USDA Vs. FHA Pro and Con comparison in Newburgh, Warrick County, IN

During 2025, the USDA loan ceiling for Newburgh, in the county of Warrick, IN, is set at $336,500, whereas the FHA limit for a single-family property is $472,030.

Utilize the Lendersa® USDA loan calculator to assess today's most competitive USDA versus FHA rates. Determine necessary income, credit status, reserves, and requisite documents for qualification. Our sophisticated mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, aiding in choosing the right program for your financial circumstances in .

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Loan limitations and downpayment needs for 2025 in Newburgh, county of Warrick, IN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Lending Possibilities in Newburgh, IN

The ambition at Lendersa® is to quickly and effortlessly secure the best USDA or FHA loan for you. Choose one of three starting paths to align with lenders and USDA loan schemes.

Lendersa USDA loan request and matching results

Understanding USDA Loans in IN

The USDA home loan, supported by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is restricted to rural areas. Contrary to FHA loans, which mandate a minimum down payment of 3.5%, no down payment is necessary for USDA mortgage loans.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • AAA MORTGAGE SOLUTIONS, LLC
  • 6478 Putnam Ford Dr, Suite 206, Woodstock, GA, 30189
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
  • The First Mortgage Group LLC
  • 2230 Towne Lake Parkway, Woodstock, GA, 30189
  • First Mortgage Group, LLC (FMG) was established in 1996 to assist people in achieving their housing dreams; as such, FMG specializes in FHA, VA, Conventional and Jumbo loans. Bob Hester, President, formed FMG with the following objectives as his guide: Quality, Experience, Integrity and Service.
  • United Southeast Federal Credit Union
  • 1545 Bluff City Highway, Bristol, TN, 37620
  • United Southeast Federal Credit Union was chartered in 1941 to serve employees of the Inter-Mountain Telephone Company. Over the years, our Credit Union has grown to serve the employees of several hundred select employer groups in Tennessee and Virginia. USFCU is owned and operated by its membership.
  • First Federal Savings Bank
  • 2 North 2nd Street, Newark, OH, 43055
  • We know what it means to chase a dream with everything you have. At First Federal Savings, we make sure you start strong with a loan process that’s secure and transparent. We’re dreamers like you—so we’re ready to give you just what you need to focus on what matters most: the future you’re ready to build.
  • Park Sterling Bank
  • 50 North Third Street, Newark, OH, 43055
  • Park National Bank is a family of community banking teams that deliver an exceptional breadth and depth of resources to individuals and businesses, with a hands-on, personalized approach to service and strong local leadership that invests deeply in the places we live and work When you call us, we’ll recognize your voice. When you see us, we’ll be w
  • TrueCore Federal Credit Union
  • 215 Deo Dr, Newark, OH, 43055
  • At TrueCore Federal Credit Union, our mission is to enrich our community, and we’d love to serve you. We are member-owned, and our not-for-profit structure allows us to return excess earnings to those who bank with us in the form of better rates, lower fees, and more services. Those who reside, work, attend school, worship,
  • BUCKEYE HOME LENDING, LLC
  • 1281 W Main St, Newark, OH, 43055
  • Buckeye Home Lending is a Mortgage Lender in Newark, OH whose goal is to provide mortgage and loan services that alleviate stress and allow our clients to realize their dreams of home ownership. We focus on educating our clients and equipping them to make confident and informed decisions. Contact us today to learn more.
  • Byron Bank
  • 200 N Walnut St, Byron, IL, 61010
  • Byron Bank is to help people fulfill their financial dreams and goals. We specialize in mortgage lending and originate hundreds of mortgages a year. Our experienced and professional mortgage lending team is committed to assisting clients with the local knowledge and quality service they need to purchase the home of their dreams.