In 2025, the USDA loan limit in Merrillville, situated in Lake county, IN, is set at $336,500. For a single-family home, the FHA limit is $472,030.
Lendersa® provides a USDA loan calculator to contrast today's top USDA and FHA rates. Determine the income, credit score, reserves, and documents required to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the most suitable program for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Merrillville, Lake County, IN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Merrillville, IN
Lendersa® aims to connect you with the best USDA or FHA loan promptly and hassle-free. Choose one of three starting options that lead to matching lenders and USDA loan opportunities.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans do not necessitate any down payment.
Consumers FCU is a member-owned, not-for-profit, financial cooperative. Consumers FCU is dedicated to providing members with quality financial products and services, delivered in a professional, personal and confidential manner. Serving our members with banking needs since 1965, Consumers is NCUA chartered, insured, and regulated
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