USDA Vs. FHA your options comparison in Newburgh, Warrick County, IN

During 2026, the USDA loan ceiling for Newburgh, in the county of Warrick, IN, is set at $336,500, whereas the FHA limit for a single-family property is $472,030.

Utilize the Lendersa® USDA loan calculator to assess today's most competitive USDA versus FHA rates. Determine necessary income, credit status, reserves, and requisite documents for qualification. Our sophisticated mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, aiding in choosing the right program for your financial circumstances in .

Examine loan proposals from 100 different lenders

Loan limitations and downpayment needs for 2026 in Newburgh, county of Warrick, IN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Lending Possibilities in Newburgh, IN

The ambition at Lendersa® is to quickly and effortlessly secure the best USDA or FHA loan for you. Choose one of three starting paths to align with lenders and USDA loan schemes.

Lendersa USDA loan request and matching results

Understanding USDA Loans in IN

The USDA home loan, supported by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is restricted to rural areas. Contrary to FHA loans, which mandate a minimum down payment of 3.5%, no down payment is necessary for USDA mortgage loans.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Colin Barr, Mortgage Broker
  • 2340 S Arlington Heights Rd, Arlington Heights, IL, 60005
  • Colin Barr, Mortgage We know how overwhelming the process of buying a home is, especially if it is the first time that you're doing it. We will work closely with you to explain the process, to protect you from making mistakes that could cost you later, and to ensure that your mortgage gets approved and you get the home that you.

  • Tiger Financial Services Inc
  • 2025 S. Arlington Heights Rd, Suite 118, Arlington Heights, IL, 60005
  • Tiger Financial Services, Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.

  • TOWN & COUNTRY MORTGAGE SERVICES, INC.
  • 2340 S. Arlington Heights Rd, Suite 440, Arlington Heights, IL, 60005
  • "Established in 2003 as a partner company to Town & Country Realty.
    We originally started at the location in downtown Arlington Heights and in 2013 moved our office location to the corner of Arlington Heights Rd. and Algonquin. Town & Country Mortgage Services, Inc. provides the best combination of interest rates and closing costs,"

  • Dimension Mortgage Corp
  • 1000 Skokie Blvd, Suite 570, Wilmette, IL, 60091
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Nationwide Mortgage & Realty
  • 2300 Barrington Road, Suite 400, Hoffman Estates, IL, 60169
  • Nationwide Mortgage and Realty Company is located in the northwest suburban area of Chicago, about 18 miles northwest of O'Hare Airport, in the Vistex Building at the above address in Hoffman Estates, Illinois. Nationwide has been in business since 1992 and its staff has experience going back to the early 1970's.

  • Presidential Preferred Funding LLC
  • 2356 Hassell Road, Suite A, Hoffman Estates, IL, 60169
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.

  • Primemax Mortgage Group
  • 311 West Grand Ave, Rainbow City, AL, 35906
  • Our success at Primemax Mortgage is a result of our client commitment, professional integrity, industry knowledge and unique approach in managing every aspect of the loan process to ensure the transaction proceeds smoothly and loan funding is on time. We at Primemax Mortgage pride ourselves on “Trust... Integrity... Service”.

  • BankOrion
  • 1114 Fourth Street, Orion, IL, 61273
  • We take pride in offering a variety of accounts and services to our customers. Our friendly customer service representatives and experienced lenders will help you choose the option that best fits your needs. Competitive pricing and community banking for over 128 years differentiates BankORION from the competition.