In 2025, the USDA loan limit in Gary, which is in Lake County, IN, is set at $336,500, while the limit for FHA on a single-family home is $472,030.
With the Lendersa® USDA loan calculator, compare today's top USDA and FHA rates, and determine the needed income, credit, reserves, and documents to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options alongside each other, helping you choose the best program in for your financial needs.
2025 Loan Limits and Downpayment Requirements in Gary, Lake County, IN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Gary, IN
Lendersa® aims to secure the best USDA or FHA loan quickly and without hassle. Choose from one of three starting points to connect with lenders and explore USDA loan programs.
A USDA home loan, backed by the government through the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is exclusively for rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans do not require any down payment.
Goodman Mortgage Corporation is a locally owned and operated Mortgage Brokerage with over 30 years mortgage and lending experience. We have a personal interest in the people and families in the Nebraska and Iowa area. It has always been and always will be our community, too!
We have the experience to identify.
Finance1 provides professional mortgage service, helping you find accurate answers to important questions regarding mortgage rates, refinancing, savings, and smart investment options. We protect your best interest, so whether it be refinancing a current mortgage or purchasing a new home, we have you covered through a quick and informative process.
We’re a small team of mortgage professionals who understand not only how to get you approved for your mortgage—but also how the mortgage you choose affects your overall financial future. We treat your mortgage like any other investment, helping you find the right loan for your family’s individual financial situation, needs and goals
Omaha Federal Credit Union opened for business April 1, 1935, to serve the financial needs of the Omaha community. Membership is open to anyone living or working in Douglas, Sarpy or Washington counties in Nebraska and Pottawattamie County in Iowa.
Omaha FCU offers a full range of financial services, including mobile
Gershman Mortgage is among the largest mortgage companies in the Midwest, licensed in 11 states, with offices in 7. The company was founded in St. Louis, MO by Solon Gershman in 1955. Since then, the company has grown to be one of the only independently-owned and operated mortgage companies nationwide offering residential,
Bank Of Billings is a branch office of Bank Of Billings. They provide the following services: Full Service Office Location and are located at 104 N E Elm Street in Billings Missouri.
Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website
Family Focus FCU is based out of 7310 N Plaza, Omaha, Nebraska, United States and dedicated to providing financial services to Metropolitan Utility District's former and current employees, their
We are still YOUR credit union, dedicated to serve M.U.D. employees and their family members.
Electrical Workers #22 Federal Credit Union has been open since 1956. The credit union has assets totaling $13.27 Million and provides banking services to more than 2, 000 members.
The credit union is a fraternal credit union. Membership is also open to immediate family of current members.
