USDA and FHA Pro and Con in Lake-Station, Lake County, IN

In 2025, the USDA loan cap for Lake-Station in the county of Lake, IN, is $303,600, while a single-family home under the FHA limit takes on $379,500.

With the Lendersa® USDA loan calculator, you can compare the best rates available today for USDA versus FHA. This will help you ascertain the needed income, credit rating, reserves, and documentation for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans in parallel, assisting you in determining the most suitable program for your financial scenario in Alabama.

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Loan limits and downpayment requirements for Lake-Station, Lake, IN in 2025

Loan Type Loan Limit Down payment
USDA $303,600 0%
FHA $379,500 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA loan options in Lake-Station, IN

At Lendersa®, we aim to help you swiftly acquire the best USDA or FHA loan with ease. Choose from three starting points to link with matching lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

What are USDA Loans in IN all about?

The USDA home loan is backed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or mortgage, and is accessible exclusively in rural regions. Unlike FHA loans, which demand a minimum down payment of 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • TCH Mortgage
  • 1101 Miranda Lane, Kissimmee, FL, 34741
  • Hector is a Senior Mortgage Broker with TCH Mortgage. He created TCH Mortgage because he saw the need that hispanics in Central Florida had for a spanish speaking advisor although he has helped many customers from different backgrounds with excellent results. Hector works not only in FHA, Conventional and VA
  • Stewart Capital Lending Inc
  • 111 East Monument Avenue, Suite 338, Kissimmee, FL, 34741
  • "Stewart Capital Lending is a client-focused financing company specializing in commercial, residential, and private loans. Our CEO and chairman, Mr. Glen A. Stewart, has more than 33 years of experience in the financial and real estate industry, including many years spent as an insurance broker, residential home builder,"
  • The Advanced Mortgage Group LLC
  • 3497 West Vine Street, Kissimmee, FL, 34741
  • The Burnham Financial, has over 30 years of experience in Mortgage Lending. Our passion to help others achieve the dream of home ownership is what drew us to a career in mortgage lending. We understand that each of our clients are different, and we work hard to help them with their immediate and long-term financial goals.
  • Prime Choice Lending LLC
  • 2351 Rapollo Dr, Kissimmee, FL, 34741
  • We strive to obtain the perfect mortgage program to meet your individual needs. We will make sure you have all the available mortgage options to review so you can make the best decision possible. We know that every client has specific needs, so we strive to meet those needs with a wide array of mortgage products.
  • 1st Option Mortgage LLC
  • 722 Patrick Street, Kissimmee, FL, 34741
  • We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for home loans that are right for you. Family owned and operated with the knowledge to help get you in the home of your dreams. Mortgage Brokers have access to more competitive interest rates.
  • Banczone
  • 123 S Clyde Ave, Suite 201, Kissimmee, FL, 34741
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Butler Mortgage
  • 1012 W. Emmett Street, Suite B, Kissimmee, FL, 34741
  • Butler Mortgage was established in 1994 to serve the residential mortgage lending needs of the people of St. Cloud, Kissimmee, Harmony, Lake Nona and throughout Osceola County. We have had the pleasure and privilege to work with thousands of our neighbors, and have built deep roots as a trusted business in our community.
  • Aero Capital Finance
  • 439 W Vine St, Kissimmee, FL, 34741
  • Aero Capital Funding has been in the finance industry for more than 19 years. The team worked hard to obtain experience with some of the largest companies in the nation such as: Wells Fargo Mortgage, Chase Mortgage, SunTrust, American Home Mortgage, PRMG, PRMI and many more. We know what is needed to provide a great customer experience and help you
  • Travis County Credit Union
  • 1101 North Interstate 35, Austin, TX, 78702
  • Travis County employees realized that having a credit union would provide them with better financial assistance than banks. Many probably remembered the financial hardship experienced by their parents in the 30s. Our Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance.