 2025, the USDA loan limit in Melody-Hill, Vanderburgh, IN, is set at $285,000, while the FHA limit for a single-family dwelling is $356,362.

Utilize the Lendersa® USDA loan calculator to evaluate today's leading USDA vs. FHA rates. Determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in selecting the program in that suits your financial situation best.

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2025 Loan Limits and Downpayment Requirements in Melody-Hill, Vanderburgh, IN

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices in Melody-Hill, IN

The aim of Lendersa® is to quickly and efficiently secure the best USDA or FHA loans for you. Choose from three initial strategies to connect with lenders and access USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in IN

The USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Contrasting FHA loans, requiring at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Gold Quest Group LLC
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