USDA Vs. FHA your options comparison in Melody-Hill, Vanderburgh County, IN
For 2025, the USDA loan limit in Melody-Hill, Vanderburgh, IN, is set at $285,000, while the FHA limit for a single-family dwelling is $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate today's leading USDA vs. FHA rates. Determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in selecting the program in that suits your financial situation best.
2025 Loan Limits and Downpayment Requirements in Melody-Hill, Vanderburgh, IN
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in Melody-Hill, IN
The aim of Lendersa® is to quickly and efficiently secure the best USDA or FHA loans for you. Choose from three initial strategies to connect with lenders and access USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Contrasting FHA loans, requiring at least a 3.5% down payment, USDA loans require none.
Peoples Trust Company was founded by an Act of the General Assembly of the State of Vermont on November 12, 1886. Since our inception, we have enjoyed a commitment to the Vermont tradition of service, quality and value. We believe that banking is about building relationships, making people’s lives easier, and helping folks realize their goals.
Firefighters of the City of Worcester have benefited from a long and rich history of member service. It has evolved over the years from a "savings and loan" business to a full service financial institution.When you become a member of the Worcester Fire Deptartment Credit Union, you also become an owner. We will continue through sound investments
Our main objective is to help companies acquire the capital they need to grow their business on their terms. We will guide you through the process and outline the lending parameters. It is our job to insure you’re well informed, and there are no surprises. It is our pledge to provide you with the best business lending available.
I have been in the mortgage business since 1992. Early in my career I quickly learned attention to detail and staying current with lending programs and regulations is pivotal in setting the stage for the smoothest mortgage process for a consumer. While everyone strives for the perfect process,
Block Financial Resources, we operate for the sole purpose of providing low-cost mortgage financing to all qualified clients. We distinguish ourselves from our competition by providing information, education and client advocacy that borrowers would otherwise not receive. Built on the principles of service and accountability.
We pride ourselves on personal service in our comfortable, friendly office in the heart of downtown St. James. We’ll take the time to learn as much as we can about your goals, and do everything possible to help you achieve them. From the moment you walk through our door, until long after closing.
The Worcester Police Department Credit Union was incorporated on November 22, 1946 and officially opened for business on February 1, 1947. The first official incorporators' meeting was held on October 22nd, 1946. In attendance were Boleslaw Izbicki, Frank R. Stake, George P. Merril, Joseph Turner Jr., Iver C. Blomstrom and more
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
