USDA Vs. FHA Pro and Con comparison in Fort-Branch, Gibson County, IN
As of 2025, the USDA loan limit for Fort-Branch, within Gibson, IN, is $285,000. In contrast, the FHA limit for a single-family home is set at $356,362.
Leverage the Lendersa® USDA loan calculator to compare today’s best USDA and FHA rates, evaluating your income, credit score, reserves, and required documentation for eligibility. Our advanced mortgage calculator facilitates side-by-side comparisons of USDA, FHA, Conforming, and VA loans, helping you identify the most suitable program for your financial requirements in .
2025 Loan Limits and Downpayment Requirements in Fort-Branch, Gibson, IN
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Fort-Branch, IN
At Lendersa®, our aim is to secure the optimum USDA or FHA loan for you swiftly and effortlessly. Choose one of three pathways to connect with lenders and explore appropriate USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture—also known as a USDA rural development loan or mortgage—is specifically designed for rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans do not require a down payment.
Driven Lending is an Arizona-Based company, established in 2019. At Driven, we believe that the process of purchasing or refinancing a home should be one of the most rewarding experiences of your life and we are taking a stand against the transactional nature of the process by making it fun and enjoyable.
Garrett Mortgage offers a wide range of mortgage options to meet your financial needs and circumstances. Whether you’re a first-time property buyer or interested in refinancing your mortgage, I’m here to guide you through the process. Contact me today and learn what I can do for you.
16626 E Avenue Of The Fountains, Suite 103, Fountain Hills, AZ, 85268
With mortgage financing as very complex as it is, Integrity Home Mortgage LLC aims to ensure that your home financing is made as easy as possible. Whether you are purchasing a new home, refinancing an existing home to a lower rate, consolidating debt, we at Integrity Home Mortgage LLC
16810 East Ave Of The Fountains, Fountain Hills, AZ, 85268
At Discount Mortgage Advisors, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
16114 East Powderhorn Drive, Fountain Hills, AZ, 85268
Top Funding specializes in purchase, refinance and investor loans. We provide loans for home purchases and refinances while supporting all residential property types. Whether it’s your primary residence, a secondary residence or an investment property we have you covered. Top Funding utilizes industry-leading technology to maximize
16810 E. Avenue of the Fountains, Suite 214, Fountain Hills, AZ, 85268
Bill McKellips and Dan Fann have been in the mortgage industry for over 15 years. They combined efforts and began Desert Creek Mortgage in 2004. They are committed t dealing openly and honestly with their customers. Getting a mortgage can be confusing and overwhelming. Desert Creek wants to make it as easy and painless as possible.
16810 Avenue of the Fountains, Suite 104, Fountain Hills, AZ, 85268
At Goldwater Mortgage Financial Company Inc., professional mortgage company specializing in residential mortgages. At Goldwater Mortgage Financial Company Inc., we will find a loan that fits each borrower. Unlike big banks that have order taker helping you with your loan, we have highly skilled loan consultants.
Gateway Bank represents a return to how banking used to be, where the staff knew everyone by name and treated you like a person instead of a number. We bring this nostalgic approach into modern times and offer the best of both worlds: the local, personal attention you want, plus a wide variety of products and services to meet your needs.
USA Private Money is a private lender providing loans across the United States. They provide fix-and-flip loans, hard money bridge loans, refinancing, loans for rental properties, and private commercial loans. They offer loan amounts starting from $45,000 with a maximum LTV of 90%, terms up to 300 months, and rates ranging between 6% and 8%.
8388 East Hartford Drive, Suite 111, Scottsdale, AZ, 85255
Minute Mortgage was started with the singular focus of improving the home lending process. Historically, getting a mortgage was a very traditional process highlighted by low technology and manual processes. This traditional process created an inefficient, time consuming, unsatisfying and ultimately expensive experience.
